Census tract · Cullman County
Census Tract 9657, Cullman County, Alabama
Census Tract 9657, GEOID 01043965700, in Cullman County, Alabama, outside any city, town or census-designated place. 2,843 residents in the ACS 2020-2024 5-year estimates (±369); the 2020 Census counted 2,952.
Residents, 2020-2024
2,843
±369 (90% margin)
2020 Census count: 2,952
Median household income
$54,773
±$12,131 (90% margin)
Cullman County: $62,656
Median home value
$208,800
±$49,651 (90% margin)
Cullman County: $199,100
Median gross rent
$783
±$443 (90% margin)
Cullman County: $908
Where is Census Tract 9657?
Census Tract 9657 is one of 22 census tracts in Cullman County, Alabama. It covers 75.39 square miles of land, 39 residents per square mile in 2020. Its GEOID, 01043965700, names it uniquely (how tract numbers and GEOIDs work).
7 census tracts border Census Tract 9657: Tract 506.01 in Blount County ($76,859), Tract 9655.01 ($79,635), Tract 9655.02 ($82,757), Tract 9656 ($60,966), Tract 208.01 in Walker County ($57,790), Tract 208.02 in Walker County ($53,158) and Tract 219 in Walker County ($47,545). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9657?
The 2020-2024 American Community Survey puts Census Tract 9657's population at 2,843 (±369) in 1,122 households; the 2020 Census counted 2,952 residents and 1,447 housing units.
| Measure | Tract 9657 | Cullman County |
|---|---|---|
| Total population | 2,843 ±369 | 90,566 |
| Households | 1,122 ±193 | 35,347 |
| Average household size | 2.53 ±0.28 | 2.53 |
| Housing units | 1,369 ±192 | 39,871 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9657?
The median resident of Census Tract 9657 is 46.3 years old; 24.1% are under 18 and 25.2% are 65 or older. The largest group is non-Hispanic white residents at 92.4%, then Hispanic or Latino residents (of any race) at 6.6%.
| Measure | Tract 9657 | Cullman County |
|---|---|---|
| Median age | 46.3 ±2.3 | 40.8 |
| Under 18 years | 24.1% ±4.3 pts | 22.4% |
| 65 years and over | 25.2% ±5.0 pts | 19.0% |
| Hispanic or Latino (any race) | 6.6% ±6.4 pts | 5.0% |
| White alone, not Hispanic | 92.4% ±6.9 pts | 89.5% |
| Black or African American alone, not Hispanic | 0.0% ±1.4 pts | 1.0% |
| Asian alone, not Hispanic | 0.4% ±1.1 pts | 0.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.2 pts | 0.3% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.4 pts | 0.0% |
| Two or more races, not Hispanic | 0.5% ±0.6 pts | 3.6% |
| Some other race alone, not Hispanic | 0.0% ±1.4 pts | 0.1% |
| Born outside the United States | 5.0% ±4.4 pts | 2.3% |
| Speak a language other than English at home (age 5+) | 3.3% ±3.2 pts | 4.4% |
| Civilian veterans (age 18+) | 6.6% ±3.4 pts | 6.7% |
| With a disability | 12.2% ±3.9 pts | 18.4% |
| No health insurance coverage | 11.6% ±5.4 pts | 10.9% |
| High school graduate or higher (age 25+) | 78.9% ±6.4 pts | 86.3% |
| Bachelor's degree or higher (age 25+) | 17.2% ±7.1 pts | 19.7% |
| Graduate or professional degree (age 25+) | 5.8% ±3.3 pts | 6.6% |
| Lived in the same house a year earlier | 91.6% ±4.9 pts | 87.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9657 earn?
Half of the 1,122 households in Census Tract 9657 earn less than $54,773 a year (±$12,131), against $62,656 across Cullman County: 18th highest of the county's 22 tracts with a reliable estimate.
| Measure | Tract 9657 | Cullman County |
|---|---|---|
| Median household income | $54,773 ±$12,131 | $62,656 |
| Mean household income | $77,425 ±$12,319 | $82,606 |
| Per capita income | $31,985 ±$4,981 | $33,019 |
| People below the poverty line | 15.1% ±10.5 pts | 15.3% |
| Children under 18 below the poverty line | 29.2% ±22.9 pts | 21.2% |
| Households receiving SNAP | 7.6% ±4.6 pts | 10.0% |
| Households with a computer | 93.9% ±4.0 pts | 92.7% |
| Households with a broadband subscription | 83.8% ±8.4 pts | 87.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9657?
Owners occupy 88.7% of Census Tract 9657's occupied homes and renters 11.3%. The median owner-occupied home is valued at $208,800 by its owner (±$49,651). The median renter pays $783 a month including utilities.
| Measure | Tract 9657 | Cullman County |
|---|---|---|
| Median home value (owner-occupied) | $208,800 ±$49,651 | $199,100 |
| Median gross rent | $783 ±$443 | $908 |
| Renters paying 35% or more of income on rent | 25.0% ±25.6 pts | 31.0% |
| Median monthly owner costs, with a mortgage | $1,391 ±$433 | $1,359 |
| Owner-occupied homes | 88.7% ±5.7 pts | 76.6% |
| Renter-occupied homes | 11.3% ±5.7 pts | 23.4% |
| Housing units | 1,369 ±192 | 39,871 |
| Single-family detached homes | 72.3% ±8.0 pts | 70.0% |
| Mobile homes | 25.3% ±7.8 pts | 19.8% |
| Built 2020 or later | 0.7% ±1.1 pts | 3.3% |
| Built 2010 to 2019 | 14.5% ±6.8 pts | 12.2% |
| Built 1939 or earlier | 6.7% ±8.2 pts | 5.5% |
| Households with no vehicle | 1.0% ±1.7 pts | 3.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9657 get to work?
88.2% of Census Tract 9657's workers drive alone. The average trip to work takes 46.2 minutes.
| Measure | Tract 9657 | Cullman County |
|---|---|---|
| In the labor force (age 16+) | 55.8% ±5.9 pts | 58.0% |
| Unemployment rate | 8.4% ±6.6 pts | 3.8% |
| Drove alone to work | 88.2% ±6.1 pts | 83.2% |
| Carpooled | 8.6% ±5.2 pts | 11.1% |
| Public transportation | 0.0% ±3.5 pts | 0.2% |
| Walked | 0.0% ±3.5 pts | 1.2% |
| Worked from home | 3.2% ±3.6 pts | 4.2% |
| Mean travel time to work | 46.2 min ±7.9 | 27.0 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9657 compare with the other tracts in Cullman County?
Among Cullman County's tracts with a reliable estimate, Census Tract 9657 ranks as shown below (1 = highest).
| Measure | In Cullman County |
|---|---|
| Population | 20th of 22 |
| Residents per square mile | 22nd of 22 |
| Median household income | 18th of 22 |
| Per capita income | 13th of 22 |
| Median home value | 11th of 22 |
| Median gross rent | 18th of 22 |
| Bachelor's degree or higher | 13th of 22 |
| Median age | 5th of 22 |
| Owner-occupied share | 6th of 22 |
The tracts next to it on Cullman County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9656 | 15th | $60,966±$21,562 · within the margin of this tract |
| Tract 9648 | 16th | $56,424±$25,765 · within the margin of this tract |
| Tract 9654.02 | 17th | $54,844±$10,300 · within the margin of this tract |
| Tract 9657 | 18th | $54,773±$12,131 |
| Tract 9641 | 19th | $53,557±$10,800 · within the margin of this tract |
| Tract 9653 | 20th | $47,076±$18,239 · within the margin of this tract |
| Tract 9654.01 | 21st | $36,125±$12,128 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9657?
5 of the 18 figures for Census Tract 9657 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections