Census tract · Clay County

Census Tract 9501.01, Clay County, North Carolina

Census Tract 9501.01, GEOID 37043950101, in Clay County, North Carolina, outside any city, town or census-designated place. 3,106 residents in the ACS 2020-2024 5-year estimates (±479); the 2020 Census counted 2,782.

Residents, 2020-2024

3,106

±479 (90% margin)
2020 Census count: 2,782

Median household income

$50,490

±$18,129 (90% margin)
Clay County: $56,971

Median home value

$266,700

±$42,549 (90% margin)
Clay County: $278,400

Median gross rent

$1,121

±$242 (90% margin)
Clay County: $804

Where is Census Tract 9501.01?

Census Tract 9501.01 is one of 4 census tracts in Clay County, North Carolina. It covers 54.51 square miles of land, 51 residents per square mile in 2020. Its GEOID, 37043950101, names it uniquely (how tract numbers and GEOIDs work).

Census Tract 9501.01 (marked with a dot) in Clay County, North Carolina. Boundaries: Census Bureau 2024.
9501.029707 9501.01 5 mi
Census Tract 9501.01 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Clay County.

3 census tracts border Census Tract 9501.01: Tract 9501.02 ($52,143), Tract 9502.01 ($85,000) and Tract 9707 in Macon County ($54,682). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9501.01?

The 2020-2024 American Community Survey puts Census Tract 9501.01's population at 3,106 (±479) in 1,537 households; the 2020 Census counted 2,782 residents and 2,198 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9501.01Clay CountyNorth Carolina
Total population 3,106 ±479 11,610 10,730,404
Households 1,537 ±265 5,081 4,282,345
Average household size 2.02 ±0.24 2.26 2.44
Housing units 2,333 ±282 7,497 4,895,668

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9501.01?

The median resident of Census Tract 9501.01 is 57.7 years old; 10.4% are under 18 and 32.5% are 65 or older. The largest group is non-Hispanic white residents at 83.0%, then Hispanic or Latino residents (of any race) at 9.8%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9501.01Clay CountyNorth Carolina
Median age 57.7 ±5.1 55.0 39.1
Under 18 years 10.4% ±4.4 pts 16.1% 21.8%
65 years and over 32.5% ±6.2 pts 32.8% 17.2%
Hispanic or Latino (any race) 9.8% ±4.2 pts 4.1% 11.3%
White alone, not Hispanic 83.0% ±6.2 pts 90.2% 60.0%
Black or African American alone, not Hispanic 2.7% ±2.1 pts 2.2% 20.0%
Asian alone, not Hispanic 1.7% ±2.2 pts 0.6% 3.3%
American Indian and Alaska Native alone, not Hispanic 1.0% ±1.4 pts 0.4% 0.8%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.4 pts 0.0% 0.1%
Two or more races, not Hispanic 1.8% ±1.5 pts 1.8% 4.1%
Some other race alone, not Hispanic 0.0% ±1.4 pts 0.7% 0.5%
Born outside the United States 4.3% ±3.0 pts 3.4% 9.1%
Speak a language other than English at home (age 5+) 3.6% ±2.9 pts 2.4% 13.5%
Civilian veterans (age 18+) 9.3% ±4.1 pts 6.6% 7.4%
With a disability 17.7% ±5.0 pts 17.2% 13.6%
No health insurance coverage 9.9% ±5.3 pts 15.9% 9.9%
High school graduate or higher (age 25+) 93.0% ±3.9 pts 92.5% 90.1%
Bachelor's degree or higher (age 25+) 36.0% ±8.5 pts 31.8% 35.7%
Graduate or professional degree (age 25+) 12.1% ±4.7 pts 9.8% 13.5%
Lived in the same house a year earlier 85.2% ±6.1 pts 89.1% 87.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9501.01 earn?

Half of the 1,537 households in Census Tract 9501.01 earn less than $50,490 a year (±$18,129), against $56,971 across Clay County: 4th highest of the county's 4 tracts with a reliable estimate. 16.5% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9501.01Clay CountyNorth Carolina
Median household income $50,490 ±$18,129 $56,971 $72,388
Mean household income $78,789 ±$16,281 $84,069 $101,208
Per capita income $40,444 ±$7,452 $40,205 $41,385
People below the poverty line 16.5% ±7.9 pts 12.9% 13.0%
Children under 18 below the poverty line 5.9% ±10.4 pts 9.0% 17.7%
Households receiving SNAP 5.3% ±3.5 pts 11.2% 12.8%
Households with a computer 92.7% ±5.8 pts 88.6% 94.9%
Households with a broadband subscription 92.9% ±5.8 pts 83.3% 90.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9501.01?

Owners occupy 79.9% of Census Tract 9501.01's occupied homes and renters 20.1%. The median owner-occupied home is valued at $266,700 by its owner (±$42,549). The median renter pays $1,121 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9501.01Clay CountyNorth Carolina
Median home value (owner-occupied) $266,700 ±$42,549 $278,400 $288,900
Median gross rent $1,121 ±$242 $804 $1,228
Renters paying 35% or more of income on rent 26.2% ±28.4 pts 32.3% 39.6%
Median monthly owner costs, with a mortgage $1,422 ±$545 $1,476 $1,631
Owner-occupied homes 79.9% ±7.3 pts 81.2% 66.6%
Renter-occupied homes 20.1% ±7.3 pts 18.8% 33.4%
Housing units 2,333 ±282 7,497 4,895,668
Single-family detached homes 77.2% ±8.4 pts 77.2% 65.3%
Mobile homes 15.8% ±7.6 pts 15.5% 11.0%
Built 2020 or later 0.9% ±1.3 pts 1.1% 3.0%
Built 2010 to 2019 8.8% ±4.7 pts 6.6% 13.5%
Built 1939 or earlier 0.4% ±0.7 pts 3.0% 4.9%
Households with no vehicle 2.5% ±2.3 pts 6.4% 5.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9501.01 get to work?

71.1% of Census Tract 9501.01's workers drive alone. The average trip to work takes 24.0 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9501.01Clay CountyNorth Carolina
In the labor force (age 16+) 47.2% ±7.1 pts 45.4% 62.8%
Unemployment rate 0.0% ±3.1 pts 2.6% 4.7%
Drove alone to work 71.1% ±9.9 pts 79.1% 71.5%
Carpooled 18.3% ±9.1 pts 11.5% 8.5%
Public transportation 0.0% ±3.1 pts 0.1% 0.7%
Walked 0.0% ±3.1 pts 0.2% 1.6%
Worked from home 7.2% ±6.5 pts 8.1% 16.3%
Mean travel time to work 24.0 min ±6.0 23.2 min 25.1 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9501.01 compare with the other tracts in Clay County?

Among Clay County's tracts with a reliable estimate, Census Tract 9501.01 ranks as shown below (1 = highest).

Census Tract 9501.01's rank among the tracts of Clay County
MeasureIn Clay County
Population1st of 4
Residents per square mile3rd of 4
Median household income4th of 4
Per capita income3rd of 4
Median home value3rd of 4
Median gross rent1st of 3
Poverty rate2nd of 3
Bachelor's degree or higher2nd of 4
Median age2nd of 4
Owner-occupied share3rd of 4

The tracts next to it on Clay County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 9502.011st$85,000±$27,6512,967
Tract 9501.022nd$52,143±$21,638 · within the margin of this tract2,690
Tract 9502.023rd$50,938±$10,402 · within the margin of this tract2,847
Tract 9501.014th$50,490±$18,1293,106

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9501.01?

3 of the 18 figures for Census Tract 9501.01 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections