Census tract · Rowan County

Census Tract 9502.01, Rowan County, Kentucky

Census Tract 9502.01, GEOID 21205950201, in Rowan County, Kentucky, partly within Morehead, Lakeview Heights and Farmers. 3,320 residents in the ACS 2020-2024 5-year estimates (±421); the 2020 Census counted 3,601.

Residents, 2020-2024

3,320

±421 (90% margin)
2020 Census count: 3,601

Median household income

$58,054

±$11,907 (90% margin)
Rowan County: $54,321

Median home value

$172,400

±$27,931 (90% margin)
Rowan County: $161,800

Median gross rent

$786

±$56 (90% margin)
Rowan County: $825

Where is Census Tract 9502.01?

Census Tract 9502.01 is one of 6 census tracts in Rowan County, Kentucky. It covers 21.59 square miles of land, 167 residents per square mile in 2020. Its GEOID, 21205950201, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9502.01 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Morehead13%
Lakeview Heights11%
Farmers9%
Census Tract 9502.01 (marked with a dot) in Rowan County, Kentucky. Boundaries: Census Bureau 2024.
970395019502.029503.019503.02 9502.01 5 mi
Census Tract 9502.01 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Rowan County.

5 census tracts border Census Tract 9502.01: Tract 9703 in Bath County ($67,101), Tract 9501 ($71,137), Tract 9502.02 ($40,175), Tract 9503.01 ($52,684) and Tract 9503.02 ($54,327). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9502.01?

The 2020-2024 American Community Survey puts Census Tract 9502.01's population at 3,320 (±421) in 1,591 households; the 2020 Census counted 3,601 residents and 1,688 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9502.01Rowan CountyKentucky
Total population 3,320 ±421 24,578 4,534,824
Households 1,591 ±198 9,592 1,814,469
Average household size 2.08 ±0.17 2.25 2.43
Housing units 1,755 ±212 10,623 2,023,116

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9502.01?

The median resident of Census Tract 9502.01 is 42.8 years old; 19.7% are under 18 and 26.8% are 65 or older. The largest group is non-Hispanic white residents at 93.5%, then Hispanic or Latino residents (of any race) at 5.2%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9502.01Rowan CountyKentucky
Median age 42.8 ±7.7 31.7 39.1
Under 18 years 19.7% ±5.0 pts 19.6% 22.6%
65 years and over 26.8% ±6.1 pts 15.0% 17.3%
Hispanic or Latino (any race) 5.2% ±4.7 pts 2.4% 5.0%
White alone, not Hispanic 93.5% ±4.7 pts 93.5% 81.5%
Black or African American alone, not Hispanic 0.1% ±0.1 pts 1.4% 7.6%
Asian alone, not Hispanic 0.4% ±0.7 pts 0.8% 1.6%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.1 pts 0.1% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.1 pts 0.0% 0.1%
Two or more races, not Hispanic 0.8% ±1.0 pts 1.8% 3.9%
Some other race alone, not Hispanic 0.0% ±0.1 pts 0.0% 0.3%
Born outside the United States 0.0% ±1.1 pts 1.1% 4.7%
Speak a language other than English at home (age 5+) 3.3% ±4.7 pts 1.9% 6.8%
Civilian veterans (age 18+) 5.8% ±3.9 pts 5.5% 6.5%
With a disability 19.2% ±5.8 pts 20.1% 17.9%
No health insurance coverage 4.1% ±2.7 pts 6.1% 6.0%
High school graduate or higher (age 25+) 93.3% ±4.7 pts 87.3% 88.9%
Bachelor's degree or higher (age 25+) 32.3% ±8.5 pts 25.9% 27.6%
Graduate or professional degree (age 25+) 14.1% ±4.7 pts 14.5% 11.3%
Lived in the same house a year earlier 91.7% ±3.5 pts 86.3% 87.5%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9502.01 earn?

Half of the 1,591 households in Census Tract 9502.01 earn less than $58,054 a year (±$11,907), against $54,321 across Rowan County: 2nd highest of the county's 6 tracts with a reliable estimate. 17.8% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9502.01Rowan CountyKentucky
Median household income $58,054 ±$11,907 $54,321 $63,726
Mean household income $75,393 ±$11,908 $75,885 $87,807
Per capita income $36,279 ±$5,394 $30,395 $35,821
People below the poverty line 17.8% ±7.1 pts 24.2% 16.1%
Children under 18 below the poverty line 21.5% ±20.7 pts 31.2% 20.3%
Households receiving SNAP 19.7% ±10.5 pts 16.8% 13.2%
Households with a computer 97.2% ±2.5 pts 94.8% 93.6%
Households with a broadband subscription 94.8% ±3.3 pts 93.4% 88.6%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9502.01?

Owners occupy 67.9% of Census Tract 9502.01's occupied homes and renters 32.1%. The median owner-occupied home is valued at $172,400 by its owner (±$27,931). The median renter pays $786 a month including utilities, and 32.0% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9502.01Rowan CountyKentucky
Median home value (owner-occupied) $172,400 ±$27,931 $161,800 $205,600
Median gross rent $786 ±$56 $825 $967
Renters paying 35% or more of income on rent 32.0% ±18.0 pts 36.0% 36.6%
Median monthly owner costs, with a mortgage $1,103 ±$186 $1,298 $1,433
Owner-occupied homes 67.9% ±8.5 pts 61.5% 68.3%
Renter-occupied homes 32.1% ±8.5 pts 38.5% 31.7%
Housing units 1,755 ±212 10,623 2,023,116
Single-family detached homes 70.4% ±7.5 pts 61.0% 67.5%
Mobile homes 13.0% ±5.9 pts 22.6% 10.7%
Built 2020 or later 0.8% ±1.3 pts 1.6% 1.8%
Built 2010 to 2019 15.1% ±6.1 pts 9.7% 9.1%
Built 1939 or earlier 0.9% ±1.1 pts 2.6% 9.0%
Households with no vehicle 5.0% ±4.1 pts 8.4% 6.8%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9502.01 get to work?

83.6% of Census Tract 9502.01's workers drive alone and 7.3% work from home. The average trip to work takes 24.3 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9502.01Rowan CountyKentucky
In the labor force (age 16+) 56.3% ±6.6 pts 56.4% 59.7%
Unemployment rate 1.3% ±2.0 pts 4.1% 4.9%
Drove alone to work 83.6% ±7.2 pts 75.3% 76.6%
Carpooled 8.2% ±5.3 pts 7.7% 9.3%
Public transportation 0.0% ±2.5 pts 0.4% 0.6%
Walked 0.0% ±2.5 pts 7.6% 2.0%
Worked from home 7.3% ±4.4 pts 8.5% 10.2%
Mean travel time to work 24.3 min ±5.2 24.7 min 24.0 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9502.01 compare with the other tracts in Rowan County?

Among Rowan County's tracts with a reliable estimate, Census Tract 9502.01 ranks as shown below (1 = highest).

Census Tract 9502.01's rank among the tracts of Rowan County
MeasureIn Rowan County
Population5th of 6
Residents per square mile3rd of 6
Median household income2nd of 6
Per capita income2nd of 6
Median home value3rd of 6
Median gross rent5th of 6
Poverty rate4th of 6
Bachelor's degree or higher2nd of 6
Median age1st of 6
Owner-occupied share3rd of 6

The tracts next to it on Rowan County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 95011st$71,137±$8,825 · within the margin of this tract6,273
Tract 9502.012nd$58,054±$11,9073,320
Tract 9503.023rd$54,327±$18,625 · within the margin of this tract3,345
Tract 9503.014th$52,684±$17,123 · within the margin of this tract2,395
Tract 9502.025th$40,175±$11,9655,499

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9502.01?

3 of the 18 figures for Census Tract 9502.01 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections