Census tract · Hart County

Census Tract 9702, Hart County, Kentucky

Census Tract 9702, GEOID 21099970200, in Hart County, Kentucky, partly within Bonnieville and Munfordville. 3,058 residents in the ACS 2020-2024 5-year estimates (±404); the 2020 Census counted 3,161.

Residents, 2020-2024

3,058

±404 (90% margin)
2020 Census count: 3,161

Median household income

$51,488

±$13,891 (90% margin)
Hart County: $52,285

Median home value

$150,200

±$60,670 (90% margin)
Hart County: $146,000

Median gross rent

$689

±$138 (90% margin)
Hart County: $693

Where is Census Tract 9702?

Census Tract 9702 is one of 6 census tracts in Hart County, Kentucky. It covers 77.72 square miles of land, 41 residents per square mile in 2020. Its GEOID, 21099970200, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9702 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Bonnieville14%
Munfordville4%
Census Tract 9702 (marked with a dot) in Hart County, Kentucky. Boundaries: Census Bureau 2024.
9501.019501.0216.0297019703.029603 9702 5 mi
Census Tract 9702 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Hart County.

6 census tracts border Census Tract 9702: Tract 9501.01 in Grayson County ($59,375), Tract 9501.02 in Grayson County ($65,750), Tract 16.02 in Hardin County ($58,868), Tract 9701 ($62,961), Tract 9703.02 ($51,740) and Tract 9603 in Larue County ($68,710). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9702?

The 2020-2024 American Community Survey puts Census Tract 9702's population at 3,058 (±404) in 1,019 households; the 2020 Census counted 3,161 residents and 1,367 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9702Hart CountyKentucky
Total population 3,058 ±404 19,603 4,534,824
Households 1,019 ±129 7,376 1,814,469
Average household size 3.00 ±0.30 2.62 2.43
Housing units 1,221 ±135 8,929 2,023,116

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9702?

The median resident of Census Tract 9702 is 34.7 years old; 33.5% are under 18 and 15.1% are 65 or older. The largest group is non-Hispanic white residents at 95.5%, then non-Hispanic residents of two or more races at 2.1%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9702Hart CountyKentucky
Median age 34.7 ±4.9 40.4 39.1
Under 18 years 33.5% ±4.1 pts 24.4% 22.6%
65 years and over 15.1% ±3.6 pts 17.6% 17.3%
Hispanic or Latino (any race) 0.1% ±0.2 pts 2.1% 5.0%
White alone, not Hispanic 95.5% ±2.3 pts 90.2% 81.5%
Black or African American alone, not Hispanic 1.5% ±1.5 pts 2.9% 7.6%
Asian alone, not Hispanic 0.7% ±1.1 pts 0.5% 1.6%
American Indian and Alaska Native alone, not Hispanic 0.2% ±0.4 pts 0.2% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.2 pts 0.0% 0.1%
Two or more races, not Hispanic 2.1% ±1.9 pts 3.4% 3.9%
Some other race alone, not Hispanic 0.0% ±1.2 pts 0.6% 0.3%
Born outside the United States 0.8% ±1.1 pts 0.9% 4.7%
Speak a language other than English at home (age 5+) 3.3% ±3.0 pts 8.4% 6.8%
Civilian veterans (age 18+) 8.0% ±3.4 pts 6.8% 6.5%
With a disability 13.0% ±4.2 pts 21.9% 17.9%
No health insurance coverage 9.0% ±4.3 pts 11.7% 6.0%
High school graduate or higher (age 25+) 76.0% ±6.8 pts 81.2% 88.9%
Bachelor's degree or higher (age 25+) 19.4% ±7.3 pts 12.2% 27.6%
Graduate or professional degree (age 25+) 5.6% ±3.3 pts 4.7% 11.3%
Lived in the same house a year earlier 91.6% ±6.5 pts 89.9% 87.5%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9702 earn?

Half of the 1,019 households in Census Tract 9702 earn less than $51,488 a year (±$13,891), against $52,285 across Hart County: 5th highest of the county's 6 tracts with a reliable estimate. 21.9% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9702Hart CountyKentucky
Median household income $51,488 ±$13,891 $52,285 $63,726
Mean household income $58,505 ±$6,676 $68,216 $87,807
Per capita income $20,908 ±$2,812 $26,411 $35,821
People below the poverty line 21.9% ±7.8 pts 19.3% 16.1%
Children under 18 below the poverty line 24.0% ±14.4 pts 24.3% 20.3%
Households receiving SNAP 21.1% ±6.9 pts 18.7% 13.2%
Households with a computer 93.0% ±4.2 pts 89.1% 93.6%
Households with a broadband subscription 93.9% ±4.0 pts 83.7% 88.6%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9702?

Owners occupy 81.1% of Census Tract 9702's occupied homes and renters 18.9%. The median owner-occupied home is valued at $150,200 by its owner (±$60,670). The median renter pays $689 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9702Hart CountyKentucky
Median home value (owner-occupied) $150,200 ±$60,670 $146,000 $205,600
Median gross rent $689 ±$138 $693 $967
Renters paying 35% or more of income on rent 15.9% ±16.4 pts 21.7% 36.6%
Median monthly owner costs, with a mortgage $1,024 ±$241 $1,140 $1,433
Owner-occupied homes 81.1% ±7.5 pts 72.4% 68.3%
Renter-occupied homes 18.9% ±7.5 pts 27.6% 31.7%
Housing units 1,221 ±135 8,929 2,023,116
Single-family detached homes 74.4% ±7.4 pts 72.8% 67.5%
Mobile homes 24.7% ±7.3 pts 18.2% 10.7%
Built 2020 or later 0.5% ±0.9 pts 3.5% 1.8%
Built 2010 to 2019 11.1% ±5.1 pts 9.1% 9.1%
Built 1939 or earlier 10.0% ±5.9 pts 9.0% 9.0%
Households with no vehicle 4.0% ±3.2 pts 8.7% 6.8%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9702 get to work?

77.4% of Census Tract 9702's workers drive alone and 6.3% work from home. The average trip to work takes 27.6 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9702Hart CountyKentucky
In the labor force (age 16+) 52.8% ±6.2 pts 53.1% 59.7%
Unemployment rate 4.5% ±3.5 pts 3.8% 4.9%
Drove alone to work 77.4% ±9.6 pts 76.3% 76.6%
Carpooled 13.6% ±8.2 pts 15.1% 9.3%
Public transportation 0.0% ±3.5 pts 0.1% 0.6%
Walked 0.0% ±3.5 pts 0.8% 2.0%
Worked from home 6.3% ±4.0 pts 4.8% 10.2%
Mean travel time to work 27.6 min ±4.9 28.7 min 24.0 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9702 compare with the other tracts in Hart County?

Among Hart County's tracts with a reliable estimate, Census Tract 9702 ranks as shown below (1 = highest).

Census Tract 9702's rank among the tracts of Hart County
MeasureIn Hart County
Population4th of 6
Residents per square mile4th of 6
Median household income5th of 6
Per capita income6th of 6
Median home value3rd of 6
Median gross rent2nd of 5
Poverty rate2nd of 6
Bachelor's degree or higher1st of 6
Median age5th of 6
Owner-occupied share3rd of 6

The tracts next to it on Hart County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 97052nd$60,929±$4,785 · within the margin of this tract4,259
Tract 9703.013rd$53,289±$20,517 · within the margin of this tract1,754
Tract 9703.024th$51,740±$13,598 · within the margin of this tract3,794
Tract 97025th$51,488±$13,8913,058
Tract 97046th$41,955±$4,967 · within the margin of this tract4,678

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9702?

3 of the 18 figures for Census Tract 9702 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections