Census tract · Schoharie County
Census Tract 7405, Schoharie County, New York
Census Tract 7405, GEOID 36095740500, in Schoharie County, New York, mostly within Richmondville (town) (59% of its census blocks). 3,185 residents in the ACS 2020-2024 5-year estimates (±304); the 2020 Census counted 3,538.
Residents, 2020-2024
3,185
±304 (90% margin)
2020 Census count: 3,538
Median household income
$59,236
±$13,689 (90% margin)
Schoharie County: $70,133
Median home value
$156,900
±$16,582 (90% margin)
Schoharie County: $192,500
Median gross rent
$902
±$80 (90% margin)
Schoharie County: $909
Where is Census Tract 7405?
Census Tract 7405 is one of 8 census tracts in Schoharie County, New York. It covers 67.25 square miles of land, 53 residents per square mile in 2020. Its GEOID, 36095740500, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Richmondville (town) | 59% |
| Summit (town) | 41% |
| Richmondville | 15% |
7 census tracts border Census Tract 7405: Tract 9701.01 in Delaware County ($52,118), Tract 5906 in Otsego County ($69,659), Tract 5907.02 in Otsego County ($69,886), Tract 7402 ($54,706), Tract 7403, Tract 7404 ($79,432) and Tract 7406 ($71,949). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 7405?
The 2020-2024 American Community Survey puts Census Tract 7405's population at 3,185 (±304) in 1,511 households; the 2020 Census counted 3,538 residents and 2,131 housing units.
| Measure | Tract 7405 | Richmondville (town) |
|---|---|---|
| Total population | 3,185 ±304 | 2,209 |
| Households | 1,511 ±149 | 1,073 |
| Average household size | 2.10 ±0.14 | 2.04 |
| Housing units | 2,237 ±147 | 1,280 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 7405?
The median resident of Census Tract 7405 is 47.0 years old; 20.7% are under 18 and 26.8% are 65 or older. The largest group is non-Hispanic white residents at 87.1%, then Hispanic or Latino residents (of any race) at 8.8%.
| Measure | Tract 7405 | Richmondville (town) |
|---|---|---|
| Median age | 47.0 ±5.1 | 40.7 |
| Under 18 years | 20.7% ±3.2 pts | 22.0% |
| 65 years and over | 26.8% ±3.8 pts | 22.0% |
| Hispanic or Latino (any race) | 8.8% ±4.1 pts | 3.8% |
| White alone, not Hispanic | 87.1% ±4.6 pts | 91.8% |
| Black or African American alone, not Hispanic | 0.9% ±0.8 pts | 1.1% |
| Asian alone, not Hispanic | 0.1% ±0.1 pts | 0.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.3 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.3 pts | 0.0% |
| Two or more races, not Hispanic | 3.1% ±1.8 pts | 3.3% |
| Some other race alone, not Hispanic | 0.0% ±1.3 pts | 0.0% |
| Born outside the United States | 2.7% ±1.8 pts | 1.8% |
| Speak a language other than English at home (age 5+) | 6.3% ±3.5 pts | 2.8% |
| Civilian veterans (age 18+) | 10.2% ±2.9 pts | 9.5% |
| With a disability | 13.2% ±3.3 pts | 15.3% |
| No health insurance coverage | 5.7% ±2.3 pts | 7.3% |
| High school graduate or higher (age 25+) | 94.0% ±2.4 pts | 93.0% |
| Bachelor's degree or higher (age 25+) | 24.7% ±4.4 pts | 22.8% |
| Graduate or professional degree (age 25+) | 8.8% ±2.8 pts | 6.0% |
| Lived in the same house a year earlier | 89.3% ±4.0 pts | 87.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 7405 earn?
Half of the 1,511 households in Census Tract 7405 earn less than $59,236 a year (±$13,689), against $70,133 across Schoharie County: 5th highest of the county's 7 tracts with a reliable estimate. 9.7% of residents live below the poverty line.
| Measure | Tract 7405 | Richmondville (town) |
|---|---|---|
| Median household income | $59,236 ±$13,689 | $51,046 |
| Mean household income | $76,588 ±$8,228 | $75,551 |
| Per capita income | $35,790 ±$3,800 | $35,679 |
| People below the poverty line | 9.7% ±3.1 pts | 12.2% |
| Children under 18 below the poverty line | 7.9% ±7.1 pts | 10.3% |
| Households receiving SNAP | 12.7% ±4.3 pts | 15.8% |
| Households with a computer | 92.4% ±3.1 pts | 93.4% |
| Households with a broadband subscription | 92.8% ±3.5 pts | 94.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 7405?
Owners occupy 78.2% of Census Tract 7405's occupied homes and renters 21.8%. The median owner-occupied home is valued at $156,900 by its owner (±$16,582). The median renter pays $902 a month including utilities, and 46.7% of renters pay 35% or more of their income on rent.
| Measure | Tract 7405 | Richmondville (town) |
|---|---|---|
| Median home value (owner-occupied) | $156,900 ±$16,582 | $159,300 |
| Median gross rent | $902 ±$80 | $894 |
| Renters paying 35% or more of income on rent | 46.7% ±19.1 pts | 47.9% |
| Median monthly owner costs, with a mortgage | $1,710 ±$166 | $1,740 |
| Owner-occupied homes | 78.2% ±5.4 pts | 72.3% |
| Renter-occupied homes | 21.8% ±5.4 pts | 27.7% |
| Housing units | 2,237 ±147 | 1,280 |
| Single-family detached homes | 70.2% ±5.6 pts | 58.8% |
| Mobile homes | 17.3% ±4.5 pts | 19.7% |
| Built 2020 or later | 0.8% ±0.7 pts | 0.9% |
| Built 2010 to 2019 | 7.0% ±3.4 pts | 11.2% |
| Built 1939 or earlier | 21.7% ±4.5 pts | 24.8% |
| Households with no vehicle | 5.5% ±3.0 pts | 6.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 7405 get to work?
74.6% of Census Tract 7405's workers drive alone and 12.1% work from home. The average trip to work takes 30.2 minutes. The unemployment rate in 2020-2024 averaged 6.1%.
| Measure | Tract 7405 | Richmondville (town) |
|---|---|---|
| In the labor force (age 16+) | 56.9% ±5.3 pts | 59.0% |
| Unemployment rate | 6.1% ±2.6 pts | 4.9% |
| Drove alone to work | 74.6% ±6.4 pts | 72.3% |
| Carpooled | 8.7% ±3.3 pts | 8.5% |
| Public transportation | 1.4% ±1.2 pts | 0.0% |
| Walked | 2.8% ±2.4 pts | 3.9% |
| Worked from home | 12.1% ±3.8 pts | 14.7% |
| Mean travel time to work | 30.2 min ±3.3 | 28.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 7405 compare with the other tracts in Schoharie County?
Among Schoharie County's tracts with a reliable estimate, Census Tract 7405 ranks as shown below (1 = highest).
| Measure | In Schoharie County |
|---|---|
| Population | 5th of 8 |
| Residents per square mile | 5th of 8 |
| Median household income | 5th of 7 |
| Per capita income | 7th of 8 |
| Median home value | 7th of 7 |
| Median gross rent | 5th of 7 |
| Poverty rate | 6th of 7 |
| Bachelor's degree or higher | 6th of 7 |
| Median age | 5th of 8 |
| Owner-occupied share | 5th of 7 |
The tracts next to it on Schoharie County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 7404 | 2nd | $79,432±$7,551 |
| Tract 7401 | 3rd | $71,957±$11,544 · within the margin of this tract |
| Tract 7406 | 4th | $71,949±$6,177 · within the margin of this tract |
| Tract 7405 | 5th | $59,236±$13,689 |
| Tract 7407 | 6th | $57,238±$9,042 · within the margin of this tract |
| Tract 7402 | 7th | $54,706±$16,076 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 7405?
2 of the 18 figures for Census Tract 7405 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections