Census tract · Breckinridge County

Census Tract 9602, Breckinridge County, Kentucky

Census Tract 9602, GEOID 21027960200, in Breckinridge County, Kentucky, partly within Hardinsburg. 5,291 residents in the ACS 2020-2024 5-year estimates (±537); the 2020 Census counted 5,202.

Residents, 2020-2024

5,291

±537 (90% margin)
2020 Census count: 5,202

Median household income

$55,068

±$14,793 (90% margin)
Breckinridge County: $55,843

Median home value

$175,500

±$27,870 (90% margin)
Breckinridge County: $156,700

Median gross rent

$754

±$97 (90% margin)
Breckinridge County: $733

Where is Census Tract 9602?

Census Tract 9602 is one of 6 census tracts in Breckinridge County, Kentucky. It covers 85.29 square miles of land, 61 residents per square mile in 2020. Its GEOID, 21027960200, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9602 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Hardinsburg46%
Census Tract 9602 (marked with a dot) in Breckinridge County, Kentucky. Boundaries: Census Bureau 2024.
9601960396049605.019605.02 9602 5 mi
Census Tract 9602 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

5 census tracts border Census Tract 9602: Tract 9601 ($55,592), Tract 9603 ($52,738), Tract 9604 ($87,007), Tract 9605.01 ($74,521) and Tract 9605.02 ($46,250). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9602?

The 2020-2024 American Community Survey puts Census Tract 9602's population at 5,291 (±537) in 2,121 households; the 2020 Census counted 5,202 residents and 2,286 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9602Breckinridge CountyKentucky
Total population 5,291 ±537 20,881 4,534,824
Households 2,121 ±212 8,069 1,814,469
Average household size 2.35 ±0.20 2.55 2.43
Housing units 2,377 ±210 10,799 2,023,116

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9602?

The median resident of Census Tract 9602 is 42.5 years old; 19.7% are under 18 and 26.1% are 65 or older. The largest group is non-Hispanic white residents at 92.5%, then non-Hispanic Black residents at 3.7%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9602Breckinridge CountyKentucky
Median age 42.5 ±4.0 42.5 39.1
Under 18 years 19.7% ±4.4 pts 22.8% 22.6%
65 years and over 26.1% ±5.5 pts 20.4% 17.3%
Hispanic or Latino (any race) 2.3% ±2.0 pts 1.7% 5.0%
White alone, not Hispanic 92.5% ±3.0 pts 92.7% 81.5%
Black or African American alone, not Hispanic 3.7% ±2.1 pts 1.9% 7.6%
Asian alone, not Hispanic 0.0% ±0.7 pts 0.0% 1.6%
American Indian and Alaska Native alone, not Hispanic 0.0% ±0.7 pts 0.0% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.3% ±0.4 pts 0.1% 0.1%
Two or more races, not Hispanic 1.2% ±1.0 pts 3.2% 3.9%
Some other race alone, not Hispanic 0.1% ±0.2 pts 0.5% 0.3%
Born outside the United States 1.2% ±1.2 pts 0.6% 4.7%
Speak a language other than English at home (age 5+) 2.4% ±2.5 pts 3.4% 6.8%
Civilian veterans (age 18+) 8.2% ±3.9 pts 8.6% 6.5%
With a disability 20.6% ±6.2 pts 22.0% 17.9%
No health insurance coverage 4.7% ±2.3 pts 7.0% 6.0%
High school graduate or higher (age 25+) 88.3% ±3.8 pts 85.9% 88.9%
Bachelor's degree or higher (age 25+) 17.1% ±5.1 pts 14.2% 27.6%
Graduate or professional degree (age 25+) 5.6% ±2.5 pts 4.7% 11.3%
Lived in the same house a year earlier 89.9% ±4.2 pts 92.5% 87.5%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9602 earn?

Half of the 2,121 households in Census Tract 9602 earn less than $55,068 a year (±$14,793), against $55,843 across Breckinridge County: 4th highest of the county's 6 tracts with a reliable estimate. 17.6% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9602Breckinridge CountyKentucky
Median household income $55,068 ±$14,793 $55,843 $63,726
Mean household income $80,842 ±$15,162 $76,788 $87,807
Per capita income $33,534 ±$5,536 $30,854 $35,821
People below the poverty line 17.6% ±7.3 pts 21.4% 16.1%
Children under 18 below the poverty line 20.8% ±12.5 pts 28.1% 20.3%
Households receiving SNAP 11.7% ±4.9 pts 16.3% 13.2%
Households with a computer 88.0% ±6.8 pts 89.1% 93.6%
Households with a broadband subscription 79.8% ±9.3 pts 83.9% 88.6%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9602?

Owners occupy 72.9% of Census Tract 9602's occupied homes and renters 27.1%. The median owner-occupied home is valued at $175,500 by its owner (±$27,870). The median renter pays $754 a month including utilities, and 38.9% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9602Breckinridge CountyKentucky
Median home value (owner-occupied) $175,500 ±$27,870 $156,700 $205,600
Median gross rent $754 ±$97 $733 $967
Renters paying 35% or more of income on rent 38.9% ±15.0 pts 37.3% 36.6%
Median monthly owner costs, with a mortgage $1,168 ±$137 $1,210 $1,433
Owner-occupied homes 72.9% ±5.7 pts 81.4% 68.3%
Renter-occupied homes 27.1% ±5.7 pts 18.6% 31.7%
Housing units 2,377 ±210 10,799 2,023,116
Single-family detached homes 62.1% ±9.1 pts 67.0% 67.5%
Mobile homes 27.5% ±9.6 pts 27.7% 10.7%
Built 2020 or later 5.3% ±5.3 pts 2.5% 1.8%
Built 2010 to 2019 3.5% ±2.3 pts 9.5% 9.1%
Built 1939 or earlier 4.3% ±2.6 pts 4.3% 9.0%
Households with no vehicle 2.2% ±1.7 pts 4.2% 6.8%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9602 get to work?

92.5% of Census Tract 9602's workers drive alone. The average trip to work takes 27.3 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9602Breckinridge CountyKentucky
In the labor force (age 16+) 51.1% ±6.2 pts 52.7% 59.7%
Unemployment rate 3.3% ±2.4 pts 4.5% 4.9%
Drove alone to work 92.5% ±3.6 pts 81.5% 76.6%
Carpooled 3.1% ±2.2 pts 9.7% 9.3%
Public transportation 0.0% ±1.7 pts 1.1% 0.6%
Walked 0.0% ±1.7 pts 2.3% 2.0%
Worked from home 3.6% ±2.7 pts 3.8% 10.2%
Mean travel time to work 27.3 min ±4.4 32.7 min 24.0 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9602 compare with the other tracts in Breckinridge County?

Among Breckinridge County's tracts with a reliable estimate, Census Tract 9602 ranks as shown below (1 = highest).

Census Tract 9602's rank among the tracts of Breckinridge County
MeasureIn Breckinridge County
Population1st of 6
Residents per square mile1st of 6
Median household income4th of 6
Per capita income2nd of 6
Median home value2nd of 6
Median gross rent4th of 5
Poverty rate4th of 6
Bachelor's degree or higher3rd of 6
Median age3rd of 6
Owner-occupied share6th of 6

The tracts next to it on Breckinridge County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 96041st$87,007±$27,6771,435
Tract 9605.012nd$74,521±$16,482 · within the margin of this tract2,402
Tract 96013rd$55,592±$10,434 · within the margin of this tract5,212
Tract 96024th$55,068±$14,7935,291
Tract 96035th$52,738±$11,916 · within the margin of this tract3,015
Tract 9605.026th$46,250±$10,607 · within the margin of this tract3,526

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9602?

3 of the 18 figures for Census Tract 9602 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections