Census tract · Owen County
Census Tract 9703, Owen County, Kentucky
Census Tract 9703, GEOID 21187970300, in Owen County, Kentucky, partly within Monterey. 3,044 residents in the ACS 2020-2024 5-year estimates (±439); the 2020 Census counted 2,929.
Residents, 2020-2024
3,044
±439 (90% margin)
2020 Census count: 2,929
Median household income
$62,407
±$9,189 (90% margin)
Owen County: $61,134
Median home value
$168,300
±$25,686 (90% margin)
Owen County: $168,700
Median gross rent
not published
Owen County: $830
Where is Census Tract 9703?
Census Tract 9703 is one of 4 census tracts in Owen County, Kentucky. It covers 125.38 square miles of land, 23 residents per square mile in 2020. Its GEOID, 21187970300, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Monterey | 5% |
7 census tracts border Census Tract 9703: Tract 708.01 in Franklin County ($66,442), Tract 9204 in Grant County ($70,176), Tract 904 in Henry County ($63,994), Tract 9702.01 ($53,666), Tract 9702.02 ($78,997), Tract 405.01 in Scott County ($60,781) and Tract 405.02 in Scott County ($123,526). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9703?
The 2020-2024 American Community Survey puts Census Tract 9703's population at 3,044 (±439) in 1,174 households; the 2020 Census counted 2,929 residents and 1,281 housing units.
| Measure | Tract 9703 | Owen County |
|---|---|---|
| Total population | 3,044 ±439 | 11,330 |
| Households | 1,174 ±157 | 4,252 |
| Average household size | 2.59 ±0.31 | 2.64 |
| Housing units | 1,443 ±151 | 5,388 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9703?
The median resident of Census Tract 9703 is 41.4 years old; 20.7% are under 18 and 16.5% are 65 or older. The largest group is non-Hispanic white residents at 93.7%, then non-Hispanic residents of two or more races at 6.3%.
| Measure | Tract 9703 | Owen County |
|---|---|---|
| Median age | 41.4 ±5.0 | 42.3 |
| Under 18 years | 20.7% ±4.2 pts | 22.1% |
| 65 years and over | 16.5% ±5.8 pts | 20.1% |
| Hispanic or Latino (any race) | 0.0% ±1.2 pts | 2.6% |
| White alone, not Hispanic | 93.7% ±3.2 pts | 93.7% |
| Black or African American alone, not Hispanic | 0.0% ±1.2 pts | 0.3% |
| Asian alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.2 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Two or more races, not Hispanic | 6.3% ±3.2 pts | 2.9% |
| Some other race alone, not Hispanic | 0.0% ±1.2 pts | 0.3% |
| Born outside the United States | 0.5% ±0.7 pts | 1.5% |
| Speak a language other than English at home (age 5+) | 2.0% ±2.0 pts | 3.2% |
| Civilian veterans (age 18+) | 2.6% ±1.6 pts | 6.8% |
| With a disability | 15.7% ±5.8 pts | 18.7% |
| No health insurance coverage | 8.4% ±5.9 pts | 6.4% |
| High school graduate or higher (age 25+) | 77.6% ±8.8 pts | 86.5% |
| Bachelor's degree or higher (age 25+) | 18.7% ±6.6 pts | 18.3% |
| Graduate or professional degree (age 25+) | 6.3% ±3.0 pts | 5.3% |
| Lived in the same house a year earlier | 89.6% ±4.7 pts | 90.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9703 earn?
Half of the 1,174 households in Census Tract 9703 earn less than $62,407 a year (±$9,189), against $61,134 across Owen County: 2nd highest of the county's 4 tracts with a reliable estimate. 17.3% of residents live below the poverty line.
| Measure | Tract 9703 | Owen County |
|---|---|---|
| Median household income | $62,407 ±$9,189 | $61,134 |
| Mean household income | $74,951 ±$8,829 | $75,128 |
| Per capita income | $31,645 ±$4,503 | $30,369 |
| People below the poverty line | 17.3% ±6.8 pts | 18.3% |
| Children under 18 below the poverty line | 20.9% ±12.3 pts | 19.5% |
| Households receiving SNAP | 12.1% ±6.6 pts | 11.7% |
| Households with a computer | 92.2% ±6.6 pts | 89.3% |
| Households with a broadband subscription | 81.5% ±7.6 pts | 80.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9703?
Owners occupy 91.2% of Census Tract 9703's occupied homes and renters 8.8%. The median owner-occupied home is valued at $168,300 by its owner (±$25,686).
| Measure | Tract 9703 | Owen County |
|---|---|---|
| Median home value (owner-occupied) | $168,300 ±$25,686 | $168,700 |
| Renters paying 35% or more of income on rent | 71.6% ±30.3 pts | 33.1% |
| Median monthly owner costs, with a mortgage | $1,803 ±$163 | $1,385 |
| Owner-occupied homes | 91.2% ±5.5 pts | 88.0% |
| Renter-occupied homes | 8.8% ±5.5 pts | 12.0% |
| Housing units | 1,443 ±151 | 5,388 |
| Single-family detached homes | 76.0% ±7.9 pts | 70.8% |
| Mobile homes | 22.9% ±8.0 pts | 22.1% |
| Built 2020 or later | 2.8% ±4.1 pts | 0.9% |
| Built 2010 to 2019 | 9.2% ±6.1 pts | 7.2% |
| Built 1939 or earlier | 18.0% ±7.9 pts | 10.2% |
| Households with no vehicle | 0.2% ±0.3 pts | 3.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9703 get to work?
64.1% of Census Tract 9703's workers drive alone and 16.4% work from home. The average trip to work takes 57.6 minutes.
| Measure | Tract 9703 | Owen County |
|---|---|---|
| In the labor force (age 16+) | 64.4% ±7.8 pts | 58.0% |
| Unemployment rate | 7.3% ±5.0 pts | 7.0% |
| Drove alone to work | 64.1% ±11.2 pts | 71.9% |
| Carpooled | 17.5% ±10.1 pts | 14.5% |
| Public transportation | 1.6% ±2.5 pts | 0.5% |
| Walked | 0.4% ±0.4 pts | 0.8% |
| Worked from home | 16.4% ±9.5 pts | 11.3% |
| Mean travel time to work | 57.6 min ±12.8 | 41.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9703 compare with the other tracts in Owen County?
Among Owen County's tracts with a reliable estimate, Census Tract 9703 ranks as shown below (1 = highest).
| Measure | In Owen County |
|---|---|
| Population | 2nd of 4 |
| Residents per square mile | 4th of 4 |
| Median household income | 2nd of 4 |
| Per capita income | 2nd of 4 |
| Median home value | 2nd of 4 |
| Poverty rate | 2nd of 3 |
| Bachelor's degree or higher | 2nd of 4 |
| Median age | 3rd of 4 |
| Owner-occupied share | 1st of 4 |
The tracts next to it on Owen County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9702.02 | 1st | $78,997±$9,358 |
| Tract 9703 | 2nd | $62,407±$9,189 |
| Tract 9702.01 | 3rd | $53,666±$6,560 · within the margin of this tract |
| Tract 9701 | 4th | $50,400±$21,065 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9703?
3 of the 17 figures for Census Tract 9703 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections