Census tract · Swain County

Census Tract 9603.02, Swain County, North Carolina

Census Tract 9603.02, GEOID 37173960302, in Swain County, North Carolina, partly within Bryson City. 2,786 residents in the ACS 2020-2024 5-year estimates (±434); the 2020 Census counted 3,086.

Residents, 2020-2024

2,786

±434 (90% margin)
2020 Census count: 3,086

Median household income

$49,896

±$11,661 (90% margin)
Swain County: $52,349

Median home value

$206,400

±$43,977 (90% margin)
Swain County: $207,000

Median gross rent

$634

±$462 (90% margin)
Swain County: $742

Where is Census Tract 9603.02?

Census Tract 9603.02 is one of 5 census tracts in Swain County, North Carolina. It covers 63.64 square miles of land, 48 residents per square mile in 2020. Its GEOID, 37173960302, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9603.02 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Bryson City1%
Census Tract 9603.02 (marked with a dot) in Swain County, North Carolina. Boundaries: Census Bureau 2024.
940295059701940196029603.01 9603.02 5 mi
Census Tract 9603.02 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Swain County.

6 census tracts border Census Tract 9603.02: Tract 9402 in Jackson County ($51,146), Tract 9505 in Jackson County ($50,509), Tract 9701 in Macon County ($62,371), Tract 9401 ($63,253), Tract 9602 ($42,946) and Tract 9603.01 ($57,167). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9603.02?

The 2020-2024 American Community Survey puts Census Tract 9603.02's population at 2,786 (±434) in 1,269 households; the 2020 Census counted 3,086 residents and 2,104 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9603.02Swain CountyNorth Carolina
Total population 2,786 ±434 14,013 10,730,404
Households 1,269 ±193 6,013 4,282,345
Average household size 2.20 ±0.19 2.28 2.44
Housing units 2,188 ±199 8,629 4,895,668

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9603.02?

The median resident of Census Tract 9603.02 is 48.7 years old; 21.8% are under 18 and 23.3% are 65 or older. The largest group is non-Hispanic white residents at 78.5%, then Hispanic or Latino residents (of any race) at 10.7%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9603.02Swain CountyNorth Carolina
Median age 48.7 ±5.4 42.6 39.1
Under 18 years 21.8% ±4.8 pts 20.8% 21.8%
65 years and over 23.3% ±4.1 pts 19.9% 17.2%
Hispanic or Latino (any race) 10.7% ±7.2 pts 5.5% 11.3%
White alone, not Hispanic 78.5% ±8.6 pts 59.2% 60.0%
Black or African American alone, not Hispanic 0.0% ±1.5 pts 2.6% 20.0%
Asian alone, not Hispanic 0.0% ±1.5 pts 0.5% 3.3%
American Indian and Alaska Native alone, not Hispanic 5.9% ±4.1 pts 27.3% 0.8%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.5 pts 0.0% 0.1%
Two or more races, not Hispanic 4.7% ±3.4 pts 5.0% 4.1%
Some other race alone, not Hispanic 0.2% ±0.4 pts 0.0% 0.5%
Born outside the United States 3.3% ±4.1 pts 2.8% 9.1%
Speak a language other than English at home (age 5+) 5.7% ±6.8 pts 7.7% 13.5%
Civilian veterans (age 18+) 6.3% ±3.5 pts 7.2% 7.4%
With a disability 12.4% ±4.8 pts 15.7% 13.6%
No health insurance coverage 15.4% ±7.1 pts 23.8% 9.9%
High school graduate or higher (age 25+) 92.2% ±3.9 pts 86.7% 90.1%
Bachelor's degree or higher (age 25+) 25.9% ±5.6 pts 21.4% 35.7%
Graduate or professional degree (age 25+) 11.5% ±5.3 pts 10.0% 13.5%
Lived in the same house a year earlier 90.3% ±7.2 pts 89.2% 87.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9603.02 earn?

Half of the 1,269 households in Census Tract 9603.02 earn less than $49,896 a year (±$11,661), against $52,349 across Swain County: 3rd highest of the county's 4 tracts with a reliable estimate. 21.7% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9603.02Swain CountyNorth Carolina
Median household income $49,896 ±$11,661 $52,349 $72,388
Mean household income $75,314 ±$13,849 $74,210 $101,208
Per capita income $34,737 ±$7,010 $31,803 $41,385
People below the poverty line 21.7% ±7.8 pts 19.1% 13.0%
Children under 18 below the poverty line 47.4% ±20.8 pts 28.8% 17.7%
Households receiving SNAP 12.8% ±5.8 pts 14.7% 12.8%
Households with a computer 93.4% ±3.5 pts 89.2% 94.9%
Households with a broadband subscription 82.3% ±7.7 pts 77.3% 90.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9603.02?

Owners occupy 73.5% of Census Tract 9603.02's occupied homes and renters 26.5%. The median owner-occupied home is valued at $206,400 by its owner (±$43,977).

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9603.02Swain CountyNorth Carolina
Median home value (owner-occupied) $206,400 ±$43,977 $207,000 $288,900
Median gross rent $634 ±$462 $742 $1,228
Renters paying 35% or more of income on rent 23.6% ±17.9 pts 31.7% 39.6%
Median monthly owner costs, with a mortgage $1,248 ±$128 $1,290 $1,631
Owner-occupied homes 73.5% ±8.3 pts 72.7% 66.6%
Renter-occupied homes 26.5% ±8.3 pts 27.3% 33.4%
Housing units 2,188 ±199 8,629 4,895,668
Single-family detached homes 68.5% ±9.5 pts 66.0% 65.3%
Mobile homes 26.8% ±9.5 pts 25.5% 11.0%
Built 2020 or later 0.4% ±0.6 pts 0.9% 3.0%
Built 2010 to 2019 1.4% ±1.3 pts 5.8% 13.5%
Built 1939 or earlier 6.4% ±4.1 pts 3.1% 4.9%
Households with no vehicle 0.6% ±0.9 pts 6.6% 5.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9603.02 get to work?

80.0% of Census Tract 9603.02's workers drive alone. The average trip to work takes 25.9 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9603.02Swain CountyNorth Carolina
In the labor force (age 16+) 54.5% ±6.6 pts 57.0% 62.8%
Unemployment rate 8.4% ±6.7 pts 7.6% 4.7%
Drove alone to work 80.0% ±8.7 pts 80.4% 71.5%
Carpooled 10.4% ±8.5 pts 9.9% 8.5%
Public transportation 0.0% ±3.8 pts 0.0% 0.7%
Walked 0.0% ±3.8 pts 1.6% 1.6%
Worked from home 6.8% ±7.5 pts 6.0% 16.3%
Mean travel time to work 25.9 min ±4.2 20.5 min 25.1 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9603.02 compare with the other tracts in Swain County?

Among Swain County's tracts with a reliable estimate, Census Tract 9603.02 ranks as shown below (1 = highest).

Census Tract 9603.02's rank among the tracts of Swain County
MeasureIn Swain County
Population4th of 4
Residents per square mile3rd of 5
Median household income3rd of 4
Per capita income2nd of 4
Median home value2nd of 4
Poverty rate2nd of 4
Bachelor's degree or higher2nd of 4
Median age1st of 4
Owner-occupied share3rd of 5

The tracts next to it on Swain County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 94011st$63,253±$6,1404,505
Tract 9603.012nd$57,167±$28,276 · within the margin of this tract3,442
Tract 9603.023rd$49,896±$11,6612,786
Tract 96024th$42,946±$8,900 · within the margin of this tract3,224

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9603.02?

5 of the 18 figures for Census Tract 9603.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections