Census tract · Calvert County
Census Tract 8610.03, Calvert County, Maryland
Census Tract 8610.03, GEOID 24009861003, in Calvert County, Maryland, partly within Chesapeake Ranch Estates, Drum Point and Lusby. 6,671 residents in the ACS 2020-2024 5-year estimates (±876); the 2020 Census counted 6,517.
Residents, 2020-2024
6,671
±876 (90% margin)
2020 Census count: 6,517
Median household income
$109,904
±$12,934 (90% margin)
Calvert County: $133,922
Median home value
$340,500
±$26,075 (90% margin)
Calvert County: $460,200
Median gross rent
$1,637
±$185 (90% margin)
Calvert County: $1,759
Where is Census Tract 8610.03?
Census Tract 8610.03 is one of 19 census tracts in Calvert County, Maryland. It covers 4.29 square miles of land, 1,521 residents per square mile in 2020. Its GEOID, 24009861003, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Chesapeake Ranch Estates | 47% |
| Drum Point | 40% |
| Lusby | 9% |
3 census tracts border Census Tract 8610.03: Tract 8609.01 ($137,742), Tract 8610.04 ($95,276) and Tract 8611 ($135,109). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 8610.03?
The 2020-2024 American Community Survey puts Census Tract 8610.03's population at 6,671 (±876) in 2,412 households; the 2020 Census counted 6,517 residents and 2,741 housing units.
| Measure | Tract 8610.03 | Calvert County |
|---|---|---|
| Total population | 6,671 ±876 | 94,313 |
| Households | 2,412 ±253 | 33,465 |
| Average household size | 2.77 ±0.24 | 2.80 |
| Housing units | 2,561 ±215 | 36,119 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 8610.03?
The median resident of Census Tract 8610.03 is 37.6 years old; 20.4% are under 18 and 12.5% are 65 or older. The largest group is non-Hispanic white residents at 78.5%, then Hispanic or Latino residents (of any race) at 11.3%. 6.0% of residents were born outside the United States.
| Measure | Tract 8610.03 | Calvert County |
|---|---|---|
| Median age | 37.6 ±6.0 | 40.8 |
| Under 18 years | 20.4% ±3.2 pts | 23.1% |
| 65 years and over | 12.5% ±2.6 pts | 16.3% |
| Hispanic or Latino (any race) | 11.3% ±7.1 pts | 5.2% |
| White alone, not Hispanic | 78.5% ±7.9 pts | 73.6% |
| Black or African American alone, not Hispanic | 5.7% ±3.6 pts | 11.9% |
| Asian alone, not Hispanic | 1.7% ±1.9 pts | 1.9% |
| American Indian and Alaska Native alone, not Hispanic | 0.3% ±0.4 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| Two or more races, not Hispanic | 2.6% ±1.8 pts | 6.6% |
| Some other race alone, not Hispanic | 0.0% ±0.6 pts | 0.6% |
| Born outside the United States | 6.0% ±3.4 pts | 4.0% |
| Speak a language other than English at home (age 5+) | 10.7% ±5.6 pts | 5.9% |
| Civilian veterans (age 18+) | 15.9% ±3.9 pts | 11.3% |
| With a disability | 13.7% ±5.6 pts | 10.8% |
| No health insurance coverage | 3.2% ±2.4 pts | 3.0% |
| High school graduate or higher (age 25+) | 95.7% ±2.5 pts | 94.9% |
| Bachelor's degree or higher (age 25+) | 33.1% ±8.0 pts | 37.0% |
| Graduate or professional degree (age 25+) | 16.3% ±6.7 pts | 16.6% |
| Lived in the same house a year earlier | 87.3% ±7.9 pts | 90.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 8610.03 earn?
Half of the 2,412 households in Census Tract 8610.03 earn less than $109,904 a year (±$12,934), against $133,922 across Calvert County: 16th highest of the county's 18 tracts with a reliable estimate.
| Measure | Tract 8610.03 | Calvert County |
|---|---|---|
| Median household income | $109,904 ±$12,934 | $133,922 |
| Mean household income | $156,150 ±$35,816 | $158,598 |
| Per capita income | $57,694 ±$12,351 | $57,710 |
| People below the poverty line | 3.2% ±2.4 pts | 3.9% |
| Children under 18 below the poverty line | 0.0% ±3.1 pts | 2.6% |
| Households receiving SNAP | 4.2% ±3.2 pts | 5.1% |
| Households with a computer | 99.1% ±1.1 pts | 95.9% |
| Households with a broadband subscription | 97.6% ±2.9 pts | 93.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 8610.03?
Owners occupy 84.0% of Census Tract 8610.03's occupied homes and renters 16.0%. The median owner-occupied home is valued at $340,500 by its owner (±$26,075). The median renter pays $1,637 a month including utilities.
| Measure | Tract 8610.03 | Calvert County |
|---|---|---|
| Median home value (owner-occupied) | $340,500 ±$26,075 | $460,200 |
| Median gross rent | $1,637 ±$185 | $1,759 |
| Renters paying 35% or more of income on rent | 28.3% ±20.5 pts | 42.4% |
| Median monthly owner costs, with a mortgage | $2,061 ±$201 | $2,373 |
| Owner-occupied homes | 84.0% ±7.4 pts | 87.2% |
| Renter-occupied homes | 16.0% ±7.4 pts | 12.8% |
| Housing units | 2,561 ±215 | 36,119 |
| Single-family detached homes | 95.8% ±2.8 pts | 87.5% |
| Mobile homes | 0.0% ±1.6 pts | 0.9% |
| Built 2020 or later | 0.0% ±1.6 pts | 1.5% |
| Built 2010 to 2019 | 6.9% ±4.2 pts | 8.6% |
| Built 1939 or earlier | 0.0% ±1.6 pts | 3.2% |
| Households with no vehicle | 1.3% ±1.5 pts | 3.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 8610.03 get to work?
75.3% of Census Tract 8610.03's workers drive alone and 17.6% work from home. The average trip to work takes 39.6 minutes. The unemployment rate in 2020-2024 averaged 5.1%.
| Measure | Tract 8610.03 | Calvert County |
|---|---|---|
| In the labor force (age 16+) | 67.0% ±6.0 pts | 66.6% |
| Unemployment rate | 5.1% ±3.0 pts | 2.7% |
| Drove alone to work | 75.3% ±9.5 pts | 72.5% |
| Carpooled | 7.1% ±4.3 pts | 6.0% |
| Public transportation | 0.0% ±1.2 pts | 1.2% |
| Walked | 0.0% ±1.2 pts | 0.9% |
| Worked from home | 17.6% ±9.4 pts | 18.5% |
| Mean travel time to work | 39.6 min ±6.1 | 39.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 8610.03 compare with the other tracts in Calvert County?
Among Calvert County's tracts with a reliable estimate, Census Tract 8610.03 ranks as shown below (1 = highest).
| Measure | In Calvert County |
|---|---|
| Population | 7th of 18 |
| Residents per square mile | 3rd of 18 |
| Median household income | 16th of 18 |
| Per capita income | 10th of 18 |
| Median home value | 17th of 18 |
| Median gross rent | 10th of 16 |
| Bachelor's degree or higher | 12th of 18 |
| Median age | 13th of 18 |
| Owner-occupied share | 13th of 18 |
The tracts next to it on Calvert County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 8604.03 | 13th | $124,304±$25,719 · within the margin of this tract |
| Tract 8607.03 | 14th | $111,111±$13,832 · within the margin of this tract |
| Tract 8607.02 | 15th | $110,323±$23,500 · within the margin of this tract |
| Tract 8610.03 | 16th | $109,904±$12,934 |
| Tract 8604.04 | 17th | $104,599±$9,018 · within the margin of this tract |
| Tract 8610.04 | 18th | $95,276±$12,676 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 8610.03?
2 of the 18 figures for Census Tract 8610.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections