Census tract · Panola County

Census Tract 9503, Panola County, Texas

Census Tract 9503, GEOID 48365950300, in Panola County, Texas, partly within Carthage and Gary City. 3,987 residents in the ACS 2020-2024 5-year estimates (±436); the 2020 Census counted 4,151.

Residents, 2020-2024

3,987

±436 (90% margin)
2020 Census count: 4,151

Median household income

$69,375

±$23,145 (90% margin)
Panola County: $64,894

Median home value

$117,300

±$75,794 (90% margin)
Panola County: $158,100

Median gross rent

$840

±$184 (90% margin)
Panola County: $834

Where is Census Tract 9503?

Census Tract 9503 is one of 7 census tracts in Panola County, Texas. It covers 112.32 square miles of land, 37 residents per square mile in 2020. Its GEOID, 48365950300, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9503 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Carthage5%
Gary City1%
Census Tract 9503 (marked with a dot) in Panola County, Texas. Boundaries: Census Bureau 2024.
9501950295059506 9503 5 mi
Census Tract 9503 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

6 census tracts border Census Tract 9503: Tract 9501 ($57,906), Tract 9502 ($76,167), Tract 9504.01 ($37,324), Tract 9504.02 ($55,404), Tract 9505 ($87,526) and Tract 9506 ($66,366). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9503?

The 2020-2024 American Community Survey puts Census Tract 9503's population at 3,987 (±436) in 1,495 households; the 2020 Census counted 4,151 residents and 1,907 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9503Panola CountyTexas
Total population 3,987 ±436 22,726 30,188,424
Households 1,495 ±158 8,898 10,992,816
Average household size 2.66 ±0.25 2.50 2.69
Housing units 1,790 ±173 10,853 12,128,515

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9503?

The median resident of Census Tract 9503 is 36.1 years old; 27.3% are under 18 and 21.7% are 65 or older. The largest group is non-Hispanic white residents at 58.4%, then non-Hispanic Black residents at 15.0%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9503Panola CountyTexas
Median age 36.1 ±5.0 40.9 35.6
Under 18 years 27.3% ±3.8 pts 23.1% 25.0%
65 years and over 21.7% ±4.0 pts 20.3% 13.4%
Hispanic or Latino (any race) 14.8% ±8.0 pts 10.4% 39.7%
White alone, not Hispanic 58.4% ±7.8 pts 71.1% 39.1%
Black or African American alone, not Hispanic 15.0% ±5.3 pts 11.2% 11.9%
Asian alone, not Hispanic 0.0% ±1.2 pts 0.5% 5.5%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.2 pts 0.0% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.2 pts 0.0% 0.1%
Two or more races, not Hispanic 9.7% ±5.2 pts 6.3% 3.1%
Some other race alone, not Hispanic 2.1% ±1.8 pts 0.5% 0.4%
Born outside the United States 2.3% ±2.0 pts 4.0% 17.6%
Speak a language other than English at home (age 5+) 7.9% ±6.4 pts 9.5% 35.1%
Civilian veterans (age 18+) 11.9% ±3.2 pts 9.9% 6.2%
With a disability 17.3% ±4.5 pts 16.8% 12.3%
No health insurance coverage 12.8% ±5.0 pts 17.0% 17.1%
High school graduate or higher (age 25+) 84.3% ±5.7 pts 86.6% 86.0%
Bachelor's degree or higher (age 25+) 24.3% ±6.8 pts 17.0% 33.8%
Graduate or professional degree (age 25+) 6.8% ±3.2 pts 5.9% 12.3%
Lived in the same house a year earlier 92.4% ±5.4 pts 90.3% 86.0%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9503 earn?

Half of the 1,495 households in Census Tract 9503 earn less than $69,375 a year (±$23,145), against $64,894 across Panola County: 3rd highest of the county's 7 tracts with a reliable estimate. 12.2% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9503Panola CountyTexas
Median household income $69,375 ±$23,145 $64,894 $78,476
Mean household income $98,591 ±$15,948 $90,837 $109,933
Per capita income $37,208 ±$5,167 $36,331 $40,752
People below the poverty line 12.2% ±5.6 pts 11.2% 13.8%
Children under 18 below the poverty line 11.4% ±9.3 pts 12.7% 18.7%
Households receiving SNAP 14.6% ±6.7 pts 10.9% 11.4%
Households with a computer 85.4% ±6.6 pts 89.2% 96.3%
Households with a broadband subscription 83.1% ±6.9 pts 85.0% 91.4%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9503?

Owners occupy 78.5% of Census Tract 9503's occupied homes and renters 21.5%. The median owner-occupied home is valued at $117,300 by its owner (±$75,794). The median renter pays $840 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9503Panola CountyTexas
Median home value (owner-occupied) $117,300 ±$75,794 $158,100 $283,800
Median gross rent $840 ±$184 $834 $1,403
Renters paying 35% or more of income on rent 25.6% ±33.1 pts 22.7% 42.3%
Median monthly owner costs, with a mortgage $1,503 ±$443 $1,398 $2,106
Owner-occupied homes 78.5% ±9.0 pts 79.9% 62.6%
Renter-occupied homes 21.5% ±9.0 pts 20.1% 37.4%
Housing units 1,790 ±173 10,853 12,128,515
Single-family detached homes 61.3% ±8.7 pts 68.1% 64.4%
Mobile homes 37.3% ±8.1 pts 24.5% 6.4%
Built 2020 or later 3.9% ±3.9 pts 2.5% 4.0%
Built 2010 to 2019 12.0% ±4.4 pts 12.9% 17.4%
Built 1939 or earlier 2.7% ±2.7 pts 2.7% 3.1%
Households with no vehicle 4.8% ±3.1 pts 5.2% 5.4%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9503 get to work?

81.7% of Census Tract 9503's workers drive alone. The average trip to work takes 18.5 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9503Panola CountyTexas
In the labor force (age 16+) 51.9% ±6.1 pts 55.1% 65.3%
Unemployment rate 2.9% ±2.6 pts 2.5% 5.3%
Drove alone to work 81.7% ±7.2 pts 81.9% 71.4%
Carpooled 14.7% ±6.5 pts 9.4% 10.0%
Public transportation 0.0% ±3.2 pts 0.0% 0.9%
Walked 1.0% ±1.6 pts 1.2% 1.5%
Worked from home 2.0% ±2.0 pts 7.1% 14.4%
Mean travel time to work 18.5 min ±3.0 28.2 min 26.7 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9503 compare with the other tracts in Panola County?

Among Panola County's tracts with a reliable estimate, Census Tract 9503 ranks as shown below (1 = highest).

Census Tract 9503's rank among the tracts of Panola County
MeasureIn Panola County
Population3rd of 7
Residents per square mile3rd of 7
Median household income3rd of 7
Per capita income2nd of 7
Median home value7th of 7
Median gross rent4th of 6
Poverty rate4th of 7
Bachelor's degree or higher1st of 6
Median age7th of 7
Owner-occupied share5th of 7

The tracts next to it on Panola County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 95051st$87,526±$22,556 · within the margin of this tract2,797
Tract 95022nd$76,167±$20,456 · within the margin of this tract2,844
Tract 95033rd$69,375±$23,1453,987
Tract 95064th$66,366±$7,226 · within the margin of this tract2,397
Tract 95015th$57,906±$15,695 · within the margin of this tract4,075
Tract 9504.026th$55,404±$17,628 · within the margin of this tract4,343

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9503?

2 of the 18 figures for Census Tract 9503 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections