Census tract · Frederick County
Census Tract 7523.03, Frederick County, Maryland
Census Tract 7523.03, GEOID 24021752303, in Frederick County, Maryland, partly within Point of Rocks and Ballenger Creek. 3,878 residents in the ACS 2020-2024 5-year estimates (±430); the 2020 Census counted 3,606.
Residents, 2020-2024
3,878
±430 (90% margin)
2020 Census count: 3,606
Median household income
$162,000
±$23,121 (90% margin)
Frederick County: $122,002
Median home value
$478,600
±$33,437 (90% margin)
Frederick County: $464,600
Median gross rent
not published
Frederick County: $1,774
Where is Census Tract 7523.03?
Census Tract 7523.03 is one of 65 census tracts in Frederick County, Maryland. It covers 16.45 square miles of land, 219 residents per square mile in 2020. Its GEOID, 24021752303, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Point of Rocks | 26% |
| Ballenger Creek | 6% |
5 census tracts border Census Tract 7523.03: Tract 7510.04 ($101,148), Tract 7523.01 ($133,563), Tract 7523.02 ($157,404), Tract 7525.01 ($137,143) and Tract 7525.02 ($144,539). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 7523.03?
The 2020-2024 American Community Survey puts Census Tract 7523.03's population at 3,878 (±430) in 1,288 households; the 2020 Census counted 3,606 residents and 1,229 housing units.
| Measure | Tract 7523.03 | Frederick County |
|---|---|---|
| Total population | 3,878 ±430 | 287,048 |
| Households | 1,288 ±156 | 104,635 |
| Average household size | 3.01 ±0.21 | 2.70 |
| Housing units | 1,288 ±156 | 108,924 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 7523.03?
The median resident of Census Tract 7523.03 is 43.4 years old; 23.1% are under 18 and 15.2% are 65 or older. The largest group is non-Hispanic white residents at 66.3%, then non-Hispanic Black residents at 11.3%. 12.4% of residents were born outside the United States.
| Measure | Tract 7523.03 | Frederick County |
|---|---|---|
| Median age | 43.4 ±4.2 | 39.0 |
| Under 18 years | 23.1% ±2.7 pts | 23.3% |
| 65 years and over | 15.2% ±2.9 pts | 15.3% |
| Hispanic or Latino (any race) | 10.2% ±6.3 pts | 12.9% |
| White alone, not Hispanic | 66.3% ±11.4 pts | 65.7% |
| Black or African American alone, not Hispanic | 11.3% ±8.8 pts | 10.1% |
| Asian alone, not Hispanic | 8.9% ±5.2 pts | 5.9% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.1 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.1 pts | 0.0% |
| Two or more races, not Hispanic | 3.1% ±2.0 pts | 5.0% |
| Some other race alone, not Hispanic | 0.2% ±0.4 pts | 0.3% |
| Born outside the United States | 12.4% ±6.4 pts | 13.8% |
| Speak a language other than English at home (age 5+) | 21.2% ±9.8 pts | 17.7% |
| Civilian veterans (age 18+) | 14.4% ±6.1 pts | 7.5% |
| With a disability | 9.4% ±3.9 pts | 9.9% |
| No health insurance coverage | 5.5% ±5.0 pts | 4.7% |
| High school graduate or higher (age 25+) | 95.6% ±2.9 pts | 93.4% |
| Bachelor's degree or higher (age 25+) | 50.9% ±7.7 pts | 45.8% |
| Graduate or professional degree (age 25+) | 24.0% ±7.6 pts | 20.5% |
| Lived in the same house a year earlier | 90.7% ±7.3 pts | 89.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 7523.03 earn?
Half of the 1,288 households in Census Tract 7523.03 earn less than $162,000 a year (±$23,121), against $122,002 across Frederick County: 13th highest of the county's 65 tracts with a reliable estimate.
| Measure | Tract 7523.03 | Frederick County |
|---|---|---|
| Median household income | $162,000 ±$23,121 | $122,002 |
| Mean household income | $176,738 ±$16,255 | $148,300 |
| Per capita income | $59,709 ±$7,283 | $54,982 |
| People below the poverty line | 1.7% ±1.7 pts | 6.0% |
| Children under 18 below the poverty line | 1.2% ±3.2 pts | 6.8% |
| Households receiving SNAP | 2.9% ±2.8 pts | 7.4% |
| Households with a computer | 99.5% ±0.8 pts | 96.8% |
| Households with a broadband subscription | 97.7% ±2.5 pts | 93.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 7523.03?
Owners occupy 94.2% of Census Tract 7523.03's occupied homes and renters 5.8%. The median owner-occupied home is valued at $478,600 by its owner (±$33,437).
| Measure | Tract 7523.03 | Frederick County |
|---|---|---|
| Median home value (owner-occupied) | $478,600 ±$33,437 | $464,600 |
| Renters paying 35% or more of income on rent | 36.2% ±34.5 pts | 39.7% |
| Median monthly owner costs, with a mortgage | $2,852 ±$179 | $2,449 |
| Owner-occupied homes | 94.2% ±3.6 pts | 77.0% |
| Renter-occupied homes | 5.8% ±3.6 pts | 23.0% |
| Housing units | 1,288 ±156 | 108,924 |
| Single-family detached homes | 92.9% ±4.2 pts | 60.1% |
| Mobile homes | 0.6% ±1.1 pts | 0.6% |
| Built 2020 or later | 0.0% ±3.2 pts | 4.1% |
| Built 2010 to 2019 | 28.0% ±8.0 pts | 12.3% |
| Built 1939 or earlier | 5.4% ±3.2 pts | 10.8% |
| Households with no vehicle | 2.2% ±2.2 pts | 4.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 7523.03 get to work?
64.1% of Census Tract 7523.03's workers drive alone and 24.8% work from home. The average trip to work takes 41.0 minutes.
| Measure | Tract 7523.03 | Frederick County |
|---|---|---|
| In the labor force (age 16+) | 63.6% ±6.5 pts | 69.9% |
| Unemployment rate | 2.7% ±2.1 pts | 3.3% |
| Drove alone to work | 64.1% ±8.5 pts | 67.5% |
| Carpooled | 7.3% ±5.8 pts | 7.2% |
| Public transportation | 1.8% ±1.7 pts | 1.1% |
| Walked | 1.6% ±2.4 pts | 1.8% |
| Worked from home | 24.8% ±7.6 pts | 21.2% |
| Mean travel time to work | 41.0 min ±4.5 | 33.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 7523.03 compare with the other tracts in Frederick County?
Among Frederick County's tracts with a reliable estimate, Census Tract 7523.03 ranks as shown below (1 = highest).
| Measure | In Frederick County |
|---|---|
| Population | 38th of 65 |
| Residents per square mile | 50th of 65 |
| Median household income | 13th of 65 |
| Per capita income | 22nd of 65 |
| Median home value | 32nd of 65 |
| Bachelor's degree or higher | 21st of 65 |
| Median age | 17th of 65 |
| Owner-occupied share | 8th of 65 |
The tracts next to it on Frederick County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 7528.02 | 10th | $165,073±$12,559 · within the margin of this tract |
| Tract 7518.02 | 11th | $164,706±$21,714 · within the margin of this tract |
| Tract 7520.01 | 12th | $163,681±$13,108 · within the margin of this tract |
| Tract 7523.03 | 13th | $162,000±$23,121 |
| Tract 7707 | 14th | $158,672±$19,976 · within the margin of this tract |
| Tract 7522.02 | 15th | $158,333±$37,431 · within the margin of this tract |
| Tract 7526.01 | 16th | $158,125±$27,827 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 7523.03?
2 of the 17 figures for Census Tract 7523.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections