Census tract · Charles County
Census Tract 8509.04, Charles County, Maryland
Census Tract 8509.04, GEOID 24017850904, in Charles County, Maryland, mostly within Waldorf (81% of its census blocks). 14,715 residents in the ACS 2020-2024 5-year estimates (±1,328); the 2020 Census counted 13,090.
Residents, 2020-2024
14,715
±1,328 (90% margin)
2020 Census count: 13,090
Median household income
$141,518
±$5,627 (90% margin)
Charles County: $122,816
Median home value
$478,400
±$21,702 (90% margin)
Charles County: $428,500
Median gross rent
$2,213
±$94 (90% margin)
Charles County: $1,920
Where is Census Tract 8509.04?
Census Tract 8509.04 is one of 35 census tracts in Charles County, Maryland. It covers 15.92 square miles of land, 822 residents per square mile in 2020. Its GEOID, 24017850904, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Waldorf | 81% |
7 census tracts border Census Tract 8509.04: Tract 8508.02 ($86,425), Tract 8509.02 ($117,226), Tract 8509.05 ($125,233), Tract 8509.06 ($72,679), Tract 8510.03 ($165,417), Tract 8510.04 ($86,094) and Tract 8513.02 ($154,839). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 8509.04?
The 2020-2024 American Community Survey puts Census Tract 8509.04's population at 14,715 (±1,328) in 5,132 households; the 2020 Census counted 13,090 residents and 4,722 housing units.
| Measure | Tract 8509.04 | Waldorf |
|---|---|---|
| Total population | 14,715 ±1,328 | 82,943 |
| Households | 5,132 ±338 | 30,404 |
| Average household size | 2.87 ±0.19 | 2.72 |
| Housing units | 5,190 ±333 | 31,417 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 8509.04?
The median resident of Census Tract 8509.04 is 37.6 years old; 25.4% are under 18 and 10.6% are 65 or older. The largest group is non-Hispanic Black residents at 61.4%, then non-Hispanic white residents at 19.6%. 9.9% of residents were born outside the United States.
| Measure | Tract 8509.04 | Waldorf |
|---|---|---|
| Median age | 37.6 ±3.5 | 36.1 |
| Under 18 years | 25.4% ±3.7 pts | 24.9% |
| 65 years and over | 10.6% ±2.1 pts | 11.3% |
| Hispanic or Latino (any race) | 5.5% ±3.5 pts | 9.1% |
| White alone, not Hispanic | 19.6% ±4.6 pts | 17.7% |
| Black or African American alone, not Hispanic | 61.4% ±7.8 pts | 60.6% |
| Asian alone, not Hispanic | 3.6% ±2.2 pts | 4.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.2 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.3 pts | 0.0% |
| Two or more races, not Hispanic | 5.7% ±2.5 pts | 7.6% |
| Some other race alone, not Hispanic | 4.1% ±4.5 pts | 0.8% |
| Born outside the United States | 9.9% ±4.2 pts | 10.9% |
| Speak a language other than English at home (age 5+) | 8.5% ±4.5 pts | 12.4% |
| Civilian veterans (age 18+) | 20.7% ±5.6 pts | 14.5% |
| With a disability | 9.7% ±3.7 pts | 10.7% |
| No health insurance coverage | 4.3% ±2.2 pts | 4.2% |
| High school graduate or higher (age 25+) | 97.1% ±1.5 pts | 95.3% |
| Bachelor's degree or higher (age 25+) | 45.0% ±6.3 pts | 34.7% |
| Graduate or professional degree (age 25+) | 19.0% ±4.2 pts | 15.8% |
| Lived in the same house a year earlier | 91.4% ±4.5 pts | 87.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 8509.04 earn?
Half of the 5,132 households in Census Tract 8509.04 earn less than $141,518 a year (±$5,627), against $122,816 across Charles County: 10th highest of the county's 34 tracts with a reliable estimate.
| Measure | Tract 8509.04 | Waldorf |
|---|---|---|
| Median household income | $141,518 ±$5,627 | $116,089 |
| Mean household income | $158,510 ±$13,434 | $132,415 |
| Per capita income | $55,950 ±$3,967 | $48,929 |
| People below the poverty line | 5.3% ±3.8 pts | 7.7% |
| Children under 18 below the poverty line | 7.0% ±7.8 pts | 6.2% |
| Households receiving SNAP | 5.5% ±3.6 pts | 11.3% |
| Households with a computer | 100.0% ±0.8 pts | 97.1% |
| Households with a broadband subscription | 100.0% ±0.8 pts | 93.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 8509.04?
Owners occupy 86.0% of Census Tract 8509.04's occupied homes and renters 14.0%. The median owner-occupied home is valued at $478,400 by its owner (±$21,702). The median renter pays $2,213 a month including utilities.
| Measure | Tract 8509.04 | Waldorf |
|---|---|---|
| Median home value (owner-occupied) | $478,400 ±$21,702 | $407,600 |
| Median gross rent | $2,213 ±$94 | $1,995 |
| Renters paying 35% or more of income on rent | 25.5% ±22.1 pts | 40.5% |
| Median monthly owner costs, with a mortgage | $3,226 ±$191 | $2,477 |
| Owner-occupied homes | 86.0% ±6.2 pts | 74.9% |
| Renter-occupied homes | 14.0% ±6.2 pts | 25.1% |
| Housing units | 5,190 ±333 | 31,417 |
| Single-family detached homes | 57.6% ±7.9 pts | 56.0% |
| Mobile homes | 0.0% ±0.8 pts | 0.5% |
| Built 2020 or later | 11.8% ±5.6 pts | 2.7% |
| Built 2010 to 2019 | 43.5% ±8.2 pts | 17.7% |
| Built 1939 or earlier | 0.6% ±0.8 pts | 0.6% |
| Households with no vehicle | 0.3% ±0.4 pts | 3.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 8509.04 get to work?
59.3% of Census Tract 8509.04's workers drive alone and 18.7% work from home. The average trip to work takes 46.4 minutes. The unemployment rate in 2020-2024 averaged 6.3%.
| Measure | Tract 8509.04 | Waldorf |
|---|---|---|
| In the labor force (age 16+) | 79.1% ±4.1 pts | 73.8% |
| Unemployment rate | 6.3% ±2.9 pts | 5.9% |
| Drove alone to work | 59.3% ±6.2 pts | 68.3% |
| Carpooled | 15.2% ±6.1 pts | 9.7% |
| Public transportation | 4.8% ±2.5 pts | 3.1% |
| Walked | 0.1% ±0.4 pts | 0.4% |
| Worked from home | 18.7% ±6.2 pts | 16.5% |
| Mean travel time to work | 46.4 min ±4.5 | 41.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 8509.04 compare with the other tracts in Charles County?
Among Charles County's tracts with a reliable estimate, Census Tract 8509.04 ranks as shown below (1 = highest).
| Measure | In Charles County | In Waldorf |
|---|---|---|
| Population | 1st of 34 | 1st of 14 |
| Residents per square mile | 15th of 34 | 13th of 14 |
| Median household income | 10th of 34 | 3rd of 14 |
| Per capita income | 7th of 34 | 3rd of 14 |
| Median home value | 10th of 34 | 1st of 14 |
| Median gross rent | 6th of 25 | 3rd of 12 |
| Bachelor's degree or higher | 3rd of 34 | 2nd of 14 |
| Median age | 24th of 34 | 6th of 14 |
| Owner-occupied share | 21st of 34 | 7th of 14 |
The tracts next to it on Charles County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 8513.02 | 7th | $154,839±$26,531 · within the margin of this tract |
| Tract 8514.01 | 8th | $150,114±$42,432 · within the margin of this tract |
| Tract 8507.10 | 9th | $150,033±$32,043 · within the margin of this tract |
| Tract 8509.04 | 10th | $141,518±$5,627 |
| Tract 8507.08 | 11th | $140,349±$25,367 · within the margin of this tract |
| Tract 8506 | 12th | $137,240±$22,754 · within the margin of this tract |
| Tract 8514.02 | 13th | $133,421±$34,627 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 8509.04?
1 of the 18 figures for Census Tract 8509.04 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections