Census tract · Hampden County
Census Tract 8120.02, Hampden County, Massachusetts
Census Tract 8120.02, GEOID 25013812002, in Hampden County, Massachusetts, entirely within Holyoke. 4,544 residents in the ACS 2020-2024 5-year estimates (±710); the 2020 Census counted 4,438.
Residents, 2020-2024
4,544
±710 (90% margin)
2020 Census count: 4,438
Median household income
$49,330
±$5,988 (90% margin)
Hampden County: $71,306
Median home value
$282,500
±$17,224 (90% margin)
Hampden County: $298,800
Median gross rent
$1,192
±$241 (90% margin)
Hampden County: $1,136
Where is Census Tract 8120.02?
Census Tract 8120.02 is one of 104 census tracts in Hampden County, Massachusetts. It covers 2.17 square miles of land, 2,044 residents per square mile in 2020. Its GEOID, 25013812002, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Holyoke | 100% |
5 census tracts border Census Tract 8120.02: Tract 8116, Tract 8119 ($111,500), Tract 8120.01 ($59,438), Tract 8121.01 ($107,176) and Tract 8121.04 ($53,828). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 8120.02?
The 2020-2024 American Community Survey puts Census Tract 8120.02's population at 4,544 (±710) in 1,861 households; the 2020 Census counted 4,438 residents and 1,894 housing units.
| Measure | Tract 8120.02 | Holyoke |
|---|---|---|
| Total population | 4,544 ±710 | 37,813 |
| Households | 1,861 ±194 | 15,618 |
| Average household size | 2.33 ±0.27 | 2.34 |
| Housing units | 2,067 ±181 | 17,057 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 8120.02?
The median resident of Census Tract 8120.02 is 35.0 years old; 22.9% are under 18 and 16.5% are 65 or older. The largest group is non-Hispanic white residents at 48.1%, then Hispanic or Latino residents (of any race) at 47.0%.
| Measure | Tract 8120.02 | Holyoke |
|---|---|---|
| Median age | 35.0 ±7.1 | 40.0 |
| Under 18 years | 22.9% ±6.1 pts | 21.4% |
| 65 years and over | 16.5% ±2.8 pts | 20.1% |
| Hispanic or Latino (any race) | 47.0% ±8.0 pts | 52.4% |
| White alone, not Hispanic | 48.1% ±7.3 pts | 42.3% |
| Black or African American alone, not Hispanic | 3.4% ±2.6 pts | 2.4% |
| Asian alone, not Hispanic | 0.4% ±0.5 pts | 0.9% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Two or more races, not Hispanic | 1.2% ±0.8 pts | 1.8% |
| Some other race alone, not Hispanic | 0.0% ±0.9 pts | 0.2% |
| Born outside the United States | 6.2% ±4.5 pts | 6.2% |
| Speak a language other than English at home (age 5+) | 36.0% ±7.5 pts | 41.6% |
| Civilian veterans (age 18+) | 7.3% ±2.6 pts | 5.3% |
| With a disability | 18.5% ±4.4 pts | 21.4% |
| No health insurance coverage | 11.8% ±8.9 pts | 4.3% |
| High school graduate or higher (age 25+) | 82.0% ±5.4 pts | 78.7% |
| Bachelor's degree or higher (age 25+) | 27.7% ±5.7 pts | 25.9% |
| Graduate or professional degree (age 25+) | 8.1% ±3.7 pts | 10.1% |
| Lived in the same house a year earlier | 85.8% ±9.8 pts | 89.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 8120.02 earn?
Half of the 1,861 households in Census Tract 8120.02 earn less than $49,330 a year (±$5,988), against $71,306 across Hampden County: 79th highest of the county's 103 tracts with a reliable estimate. 28.1% of residents live below the poverty line.
| Measure | Tract 8120.02 | Holyoke |
|---|---|---|
| Median household income | $49,330 ±$5,988 | $53,605 |
| Mean household income | $67,676 ±$8,949 | $73,703 |
| Per capita income | $28,906 ±$3,995 | $31,236 |
| People below the poverty line | 28.1% ±6.9 pts | 27.0% |
| Children under 18 below the poverty line | 41.9% ±21.4 pts | 40.2% |
| Households receiving SNAP | 33.8% ±9.0 pts | 39.8% |
| Households with a computer | 96.1% ±3.0 pts | 90.8% |
| Households with a broadband subscription | 92.6% ±5.5 pts | 86.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 8120.02?
Owners occupy 46.3% of Census Tract 8120.02's occupied homes and renters 53.7%. The median owner-occupied home is valued at $282,500 by its owner (±$17,224). The median renter pays $1,192 a month including utilities, and 59.1% of renters pay 35% or more of their income on rent.
| Measure | Tract 8120.02 | Holyoke |
|---|---|---|
| Median home value (owner-occupied) | $282,500 ±$17,224 | $274,100 |
| Median gross rent | $1,192 ±$241 | $1,021 |
| Renters paying 35% or more of income on rent | 59.1% ±13.5 pts | 42.3% |
| Median monthly owner costs, with a mortgage | $1,886 ±$80 | $1,764 |
| Owner-occupied homes | 46.3% ±7.3 pts | 41.3% |
| Renter-occupied homes | 53.7% ±7.3 pts | 58.7% |
| Housing units | 2,067 ±181 | 17,057 |
| Single-family detached homes | 37.2% ±8.0 pts | 33.4% |
| Mobile homes | 0.0% ±2.0 pts | 0.1% |
| Built 2020 or later | 0.0% ±2.0 pts | 0.2% |
| Built 2010 to 2019 | 2.4% ±2.2 pts | 1.6% |
| Built 1939 or earlier | 30.7% ±7.8 pts | 42.5% |
| Households with no vehicle | 14.1% ±7.2 pts | 19.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 8120.02 get to work?
80.2% of Census Tract 8120.02's workers drive alone and 11.3% work from home. The average trip to work takes 20.1 minutes. The unemployment rate in 2020-2024 averaged 18.7%.
| Measure | Tract 8120.02 | Holyoke |
|---|---|---|
| In the labor force (age 16+) | 60.1% ±7.2 pts | 54.4% |
| Unemployment rate | 18.7% ±9.5 pts | 7.7% |
| Drove alone to work | 80.2% ±7.6 pts | 72.6% |
| Carpooled | 3.9% ±3.2 pts | 8.1% |
| Public transportation | 4.0% ±5.0 pts | 3.4% |
| Walked | 0.0% ±2.5 pts | 2.9% |
| Worked from home | 11.3% ±4.7 pts | 11.1% |
| Mean travel time to work | 20.1 min ±2.4 | 19.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 8120.02 compare with the other tracts in Hampden County?
Among Hampden County's tracts with a reliable estimate, Census Tract 8120.02 ranks as shown below (1 = highest).
| Measure | In Hampden County | In Holyoke |
|---|---|---|
| Population | 45th of 104 | 2nd of 11 |
| Residents per square mile | 65th of 104 | 9th of 11 |
| Median household income | 79th of 103 | 6th of 10 |
| Per capita income | 73rd of 104 | 5th of 11 |
| Median home value | 49th of 100 | 4th of 10 |
| Median gross rent | 42nd of 88 | 3rd of 10 |
| Poverty rate | 25th of 85 | 7th of 11 |
| Bachelor's degree or higher | 50th of 98 | 3rd of 10 |
| Median age | 75th of 104 | 8th of 11 |
| Owner-occupied share | 70th of 97 | 3rd of 9 |
The tracts next to it on Hampden County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 8122.01 | 76th | $51,867±$8,569 · within the margin of this tract |
| Tract 8001.02 | 77th | $51,692±$12,037 · within the margin of this tract |
| Tract 8127.02 | 78th | $51,561±$13,013 · within the margin of this tract |
| Tract 8120.02 | 79th | $49,330±$5,988 |
| Tract 8108 | 80th | $49,140±$7,084 · within the margin of this tract |
| Tract 8017 | 81st | $48,263±$7,075 · within the margin of this tract |
| Tract 8015.02 | 82nd | $47,438±$16,506 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 8120.02?
2 of the 18 figures for Census Tract 8120.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections