Census tract · McCreary County
Census Tract 9604.02, McCreary County, Kentucky
Census Tract 9604.02, GEOID 21147960402, in McCreary County, Kentucky, partly within Pine Knot. 3,752 residents in the ACS 2020-2024 5-year estimates (±589); the 2020 Census counted 3,774.
Residents, 2020-2024
3,752
±589 (90% margin)
2020 Census count: 3,774
Median household income
$29,420
±$25,616 (90% margin)
McCreary County: $33,750
Median home value
$91,500
±$17,604 (90% margin)
McCreary County: $85,300
Median gross rent
$440
±$173 (90% margin)
McCreary County: $577
Where is Census Tract 9604.02?
Census Tract 9604.02 is one of 6 census tracts in McCreary County, Kentucky. It covers 81.64 square miles of land, 46 residents per square mile in 2020. Its GEOID, 21147960402, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Pine Knot | 20% |
5 census tracts border Census Tract 9604.02: Tract 9602 ($29,044), Tract 9603.01 ($56,225), Tract 9603.02 ($23,281), Tract 9604.01 ($31,597) and Tract 9206.02 in Whitley County ($48,900). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9604.02?
The 2020-2024 American Community Survey puts Census Tract 9604.02's population at 3,752 (±589) in 1,759 households; the 2020 Census counted 3,774 residents and 1,604 housing units.
| Measure | Tract 9604.02 | McCreary County |
|---|---|---|
| Total population | 3,752 ±589 | 16,867 |
| Households | 1,759 ±305 | 5,861 |
| Average household size | 2.02 ±0.25 | 2.56 |
| Housing units | 1,917 ±305 | 6,920 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9604.02?
The median resident of Census Tract 9604.02 is 44.9 years old; 19.7% are under 18 and 20.0% are 65 or older. The largest group is non-Hispanic white residents at 93.9%, then non-Hispanic residents of two or more races at 2.6%.
| Measure | Tract 9604.02 | McCreary County |
|---|---|---|
| Median age | 44.9 ±6.9 | 39.0 |
| Under 18 years | 19.7% ±4.3 pts | 21.8% |
| 65 years and over | 20.0% ±5.3 pts | 16.2% |
| Hispanic or Latino (any race) | 1.2% ±1.5 pts | 2.2% |
| White alone, not Hispanic | 93.9% ±2.7 pts | 88.8% |
| Black or African American alone, not Hispanic | 2.3% ±2.2 pts | 6.1% |
| Asian alone, not Hispanic | 0.0% ±1.0 pts | 0.1% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.0 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.1% |
| Two or more races, not Hispanic | 2.6% ±2.8 pts | 2.6% |
| Some other race alone, not Hispanic | 0.0% ±1.0 pts | 0.1% |
| Born outside the United States | 0.0% ±1.0 pts | 0.9% |
| Speak a language other than English at home (age 5+) | 0.0% ±1.0 pts | 1.9% |
| Civilian veterans (age 18+) | 4.8% ±3.9 pts | 5.9% |
| With a disability | 24.3% ±6.3 pts | 25.4% |
| No health insurance coverage | 9.7% ±5.3 pts | 8.1% |
| High school graduate or higher (age 25+) | 79.2% ±9.5 pts | 77.4% |
| Bachelor's degree or higher (age 25+) | 4.1% ±3.5 pts | 8.5% |
| Graduate or professional degree (age 25+) | 2.2% ±2.2 pts | 3.5% |
| Lived in the same house a year earlier | 93.5% ±4.5 pts | 90.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9604.02 earn?
The median household income for Census Tract 9604.02 is published as $29,420 with a margin of ±$25,616, too wide to rely on. 38.0% of residents live below the poverty line.
| Measure | Tract 9604.02 | McCreary County |
|---|---|---|
| Median household income | $29,420 ±$25,616 | $33,750 |
| Mean household income | $38,696 ±$8,255 | $46,528 |
| Per capita income | $18,294 ±$3,655 | $17,150 |
| People below the poverty line | 38.0% ±13.0 pts | 38.9% |
| Children under 18 below the poverty line | 44.9% ±23.4 pts | 42.1% |
| Households receiving SNAP | 35.2% ±14.0 pts | 33.3% |
| Households with a computer | 77.1% ±13.4 pts | 84.2% |
| Households with a broadband subscription | 86.0% ±7.7 pts | 80.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9604.02?
Owners occupy 64.4% of Census Tract 9604.02's occupied homes and renters 35.6%. The median owner-occupied home is valued at $91,500 by its owner (±$17,604). The median renter pays $440 a month including utilities, and 36.5% of renters pay 35% or more of their income on rent.
| Measure | Tract 9604.02 | McCreary County |
|---|---|---|
| Median home value (owner-occupied) | $91,500 ±$17,604 | $85,300 |
| Median gross rent | $440 ±$173 | $577 |
| Renters paying 35% or more of income on rent | 36.5% ±20.4 pts | 45.2% |
| Median monthly owner costs, with a mortgage | $1,023 ±$157 | $946 |
| Owner-occupied homes | 64.4% ±14.9 pts | 74.2% |
| Renter-occupied homes | 35.6% ±14.9 pts | 25.8% |
| Housing units | 1,917 ±305 | 6,920 |
| Single-family detached homes | 51.1% ±12.0 pts | 64.1% |
| Mobile homes | 29.9% ±10.7 pts | 25.2% |
| Built 2020 or later | 4.3% ±4.0 pts | 2.1% |
| Built 2010 to 2019 | 4.0% ±4.2 pts | 6.4% |
| Built 1939 or earlier | 4.9% ±4.8 pts | 7.1% |
| Households with no vehicle | 17.5% ±11.7 pts | 10.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9604.02 get to work?
75.5% of Census Tract 9604.02's workers drive alone and 14.7% work from home. The average trip to work takes 28.1 minutes.
| Measure | Tract 9604.02 | McCreary County |
|---|---|---|
| In the labor force (age 16+) | 40.5% ±7.5 pts | 35.4% |
| Unemployment rate | 0.7% ±1.2 pts | 4.2% |
| Drove alone to work | 75.5% ±11.9 pts | 77.9% |
| Carpooled | 9.8% ±8.0 pts | 10.6% |
| Public transportation | 0.0% ±3.2 pts | 0.1% |
| Walked | 0.0% ±3.2 pts | 0.1% |
| Worked from home | 14.7% ±7.9 pts | 9.2% |
| Mean travel time to work | 28.1 min ±4.7 | 32.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9604.02 compare with the other tracts in McCreary County?
Among McCreary County's tracts with a reliable estimate, Census Tract 9604.02 ranks as shown below (1 = highest).
| Measure | In McCreary County |
|---|---|
| Population | 2nd of 6 |
| Residents per square mile | 4th of 6 |
| Per capita income | 2nd of 5 |
| Median home value | 2nd of 5 |
| Median gross rent | 4th of 4 |
| Poverty rate | 4th of 6 |
| Median age | 2nd of 6 |
| Owner-occupied share | 5th of 6 |
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9604.02?
5 of the 18 figures for Census Tract 9604.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections