Census tract · Kerr County

Census Tract 9603.04, Kerr County, Texas

Census Tract 9603.04, GEOID 48265960304, in Kerr County, Texas, partly within Ingram. 3,929 residents in the ACS 2020-2024 5-year estimates (±502); the 2020 Census counted 4,202.

Residents, 2020-2024

3,929

±502 (90% margin)
2020 Census count: 4,202

Median household income

$77,042

±$24,200 (90% margin)
Kerr County: $69,395

Median home value

$313,900

±$90,213 (90% margin)
Kerr County: $321,200

Median gross rent

$1,625

±$481 (90% margin)
Kerr County: $1,109

Where is Census Tract 9603.04?

Census Tract 9603.04 is one of 14 census tracts in Kerr County, Texas. It covers 419.51 square miles of land, 10 residents per square mile in 2020. Its GEOID, 48265960304, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9603.04 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Ingram2%
Census Tract 9603.04 (marked with a dot) in Kerr County, Texas. Boundaries: Census Bureau 2024.
950395029603.0195019501 9603.04 20 mi
Census Tract 9603.04 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Kerr County.

7 census tracts border Census Tract 9603.04: Tract 9503 in Edwards County ($40,313), Tract 9502 in Gillespie County ($82,286), Tract 9601.01 ($64,542), Tract 9603.01 ($90,703), Tract 9603.03 ($65,350), Tract 9501 in Kimble County ($93,971) and Tract 9501 in Real County. The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9603.04?

The 2020-2024 American Community Survey puts Census Tract 9603.04's population at 3,929 (±502) in 1,746 households; the 2020 Census counted 4,202 residents and 2,428 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9603.04Kerr CountyTexas
Total population 3,929 ±502 53,489 30,188,424
Households 1,746 ±175 22,615 10,992,816
Average household size 2.19 ±0.20 2.27 2.69
Housing units 2,207 ±198 25,632 12,128,515

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9603.04?

The median resident of Census Tract 9603.04 is 60.9 years old; 16.8% are under 18 and 40.9% are 65 or older. The largest group is non-Hispanic white residents at 77.0%, then Hispanic or Latino residents (of any race) at 12.9%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9603.04Kerr CountyTexas
Median age 60.9 ±5.1 48.8 35.6
Under 18 years 16.8% ±6.4 pts 18.1% 25.0%
65 years and over 40.9% ±8.7 pts 29.1% 13.4%
Hispanic or Latino (any race) 12.9% ±7.8 pts 26.8% 39.7%
White alone, not Hispanic 77.0% ±8.0 pts 67.1% 39.1%
Black or African American alone, not Hispanic 2.2% ±2.1 pts 1.5% 11.9%
Asian alone, not Hispanic 0.9% ±0.9 pts 1.1% 5.5%
American Indian and Alaska Native alone, not Hispanic 0.1% ±0.1 pts 0.1% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.3 pts 0.0% 0.1%
Two or more races, not Hispanic 6.6% ±3.1 pts 2.9% 3.1%
Some other race alone, not Hispanic 0.4% ±0.5 pts 0.4% 0.4%
Born outside the United States 2.3% ±2.6 pts 7.7% 17.6%
Speak a language other than English at home (age 5+) 5.8% ±3.8 pts 14.4% 35.1%
Civilian veterans (age 18+) 12.5% ±3.3 pts 9.8% 6.2%
With a disability 21.4% ±5.5 pts 16.4% 12.3%
No health insurance coverage 12.2% ±5.3 pts 17.3% 17.1%
High school graduate or higher (age 25+) 97.2% ±1.9 pts 90.3% 86.0%
Bachelor's degree or higher (age 25+) 34.4% ±6.7 pts 31.3% 33.8%
Graduate or professional degree (age 25+) 11.3% ±4.6 pts 12.2% 12.3%
Lived in the same house a year earlier 85.1% ±6.6 pts 85.6% 86.0%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9603.04 earn?

Half of the 1,746 households in Census Tract 9603.04 earn less than $77,042 a year (±$24,200), against $69,395 across Kerr County: 6th highest of the county's 14 tracts with a reliable estimate.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9603.04Kerr CountyTexas
Median household income $77,042 ±$24,200 $69,395 $78,476
Mean household income $117,585 ±$18,803 $96,578 $109,933
Per capita income $52,710 ±$10,011 $40,492 $40,752
People below the poverty line 8.2% ±5.7 pts 11.4% 13.8%
Children under 18 below the poverty line 17.7% ±22.4 pts 12.7% 18.7%
Households receiving SNAP 1.2% ±1.4 pts 6.4% 11.4%
Households with a computer 99.4% ±1.0 pts 96.0% 96.3%
Households with a broadband subscription 95.9% ±3.2 pts 91.2% 91.4%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9603.04?

Owners occupy 92.0% of Census Tract 9603.04's occupied homes and renters 8.0%. The median owner-occupied home is valued at $313,900 by its owner (±$90,213). The median renter pays $1,625 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9603.04Kerr CountyTexas
Median home value (owner-occupied) $313,900 ±$90,213 $321,200 $283,800
Median gross rent $1,625 ±$481 $1,109 $1,403
Renters paying 35% or more of income on rent 7.1% ±15.9 pts 34.1% 42.3%
Median monthly owner costs, with a mortgage $2,121 ±$336 $1,767 $2,106
Owner-occupied homes 92.0% ±5.3 pts 70.1% 62.6%
Renter-occupied homes 8.0% ±5.3 pts 29.9% 37.4%
Housing units 2,207 ±198 25,632 12,128,515
Single-family detached homes 67.9% ±7.4 pts 66.0% 64.4%
Mobile homes 26.0% ±7.1 pts 16.8% 6.4%
Built 2020 or later 3.2% ±1.6 pts 2.4% 4.0%
Built 2010 to 2019 22.1% ±6.8 pts 10.8% 17.4%
Built 1939 or earlier 4.9% ±3.3 pts 3.6% 3.1%
Households with no vehicle 2.2% ±1.9 pts 6.2% 5.4%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9603.04 get to work?

68.4% of Census Tract 9603.04's workers drive alone and 12.1% work from home. The average trip to work takes 23.2 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9603.04Kerr CountyTexas
In the labor force (age 16+) 46.9% ±7.3 pts 55.5% 65.3%
Unemployment rate 2.3% ±3.1 pts 3.3% 5.3%
Drove alone to work 68.4% ±9.7 pts 72.4% 71.4%
Carpooled 15.9% ±9.8 pts 12.6% 10.0%
Public transportation 0.0% ±3.3 pts 0.1% 0.9%
Walked 3.6% ±3.2 pts 2.4% 1.5%
Worked from home 12.1% ±5.1 pts 10.2% 14.4%
Mean travel time to work 23.2 min ±3.5 21.5 min 26.7 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9603.04 compare with the other tracts in Kerr County?

Among Kerr County's tracts with a reliable estimate, Census Tract 9603.04 ranks as shown below (1 = highest).

Census Tract 9603.04's rank among the tracts of Kerr County
MeasureIn Kerr County
Population7th of 14
Residents per square mile14th of 14
Median household income6th of 14
Per capita income3rd of 14
Median home value7th of 14
Median gross rent2nd of 14
Bachelor's degree or higher6th of 14
Median age2nd of 14
Owner-occupied share1st of 14

The tracts next to it on Kerr County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 9603.013rd$90,703±$30,969 · within the margin of this tract3,666
Tract 96074th$89,417±$26,235 · within the margin of this tract5,348
Tract 96025th$84,451±$17,074 · within the margin of this tract3,650
Tract 9603.046th$77,042±$24,2003,929
Tract 9604.037th$72,091±$3,311 · within the margin of this tract4,327
Tract 9603.038th$65,350±$15,528 · within the margin of this tract4,324
Tract 9606.029th$64,630±$10,536 · within the margin of this tract2,620

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9603.04?

3 of the 18 figures for Census Tract 9603.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections