Census tract · Morgan County

Census Tract 9504, Morgan County, Kentucky

Census Tract 9504, GEOID 21175950400, in Morgan County, Kentucky, partly within West Liberty. 4,709 residents in the ACS 2020-2024 5-year estimates (±339); the 2020 Census counted 4,746.

Residents, 2020-2024

4,709

±339 (90% margin)
2020 Census count: 4,746

Median household income

$45,374

±$4,608 (90% margin)
Morgan County: $47,913

Median home value

$180,700

±$21,849 (90% margin)
Morgan County: $118,200

Median gross rent

$673

±$100 (90% margin)
Morgan County: $663

Where is Census Tract 9504?

Census Tract 9504 is one of 5 census tracts in Morgan County, Kentucky. It covers 47.52 square miles of land, 100 residents per square mile in 2020. Its GEOID, 21175950400, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9504 lies in (share of its 2020 census blocks)
PlaceShare of the tract
West Liberty41%
Census Tract 9504 (marked with a dot) in Morgan County, Kentucky. Boundaries: Census Bureau 2024.
97019702.019501950295039505 9504 5 mi
Census Tract 9504 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Morgan County.

6 census tracts border Census Tract 9504: Tract 9701 in Magoffin County ($51,587), Tract 9702.01 in Magoffin County ($33,031), Tract 9501 ($45,625), Tract 9502 ($62,024), Tract 9503 ($55,690) and Tract 9505 ($47,941). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9504?

The 2020-2024 American Community Survey puts Census Tract 9504's population at 4,709 (±339) in 1,202 households; the 2020 Census counted 4,746 residents and 1,411 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9504Morgan CountyKentucky
Total population 4,709 ±339 14,053 4,534,824
Households 1,202 ±146 4,882 1,814,469
Average household size 2.52 ±0.31 2.53 2.43
Housing units 1,411 ±143 5,685 2,023,116

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9504?

The median resident of Census Tract 9504 is 42.6 years old; 12.9% are under 18 and 16.1% are 65 or older. The largest group is non-Hispanic white residents at 78.4%, then non-Hispanic Black residents at 14.3%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9504Morgan CountyKentucky
Median age 42.6 ±3.5 41.9 39.1
Under 18 years 12.9% ±4.1 pts 20.1% 22.6%
65 years and over 16.1% ±3.1 pts 17.7% 17.3%
Hispanic or Latino (any race) 3.4% ±3.2 pts 3.6% 5.0%
White alone, not Hispanic 78.4% ±3.5 pts 89.2% 81.5%
Black or African American alone, not Hispanic 14.3% ±2.5 pts 5.0% 7.6%
Asian alone, not Hispanic 1.1% ±1.8 pts 0.5% 1.6%
American Indian and Alaska Native alone, not Hispanic 0.0% ±0.8 pts 0.0% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.8 pts 0.0% 0.1%
Two or more races, not Hispanic 2.7% ±1.7 pts 1.7% 3.9%
Some other race alone, not Hispanic 0.0% ±0.8 pts 0.0% 0.3%
Born outside the United States 1.8% ±1.3 pts 1.8% 4.7%
Speak a language other than English at home (age 5+) 1.0% ±0.8 pts 1.0% 6.8%
Civilian veterans (age 18+) 6.3% ±2.4 pts 5.5% 6.5%
With a disability 28.0% ±4.7 pts 24.8% 17.9%
No health insurance coverage 2.5% ±1.8 pts 8.0% 6.0%
High school graduate or higher (age 25+) 82.6% ±3.3 pts 80.9% 88.9%
Bachelor's degree or higher (age 25+) 15.1% ±4.2 pts 18.7% 27.6%
Graduate or professional degree (age 25+) 7.0% ±2.7 pts 9.0% 11.3%
Lived in the same house a year earlier 91.0% ±2.9 pts 93.4% 87.5%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9504 earn?

Half of the 1,202 households in Census Tract 9504 earn less than $45,374 a year (±$4,608), against $47,913 across Morgan County: 5th highest of the county's 5 tracts with a reliable estimate. 22.7% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9504Morgan CountyKentucky
Median household income $45,374 ±$4,608 $47,913 $63,726
Mean household income $64,542 ±$8,521 $71,451 $87,807
Per capita income $18,028 ±$2,348 $25,674 $35,821
People below the poverty line 22.7% ±7.8 pts 17.1% 16.1%
Children under 18 below the poverty line 38.8% ±17.7 pts 19.8% 20.3%
Households receiving SNAP 20.5% ±8.5 pts 18.6% 13.2%
Households with a computer 92.8% ±4.7 pts 90.2% 93.6%
Households with a broadband subscription 85.5% ±6.3 pts 85.4% 88.6%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9504?

Owners occupy 59.4% of Census Tract 9504's occupied homes and renters 40.6%. The median owner-occupied home is valued at $180,700 by its owner (±$21,849). The median renter pays $673 a month including utilities, and 31.4% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9504Morgan CountyKentucky
Median home value (owner-occupied) $180,700 ±$21,849 $118,200 $205,600
Median gross rent $673 ±$100 $663 $967
Renters paying 35% or more of income on rent 31.4% ±13.6 pts 24.2% 36.6%
Median monthly owner costs, with a mortgage $1,004 ±$332 $1,273 $1,433
Owner-occupied homes 59.4% ±8.8 pts 78.9% 68.3%
Renter-occupied homes 40.6% ±8.8 pts 21.1% 31.7%
Housing units 1,411 ±143 5,685 2,023,116
Single-family detached homes 57.5% ±6.8 pts 60.3% 67.5%
Mobile homes 27.9% ±6.6 pts 35.5% 10.7%
Built 2020 or later 0.6% ±0.9 pts 3.0% 1.8%
Built 2010 to 2019 8.9% ±4.7 pts 13.3% 9.1%
Built 1939 or earlier 5.8% ±4.2 pts 6.8% 9.0%
Households with no vehicle 5.3% ±2.7 pts 5.6% 6.8%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9504 get to work?

76.7% of Census Tract 9504's workers drive alone. The average trip to work takes 20.0 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9504Morgan CountyKentucky
In the labor force (age 16+) 26.7% ±5.1 pts 41.1% 59.7%
Unemployment rate 3.6% ±3.3 pts 3.1% 4.9%
Drove alone to work 76.7% ±8.5 pts 78.7% 76.6%
Carpooled 17.4% ±9.1 pts 12.5% 9.3%
Public transportation 0.8% ±0.7 pts 1.1% 0.6%
Walked 0.4% ±0.8 pts 0.5% 2.0%
Worked from home 4.7% ±3.9 pts 6.4% 10.2%
Mean travel time to work 20.0 min ±3.8 27.3 min 24.0 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9504 compare with the other tracts in Morgan County?

Among Morgan County's tracts with a reliable estimate, Census Tract 9504 ranks as shown below (1 = highest).

Census Tract 9504's rank among the tracts of Morgan County
MeasureIn Morgan County
Population1st of 5
Residents per square mile1st of 5
Median household income5th of 5
Per capita income5th of 5
Median home value1st of 4
Median gross rent2nd of 4
Poverty rate1st of 5
Bachelor's degree or higher5th of 5
Median age2nd of 5
Owner-occupied share5th of 5

The tracts next to it on Morgan County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 95032nd$55,690±$6,8042,391
Tract 95053rd$47,941±$11,442 · within the margin of this tract2,019
Tract 95014th$45,625±$13,212 · within the margin of this tract2,592
Tract 95045th$45,374±$4,6084,709

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9504?

3 of the 18 figures for Census Tract 9504 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections