Census tract · Transylvania County

Census Tract 9604.03, Transylvania County, North Carolina

Census Tract 9604.03, GEOID 37175960403, in Transylvania County, North Carolina, outside any city, town or census-designated place. 3,047 residents in the ACS 2020-2024 5-year estimates (±415); the 2020 Census counted 2,635.

Residents, 2020-2024

3,047

±415 (90% margin)
2020 Census count: 2,635

Median household income

$104,670

±$12,208 (90% margin)
Transylvania County: $66,184

Median home value

$486,100

±$61,760 (90% margin)
Transylvania County: $373,600

Median gross rent

$3,500 or more

The survey's top or bottom value; no margin is published
Transylvania County: $967

Where is Census Tract 9604.03?

Census Tract 9604.03 is one of 12 census tracts in Transylvania County, North Carolina. It covers 28.10 square miles of land, 94 residents per square mile in 2020. Its GEOID, 37175960403, names it uniquely (how tract numbers and GEOIDs work).

Census Tract 9604.03 (marked with a dot) in Transylvania County, North Carolina. Boundaries: Census Bureau 2024.
9603.029604.049605.01 9604.03 5 mi
Census Tract 9604.03 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

3 census tracts border Census Tract 9604.03: Tract 9603.02 ($71,598), Tract 9604.04 ($73,586) and Tract 9605.01 ($67,902). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9604.03?

The 2020-2024 American Community Survey puts Census Tract 9604.03's population at 3,047 (±415) in 1,446 households; the 2020 Census counted 2,635 residents and 2,243 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9604.03Transylvania CountyNorth Carolina
Total population 3,047 ±415 33,691 10,730,404
Households 1,446 ±190 14,584 4,282,345
Average household size 2.11 ±0.23 2.23 2.44
Housing units 2,000 ±172 19,266 4,895,668

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9604.03?

The median resident of Census Tract 9604.03 is 65.5 years old. The largest group is non-Hispanic white residents at 95.4%, then non-Hispanic residents of two or more races at 2.2%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9604.03Transylvania CountyNorth Carolina
Median age 65.5 ±2.4 51.6 39.1
Under 18 years 8.1% ±5.4 pts 15.7% 21.8%
65 years and over 52.0% ±6.3 pts 30.9% 17.2%
Hispanic or Latino (any race) 2.1% ±1.9 pts 5.2% 11.3%
White alone, not Hispanic 95.4% ±2.6 pts 87.6% 60.0%
Black or African American alone, not Hispanic 0.0% ±1.4 pts 3.6% 20.0%
Asian alone, not Hispanic 0.3% ±0.5 pts 0.7% 3.3%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.4 pts 0.2% 0.8%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.4 pts 0.0% 0.1%
Two or more races, not Hispanic 2.2% ±1.9 pts 2.3% 4.1%
Some other race alone, not Hispanic 0.0% ±1.4 pts 0.4% 0.5%
Born outside the United States 2.1% ±1.8 pts 4.3% 9.1%
Speak a language other than English at home (age 5+) 4.7% ±2.9 pts 2.9% 13.5%
Civilian veterans (age 18+) 9.3% ±3.0 pts 9.8% 7.4%
With a disability 12.2% ±4.1 pts 16.1% 13.6%
No health insurance coverage 3.0% ±2.4 pts 11.3% 9.9%
High school graduate or higher (age 25+) 99.4% ±0.7 pts 93.9% 90.1%
Bachelor's degree or higher (age 25+) 65.6% ±6.7 pts 40.0% 35.7%
Graduate or professional degree (age 25+) 30.9% ±5.8 pts 15.5% 13.5%
Lived in the same house a year earlier 84.0% ±6.9 pts 86.5% 87.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9604.03 earn?

Half of the 1,446 households in Census Tract 9604.03 earn less than $104,670 a year (±$12,208), against $66,184 across Transylvania County: 2nd highest of the county's 12 tracts with a reliable estimate.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9604.03Transylvania CountyNorth Carolina
Median household income $104,670 ±$12,208 $66,184 $72,388
Mean household income $134,587 ±$17,021 $88,954 $101,208
Per capita income $64,590 ±$7,646 $40,147 $41,385
People below the poverty line 4.3% ±3.6 pts 13.2% 13.0%
Children under 18 below the poverty line 0.0% ±15.8 pts 19.5% 17.7%
Households receiving SNAP 0.3% ±0.6 pts 11.3% 12.8%
Households with a computer 99.2% ±1.3 pts 93.5% 94.9%
Households with a broadband subscription 99.2% ±1.3 pts 86.9% 90.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9604.03?

Owners occupy 93.5% of Census Tract 9604.03's occupied homes and renters 6.5%. The median owner-occupied home is valued at $486,100 by its owner (±$61,760). The median renter pays $3,500 or more a month including utilities, and 78.9% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9604.03Transylvania CountyNorth Carolina
Median home value (owner-occupied) $486,100 ±$61,760 $373,600 $288,900
Median gross rent $3,500 or more $967 $1,228
Renters paying 35% or more of income on rent 78.9% ±31.5 pts 41.2% 39.6%
Median monthly owner costs, with a mortgage $1,986 ±$176 $1,569 $1,631
Owner-occupied homes 93.5% ±4.9 pts 74.7% 66.6%
Renter-occupied homes 6.5% ±4.9 pts 25.3% 33.4%
Housing units 2,000 ±172 19,266 4,895,668
Single-family detached homes 93.6% ±3.9 pts 75.2% 65.3%
Mobile homes 2.5% ±1.9 pts 13.0% 11.0%
Built 2020 or later 1.0% ±1.1 pts 1.3% 3.0%
Built 2010 to 2019 9.7% ±4.8 pts 5.9% 13.5%
Built 1939 or earlier 2.8% ±2.3 pts 5.2% 4.9%
Households with no vehicle 4.8% ±4.0 pts 4.6% 5.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9604.03 get to work?

73.9% of Census Tract 9604.03's workers drive alone and 25.1% work from home. The average trip to work takes 30.4 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9604.03Transylvania CountyNorth Carolina
In the labor force (age 16+) 32.6% ±7.4 pts 49.0% 62.8%
Unemployment rate 0.0% ±4.4 pts 2.8% 4.7%
Drove alone to work 73.9% ±10.6 pts 73.6% 71.5%
Carpooled 1.0% ±1.8 pts 11.0% 8.5%
Public transportation 0.0% ±4.6 pts 0.1% 0.7%
Walked 0.0% ±4.6 pts 2.0% 1.6%
Worked from home 25.1% ±10.4 pts 12.5% 16.3%
Mean travel time to work 30.4 min ±7.5 21.9 min 25.1 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9604.03 compare with the other tracts in Transylvania County?

Among Transylvania County's tracts with a reliable estimate, Census Tract 9604.03 ranks as shown below (1 = highest).

Census Tract 9604.03's rank among the tracts of Transylvania County
MeasureIn Transylvania County
Population6th of 12
Residents per square mile6th of 12
Median household income2nd of 12
Per capita income1st of 12
Median home value3rd of 12
Median gross rent1st of 8
Bachelor's degree or higher1st of 12
Median age1st of 12
Owner-occupied share3rd of 12

The tracts next to it on Transylvania County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 9606.011st$107,917±$25,262 · within the margin of this tract1,330
Tract 9604.032nd$104,670±$12,2083,047
Tract 9604.043rd$73,586±$10,2141,735
Tract 9603.024th$71,598±$7,0644,094
Tract 9604.015th$70,288±$21,4024,603

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9604.03?

4 of the 18 figures for Census Tract 9604.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections