Census tract · Palo Alto County

Census Tract 9604, Palo Alto County, Iowa

Census Tract 9604, GEOID 19147960400, in Palo Alto County, Iowa, partly within Ruthven and Ayrshire. 1,403 residents in the ACS 2020-2024 5-year estimates (±137); the 2020 Census counted 1,517.

Residents, 2020-2024

1,403

±137 (90% margin)
2020 Census count: 1,517

Median household income

$76,000

±$10,149 (90% margin)
Palo Alto County: $72,781

Median home value

$123,100

±$31,723 (90% margin)
Palo Alto County: $123,200

Median gross rent

$702

±$202 (90% margin)
Palo Alto County: $638

Where is Census Tract 9604?

Census Tract 9604 is one of 4 census tracts in Palo Alto County, Iowa. It covers 141.16 square miles of land, 11 residents per square mile in 2020. Its GEOID, 19147960400, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9604 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Ruthven20%
Ayrshire6%
Census Tract 9604 (marked with a dot) in Palo Alto County, Iowa. Boundaries: Census Bureau 2024.
80170296027801 9604 10 mi
Census Tract 9604 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Palo Alto County.

4 census tracts border Census Tract 9604: Tract 801 in Clay County ($96,136), Tract 702 in Emmet County ($89,960), Tract 9602 ($79,167) and Tract 7801 in Pocahontas County ($60,889). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9604?

The 2020-2024 American Community Survey puts Census Tract 9604's population at 1,403 (±137) in 614 households; the 2020 Census counted 1,517 residents and 897 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9604Palo Alto CountyIowa
Total population 1,403 ±137 8,863 3,210,507
Households 614 ±79 3,782 1,315,707
Average household size 2.22 ±0.22 2.26 2.36
Housing units 900 ±81 4,535 1,437,699

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9604?

The median resident of Census Tract 9604 is 47.3 years old; 21.5% are under 18 and 22.7% are 65 or older. The largest group is non-Hispanic white residents at 83.9%, then non-Hispanic residents of two or more races at 6.5%. 1.6% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9604Palo Alto CountyIowa
Median age 47.3 ±5.9 41.9 38.6
Under 18 years 21.5% ±3.2 pts 23.1% 22.9%
65 years and over 22.7% ±3.8 pts 22.2% 18.1%
Hispanic or Latino (any race) 6.3% ±3.2 pts 3.5% 7.3%
White alone, not Hispanic 83.9% ±5.4 pts 91.3% 82.3%
Black or African American alone, not Hispanic 2.0% ±2.7 pts 1.6% 3.8%
Asian alone, not Hispanic 0.8% ±0.8 pts 0.6% 2.5%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.8 pts 0.1% 0.2%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.8 pts 0.0% 0.2%
Two or more races, not Hispanic 6.5% ±2.6 pts 2.8% 3.5%
Some other race alone, not Hispanic 0.6% ±0.7 pts 0.1% 0.3%
Born outside the United States 1.6% ±0.9 pts 2.5% 5.9%
Speak a language other than English at home (age 5+) 2.5% ±1.3 pts 3.7% 9.1%
Civilian veterans (age 18+) 7.1% ±2.4 pts 7.4% 6.5%
With a disability 13.8% ±3.1 pts 13.3% 12.6%
No health insurance coverage 3.0% ±2.0 pts 4.8% 5.0%
High school graduate or higher (age 25+) 96.0% ±1.7 pts 93.3% 93.3%
Bachelor's degree or higher (age 25+) 27.1% ±5.1 pts 19.0% 31.4%
Graduate or professional degree (age 25+) 3.8% ±2.1 pts 4.5% 10.5%
Lived in the same house a year earlier 92.9% ±3.4 pts 89.4% 87.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9604 earn?

Half of the 614 households in Census Tract 9604 earn less than $76,000 a year (±$10,149), against $72,781 across Palo Alto County: 3rd highest of the county's 4 tracts with a reliable estimate. 10.0% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9604Palo Alto CountyIowa
Median household income $76,000 ±$10,149 $72,781 $75,059
Mean household income $89,505 ±$12,232 $89,684 $98,187
Per capita income $38,558 ±$4,983 $37,828 $40,877
People below the poverty line 10.0% ±3.4 pts 11.6% 11.1%
Children under 18 below the poverty line 9.0% ±9.3 pts 17.4% 12.9%
Households receiving SNAP 8.3% ±4.0 pts 10.0% 8.8%
Households with a computer 96.1% ±2.2 pts 95.5% 94.7%
Households with a broadband subscription 88.8% ±4.5 pts 89.8% 88.9%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9604?

Owners occupy 85.2% of Census Tract 9604's occupied homes and renters 14.8%. The median owner-occupied home is valued at $123,100 by its owner (±$31,723). The median renter pays $702 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9604Palo Alto CountyIowa
Median home value (owner-occupied) $123,100 ±$31,723 $123,200 $208,000
Median gross rent $702 ±$202 $638 $972
Renters paying 35% or more of income on rent 17.3% ±15.5 pts 32.3% 35.2%
Median monthly owner costs, with a mortgage $1,290 ±$130 $1,171 $1,533
Owner-occupied homes 85.2% ±5.3 pts 77.1% 71.7%
Renter-occupied homes 14.8% ±5.3 pts 22.9% 28.3%
Housing units 900 ±81 4,535 1,437,699
Single-family detached homes 88.9% ±4.6 pts 85.0% 72.2%
Mobile homes 4.1% ±2.7 pts 1.9% 3.2%
Built 2020 or later 2.0% ±1.5 pts 0.7% 1.7%
Built 2010 to 2019 0.7% ±0.9 pts 3.2% 9.2%
Built 1939 or earlier 42.1% ±7.5 pts 33.2% 23.5%
Households with no vehicle 4.2% ±2.9 pts 3.4% 5.4%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9604 get to work?

76.4% of Census Tract 9604's workers drive alone and 7.7% work from home. The average trip to work takes 22.0 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9604Palo Alto CountyIowa
In the labor force (age 16+) 62.8% ±4.9 pts 67.2% 66.4%
Unemployment rate 1.3% ±1.3 pts 2.2% 3.6%
Drove alone to work 76.4% ±9.0 pts 77.4% 76.0%
Carpooled 13.1% ±6.8 pts 10.3% 7.8%
Public transportation 0.0% ±3.5 pts 0.5% 0.7%
Walked 2.0% ±1.9 pts 5.1% 2.9%
Worked from home 7.7% ±5.0 pts 4.9% 11.3%
Mean travel time to work 22.0 min ±3.8 17.2 min 19.8 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9604 compare with the other tracts in Palo Alto County?

Among Palo Alto County's tracts with a reliable estimate, Census Tract 9604 ranks as shown below (1 = highest).

Census Tract 9604's rank among the tracts of Palo Alto County
MeasureIn Palo Alto County
Population4th of 4
Residents per square mile3rd of 4
Median household income3rd of 4
Per capita income2nd of 4
Median home value2nd of 4
Median gross rent2nd of 4
Poverty rate2nd of 4
Bachelor's degree or higher2nd of 4
Median age1st of 4
Owner-occupied share2nd of 4

The tracts next to it on Palo Alto County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 96011st$93,000±$8,9941,788
Tract 96022nd$79,167±$11,036 · within the margin of this tract1,864
Tract 96043rd$76,000±$10,1491,403
Tract 96034th$57,851±$10,6213,808

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9604?

2 of the 18 figures for Census Tract 9604 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections