Census tract · Clay County

Census Tract 9502.02, Clay County, Kentucky

Census Tract 9502.02, GEOID 21051950202, in Clay County, Kentucky, outside any city, town or census-designated place. 3,273 residents in the ACS 2020-2024 5-year estimates (±501); the 2020 Census counted 2,973.

Residents, 2020-2024

3,273

±501 (90% margin)
2020 Census count: 2,973

Median household income

$62,419

±$15,035 (90% margin)
Clay County: $40,900

Median home value

$137,500

±$71,100 (90% margin)
Clay County: $90,700

Median gross rent

not published


Clay County: $724

Where is Census Tract 9502.02?

Census Tract 9502.02 is one of 8 census tracts in Clay County, Kentucky. It covers 69.19 square miles of land, 43 residents per square mile in 2020. Its GEOID, 21051950202, names it uniquely (how tract numbers and GEOIDs work).

Census Tract 9502.02 (marked with a dot) in Clay County, Kentucky. Boundaries: Census Bureau 2024.
9502.019503.0295059603.0297019708 9502.02 5 mi
Census Tract 9502.02 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Clay County.

6 census tracts border Census Tract 9502.02: Tract 9502.01 ($46,572), Tract 9503.02 ($30,603), Tract 9505 ($34,028), Tract 9603.02 in Jackson County, Tract 9701 in Laurel County ($51,250) and Tract 9708 in Laurel County ($71,555). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9502.02?

The 2020-2024 American Community Survey puts Census Tract 9502.02's population at 3,273 (±501) in 1,062 households; the 2020 Census counted 2,973 residents and 1,247 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9502.02Clay CountyKentucky
Total population 3,273 ±501 19,921 4,534,824
Households 1,062 ±153 7,288 1,814,469
Average household size 3.08 ±0.34 2.52 2.43
Housing units 1,176 ±172 8,664 2,023,116

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9502.02?

The median resident of Census Tract 9502.02 is 39.9 years old; 20.6% are under 18 and 14.4% are 65 or older. The largest group is non-Hispanic white residents at 98.2%, then non-Hispanic residents of two or more races at 1.2%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9502.02Clay CountyKentucky
Median age 39.9 ±8.7 40.2 39.1
Under 18 years 20.6% ±4.8 pts 20.6% 22.6%
65 years and over 14.4% ±4.2 pts 16.0% 17.3%
Hispanic or Latino (any race) 0.7% ±1.0 pts 2.1% 5.0%
White alone, not Hispanic 98.2% ±1.3 pts 91.3% 81.5%
Black or African American alone, not Hispanic 0.0% ±1.1 pts 3.9% 7.6%
Asian alone, not Hispanic 0.0% ±1.1 pts 0.1% 1.6%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.1 pts 0.1% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.1 pts 0.0% 0.1%
Two or more races, not Hispanic 1.2% ±1.0 pts 2.5% 3.9%
Some other race alone, not Hispanic 0.0% ±1.1 pts 0.1% 0.3%
Born outside the United States 0.0% ±1.1 pts 0.9% 4.7%
Speak a language other than English at home (age 5+) 0.0% ±1.2 pts 1.7% 6.8%
Civilian veterans (age 18+) 2.9% ±1.7 pts 3.9% 6.5%
With a disability 21.1% ±6.5 pts 27.6% 17.9%
No health insurance coverage 3.0% ±2.8 pts 5.2% 6.0%
High school graduate or higher (age 25+) 82.6% ±8.1 pts 73.8% 88.9%
Bachelor's degree or higher (age 25+) 25.9% ±9.0 pts 15.5% 27.6%
Graduate or professional degree (age 25+) 17.4% ±7.4 pts 8.6% 11.3%
Lived in the same house a year earlier 93.3% ±5.8 pts 86.5% 87.5%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9502.02 earn?

Half of the 1,062 households in Census Tract 9502.02 earn less than $62,419 a year (±$15,035), against $40,900 across Clay County: 1st highest of the county's 8 tracts with a reliable estimate. 11.5% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9502.02Clay CountyKentucky
Median household income $62,419 ±$15,035 $40,900 $63,726
Mean household income $78,430 ±$12,902 $55,251 $87,807
Per capita income $27,776 ±$4,161 $21,846 $35,821
People below the poverty line 11.5% ±6.1 pts 32.4% 16.1%
Children under 18 below the poverty line 15.6% ±12.3 pts 46.7% 20.3%
Households receiving SNAP 17.5% ±8.9 pts 34.7% 13.2%
Households with a computer 93.6% ±5.4 pts 86.2% 93.6%
Households with a broadband subscription 95.4% ±4.8 pts 83.9% 88.6%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9502.02?

Owners occupy 90.1% of Census Tract 9502.02's occupied homes and renters 9.9%. The median owner-occupied home is valued at $137,500 by its owner (±$71,100).

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9502.02Clay CountyKentucky
Median home value (owner-occupied) $137,500 ±$71,100 $90,700 $205,600
Renters paying 35% or more of income on rent 100.0% ±54.6 pts 52.3% 36.6%
Median monthly owner costs, with a mortgage $1,131 ±$557 $978 $1,433
Owner-occupied homes 90.1% ±8.1 pts 76.4% 68.3%
Renter-occupied homes 9.9% ±8.1 pts 23.6% 31.7%
Housing units 1,176 ±172 8,664 2,023,116
Single-family detached homes 65.9% ±10.1 pts 61.9% 67.5%
Mobile homes 25.3% ±9.5 pts 30.7% 10.7%
Built 2020 or later 1.9% ±2.4 pts 0.5% 1.8%
Built 2010 to 2019 18.6% ±10.0 pts 14.0% 9.1%
Built 1939 or earlier 0.0% ±3.1 pts 3.5% 9.0%
Households with no vehicle 7.4% ±6.5 pts 13.2% 6.8%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9502.02 get to work?

83.8% of Census Tract 9502.02's workers drive alone. The average trip to work takes 36.6 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9502.02Clay CountyKentucky
In the labor force (age 16+) 61.4% ±7.9 pts 42.6% 59.7%
Unemployment rate 7.6% ±5.5 pts 9.3% 4.9%
Drove alone to work 83.8% ±9.4 pts 76.0% 76.6%
Carpooled 4.0% ±4.0 pts 11.3% 9.3%
Public transportation 0.0% ±2.4 pts 0.4% 0.6%
Walked 0.0% ±2.4 pts 1.0% 2.0%
Worked from home 8.2% ±5.8 pts 9.4% 10.2%
Mean travel time to work 36.6 min ±12.5 29.1 min 24.0 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9502.02 compare with the other tracts in Clay County?

Among Clay County's tracts with a reliable estimate, Census Tract 9502.02 ranks as shown below (1 = highest).

Census Tract 9502.02's rank among the tracts of Clay County
MeasureIn Clay County
Population2nd of 8
Residents per square mile4th of 8
Median household income1st of 8
Per capita income2nd of 8
Median home value2nd of 8
Poverty rate8th of 8
Bachelor's degree or higher2nd of 7
Median age5th of 8
Owner-occupied share2nd of 8

The tracts next to it on Clay County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 9502.021st$62,419±$15,0353,273
Tract 9503.012nd$49,650±$20,756 · within the margin of this tract2,227
Tract 9502.013rd$46,572±$9,421 · within the margin of this tract2,935
Tract 95054th$34,028±$18,1432,335

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9502.02?

4 of the 17 figures for Census Tract 9502.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections