Census tract · Cullman County

Census Tract 9649.02, Cullman County, Alabama

Census Tract 9649.02, GEOID 01043964902, in Cullman County, Alabama, mostly within Cullman (57% of its census blocks). 3,691 residents in the ACS 2020-2024 5-year estimates (±362); the 2020 Census counted 4,064.

Residents, 2020-2024

3,691

±362 (90% margin)
2020 Census count: 4,064

Median household income

$94,479

±$25,216 (90% margin)
Cullman County: $62,656

Median home value

$282,800

±$30,904 (90% margin)
Cullman County: $199,100

Median gross rent

$835

±$365 (90% margin)
Cullman County: $908

Where is Census Tract 9649.02?

Census Tract 9649.02 is one of 22 census tracts in Cullman County, Alabama. It covers 12.51 square miles of land, 325 residents per square mile in 2020. Its GEOID, 01043964902, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9649.02 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Cullman57%
South Vinemont4%
East Point2%
Census Tract 9649.02 (marked with a dot) in Cullman County, Alabama. Boundaries: Census Bureau 2024.
9642.019642.029643964496479649.01 9649.02 5 mi
Census Tract 9649.02 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

7 census tracts border Census Tract 9649.02: Tract 9642.01 ($65,821), Tract 9642.02 ($62,313), Tract 9643 ($72,683), Tract 9644 ($81,311), Tract 9647 ($78,566), Tract 9648 ($56,424) and Tract 9649.01 ($71,298). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9649.02?

The 2020-2024 American Community Survey puts Census Tract 9649.02's population at 3,691 (±362) in 1,348 households; the 2020 Census counted 4,064 residents and 1,692 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9649.02CullmanCullman CountyAlabama
Total population 3,691 ±362 19,319 90,566 5,086,768
Households 1,348 ±193 8,038 35,347 1,997,247
Average household size 2.69 ±0.32 2.32 2.53 2.48
Housing units 1,536 ±168 8,803 39,871 2,337,265

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9649.02?

The median resident of Census Tract 9649.02 is 41.8 years old; 24.7% are under 18 and 15.2% are 65 or older. The largest group is non-Hispanic white residents at 87.4%, then Hispanic or Latino residents (of any race) at 11.3%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9649.02CullmanCullman CountyAlabama
Median age 41.8 ±4.8 40.8 40.8 39.3
Under 18 years 24.7% ±3.9 pts 22.8% 22.4% 22.2%
65 years and over 15.2% ±3.9 pts 18.6% 19.0% 17.8%
Hispanic or Latino (any race) 11.3% ±7.2 pts 3.3% 5.0% 5.6%
White alone, not Hispanic 87.4% ±7.1 pts 88.7% 89.5% 63.4%
Black or African American alone, not Hispanic 0.3% ±0.3 pts 0.6% 1.0% 25.6%
Asian alone, not Hispanic 0.1% ±0.3 pts 0.3% 0.5% 1.4%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.1 pts 0.0% 0.3% 0.3%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.1 pts 0.0% 0.0% 0.0%
Two or more races, not Hispanic 0.9% ±0.7 pts 7.1% 3.6% 3.3%
Some other race alone, not Hispanic 0.0% ±1.1 pts 0.0% 0.1% 0.4%
Born outside the United States 8.1% ±5.7 pts 2.3% 2.3% 4.0%
Speak a language other than English at home (age 5+) 10.5% ±6.9 pts 2.9% 4.4% 6.0%
Civilian veterans (age 18+) 7.3% ±3.2 pts 7.2% 6.7% 7.7%
With a disability 12.0% ±4.0 pts 16.9% 18.4% 16.5%
No health insurance coverage 7.4% ±4.1 pts 7.4% 10.9% 9.2%
High school graduate or higher (age 25+) 86.3% ±5.6 pts 90.2% 86.3% 88.6%
Bachelor's degree or higher (age 25+) 26.7% ±8.6 pts 32.4% 19.7% 28.4%
Graduate or professional degree (age 25+) 13.9% ±6.4 pts 11.6% 6.6% 11.1%
Lived in the same house a year earlier 90.6% ±5.0 pts 77.4% 87.0% 88.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9649.02 earn?

Half of the 1,348 households in Census Tract 9649.02 earn less than $94,479 a year (±$25,216), against $62,656 across Cullman County: 1st highest of the county's 22 tracts with a reliable estimate. 3.7% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9649.02CullmanCullman CountyAlabama
Median household income $94,479 ±$25,216 $61,224 $62,656 $63,999
Mean household income $100,225 ±$11,961 $84,375 $82,606 $88,898
Per capita income $37,644 ±$3,991 $35,681 $33,019 $36,087
People below the poverty line 3.7% ±2.1 pts 19.9% 15.3% 15.6%
Children under 18 below the poverty line 1.7% ±3.0 pts 21.6% 21.2% 21.3%
Households receiving SNAP 3.4% ±2.7 pts 12.4% 10.0% 13.7%
Households with a computer 96.7% ±2.5 pts 89.8% 92.7% 93.7%
Households with a broadband subscription 93.4% ±3.9 pts 87.0% 87.3% 87.5%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9649.02?

Owners occupy 75.1% of Census Tract 9649.02's occupied homes and renters 24.9%. The median owner-occupied home is valued at $282,800 by its owner (±$30,904). The median renter pays $835 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9649.02CullmanCullman CountyAlabama
Median home value (owner-occupied) $282,800 ±$30,904 $238,900 $199,100 $209,900
Median gross rent $835 ±$365 $925 $908 $1,007
Renters paying 35% or more of income on rent 20.3% ±16.3 pts 33.4% 31.0% 39.9%
Median monthly owner costs, with a mortgage $1,616 ±$311 $1,514 $1,359 $1,433
Owner-occupied homes 75.1% ±9.7 pts 61.5% 76.6% 70.2%
Renter-occupied homes 24.9% ±9.7 pts 38.5% 23.4% 29.8%
Housing units 1,536 ±168 8,803 39,871 2,337,265
Single-family detached homes 67.6% ±9.4 pts 69.1% 70.0% 69.1%
Mobile homes 16.5% ±8.7 pts 1.7% 19.8% 12.3%
Built 2020 or later 8.0% ±4.8 pts 2.8% 3.3% 2.3%
Built 2010 to 2019 5.7% ±3.2 pts 7.0% 12.2% 10.9%
Built 1939 or earlier 2.1% ±2.6 pts 8.4% 5.5% 4.9%
Households with no vehicle 1.5% ±1.9 pts 4.3% 3.2% 5.4%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9649.02 get to work?

81.0% of Census Tract 9649.02's workers drive alone. The average trip to work takes 22.2 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9649.02CullmanCullman CountyAlabama
In the labor force (age 16+) 66.8% ±6.4 pts 59.0% 58.0% 58.3%
Unemployment rate 2.1% ±2.5 pts 2.9% 3.8% 4.7%
Drove alone to work 81.0% ±9.3 pts 87.5% 83.2% 80.6%
Carpooled 13.4% ±8.9 pts 5.6% 11.1% 8.0%
Public transportation 0.0% ±2.0 pts 0.0% 0.2% 0.3%
Walked 1.1% ±1.3 pts 0.5% 1.2% 1.1%
Worked from home 4.5% ±3.0 pts 6.1% 4.2% 8.8%
Mean travel time to work 22.2 min ±3.1 20.5 min 27.0 min 25.5 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9649.02 compare with the other tracts in Cullman County?

Among Cullman County's tracts with a reliable estimate, Census Tract 9649.02 ranks as shown below (1 = highest).

Census Tract 9649.02's rank among the tracts of Cullman County and of Cullman
MeasureIn Cullman CountyIn Cullman
Population17th of 228th of 8
Residents per square mile5th of 225th of 8
Median household income1st of 221st of 8
Per capita income5th of 222nd of 8
Median home value1st of 221st of 8
Median gross rent17th of 226th of 8
Poverty rate17th of 176th of 6
Bachelor's degree or higher4th of 223rd of 8
Median age10th of 224th of 8
Owner-occupied share16th of 224th of 8

The tracts next to it on Cullman County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 9649.021st$94,479±$25,2163,691
Tract 9655.022nd$82,757±$29,827 · within the margin of this tract4,209
Tract 96443rd$81,311±$7,312 · within the margin of this tract4,196
Tract 9655.014th$79,635±$24,006 · within the margin of this tract1,840

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9649.02?

3 of the 18 figures for Census Tract 9649.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections