Census tract · Stanly County
Census Tract 9312.04, Stanly County, North Carolina
Census Tract 9312.04, GEOID 37167931204, in Stanly County, North Carolina, entirely within Albemarle. 3,434 residents in the ACS 2020-2024 5-year estimates (±346); the 2020 Census counted 3,675.
Residents, 2020-2024
3,434
±346 (90% margin)
2020 Census count: 3,675
Median household income
$42,300
±$17,843 (90% margin)
Stanly County: $60,704
Median home value
$251,900
±$57,616 (90% margin)
Stanly County: $242,400
Median gross rent
$893
±$214 (90% margin)
Stanly County: $861
Where is Census Tract 9312.04?
Census Tract 9312.04 is one of 17 census tracts in Stanly County, North Carolina. It covers 1.95 square miles of land, 1,881 residents per square mile in 2020. Its GEOID, 37167931204, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Albemarle | 100% |
3 census tracts border Census Tract 9312.04: Tract 9303 ($69,655), Tract 9305 ($56,848) and Tract 9312.03 ($22,500). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9312.04?
The 2020-2024 American Community Survey puts Census Tract 9312.04's population at 3,434 (±346) in 1,588 households; the 2020 Census counted 3,675 residents and 1,830 housing units.
| Measure | Tract 9312.04 | Albemarle |
|---|---|---|
| Total population | 3,434 ±346 | 16,762 |
| Households | 1,588 ±245 | 6,769 |
| Average household size | 2.15 ±0.23 | 2.38 |
| Housing units | 1,858 ±237 | 7,920 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9312.04?
The median resident of Census Tract 9312.04 is 44.4 years old; 21.1% are under 18 and 24.0% are 65 or older. The largest group is non-Hispanic white residents at 74.3%, then non-Hispanic Black residents at 18.1%.
| Measure | Tract 9312.04 | Albemarle |
|---|---|---|
| Median age | 44.4 ±5.7 | 39.5 |
| Under 18 years | 21.1% ±4.0 pts | 21.9% |
| 65 years and over | 24.0% ±5.7 pts | 20.4% |
| Hispanic or Latino (any race) | 0.9% ±1.1 pts | 6.2% |
| White alone, not Hispanic | 74.3% ±7.9 pts | 62.1% |
| Black or African American alone, not Hispanic | 18.1% ±5.7 pts | 25.2% |
| Asian alone, not Hispanic | 5.8% ±5.7 pts | 3.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.9% |
| Two or more races, not Hispanic | 1.0% ±1.2 pts | 1.9% |
| Some other race alone, not Hispanic | 0.0% ±1.2 pts | 0.1% |
| Born outside the United States | 3.6% ±3.9 pts | 5.0% |
| Speak a language other than English at home (age 5+) | 3.5% ±3.2 pts | 8.7% |
| Civilian veterans (age 18+) | 5.9% ±3.5 pts | 7.4% |
| With a disability | 21.3% ±6.4 pts | 20.3% |
| No health insurance coverage | 2.4% ±2.4 pts | 10.3% |
| High school graduate or higher (age 25+) | 94.4% ±3.2 pts | 88.1% |
| Bachelor's degree or higher (age 25+) | 22.9% ±8.3 pts | 20.4% |
| Graduate or professional degree (age 25+) | 10.3% ±5.3 pts | 5.0% |
| Lived in the same house a year earlier | 84.3% ±5.9 pts | 85.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9312.04 earn?
Half of the 1,588 households in Census Tract 9312.04 earn less than $42,300 a year (±$17,843), against $60,704 across Stanly County: 16th highest of the county's 17 tracts with a reliable estimate. 21.9% of residents live below the poverty line.
| Measure | Tract 9312.04 | Albemarle |
|---|---|---|
| Median household income | $42,300 ±$17,843 | $46,881 |
| Mean household income | $72,401 ±$13,545 | $65,491 |
| Per capita income | $33,612 ±$5,444 | $28,131 |
| People below the poverty line | 21.9% ±7.6 pts | 24.9% |
| Children under 18 below the poverty line | 14.6% ±8.7 pts | 39.6% |
| Households receiving SNAP | 18.2% ±9.3 pts | 24.6% |
| Households with a computer | 81.5% ±12.2 pts | 89.4% |
| Households with a broadband subscription | 80.0% ±11.7 pts | 84.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9312.04?
Owners occupy 46.6% of Census Tract 9312.04's occupied homes and renters 53.4%. The median owner-occupied home is valued at $251,900 by its owner (±$57,616). The median renter pays $893 a month including utilities, and 54.7% of renters pay 35% or more of their income on rent.
| Measure | Tract 9312.04 | Albemarle |
|---|---|---|
| Median home value (owner-occupied) | $251,900 ±$57,616 | $204,800 |
| Median gross rent | $893 ±$214 | $880 |
| Renters paying 35% or more of income on rent | 54.7% ±19.8 pts | 46.7% |
| Median monthly owner costs, with a mortgage | $1,704 ±$219 | $1,244 |
| Owner-occupied homes | 46.6% ±10.8 pts | 56.3% |
| Renter-occupied homes | 53.4% ±10.8 pts | 43.7% |
| Housing units | 1,858 ±237 | 7,920 |
| Single-family detached homes | 58.8% ±11.3 pts | 74.5% |
| Mobile homes | 0.0% ±2.3 pts | 3.4% |
| Built 2020 or later | 0.0% ±2.3 pts | 1.4% |
| Built 2010 to 2019 | 1.6% ±2.0 pts | 5.2% |
| Built 1939 or earlier | 17.3% ±6.8 pts | 20.9% |
| Households with no vehicle | 5.9% ±5.6 pts | 9.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9312.04 get to work?
82.6% of Census Tract 9312.04's workers drive alone. The average trip to work takes 20.8 minutes.
| Measure | Tract 9312.04 | Albemarle |
|---|---|---|
| In the labor force (age 16+) | 55.8% ±7.8 pts | 56.2% |
| Unemployment rate | 4.1% ±3.7 pts | 5.6% |
| Drove alone to work | 82.6% ±8.5 pts | 77.7% |
| Carpooled | 7.7% ±5.4 pts | 11.7% |
| Public transportation | 0.8% ±1.3 pts | 0.5% |
| Walked | 0.0% ±3.0 pts | 0.5% |
| Worked from home | 5.5% ±3.7 pts | 8.2% |
| Mean travel time to work | 20.8 min ±5.0 | 24.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9312.04 compare with the other tracts in Stanly County?
Among Stanly County's tracts with a reliable estimate, Census Tract 9312.04 ranks as shown below (1 = highest).
| Measure | In Stanly County | In Albemarle |
|---|---|---|
| Population | 9th of 17 | 2nd of 6 |
| Residents per square mile | 2nd of 17 | 2nd of 6 |
| Median household income | 16th of 17 | 5th of 6 |
| Per capita income | 9th of 17 | 2nd of 6 |
| Median home value | 7th of 17 | 2nd of 6 |
| Median gross rent | 8th of 17 | 4th of 6 |
| Poverty rate | 3rd of 14 | 3rd of 6 |
| Bachelor's degree or higher | 4th of 17 | 2nd of 6 |
| Median age | 3rd of 17 | 1st of 6 |
| Owner-occupied share | 16th of 17 | 5th of 6 |
The tracts next to it on Stanly County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9310.02 | 13th | $53,818±$27,808 · within the margin of this tract |
| Tract 9311.02 | 14th | $45,625±$14,398 · within the margin of this tract |
| Tract 9312.02 | 15th | $44,824±$18,246 · within the margin of this tract |
| Tract 9312.04 | 16th | $42,300±$17,843 |
| Tract 9312.03 | 17th | $22,500±$10,900 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9312.04?
3 of the 18 figures for Census Tract 9312.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections