Census tract · Cherokee County

Census Tract 9703.02, Cherokee County, South Carolina

Census Tract 9703.02, GEOID 45021970302, in Cherokee County, South Carolina, partly within East Gaffney and Gaffney. 4,262 residents in the ACS 2020-2024 5-year estimates (±614); the 2020 Census counted 4,176.

Residents, 2020-2024

4,262

±614 (90% margin)
2020 Census count: 4,176

Median household income

$27,838

±$7,901 (90% margin)
Cherokee County: $50,288

Median home value

$82,400

±$23,151 (90% margin)
Cherokee County: $142,000

Median gross rent

$783

±$123 (90% margin)
Cherokee County: $869

Where is Census Tract 9703.02?

Census Tract 9703.02 is one of 16 census tracts in Cherokee County, South Carolina. It covers 7.62 square miles of land, 548 residents per square mile in 2020. Its GEOID, 45021970302, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9703.02 lies in (share of its 2020 census blocks)
PlaceShare of the tract
East Gaffney49%
Gaffney16%
Census Tract 9703.02 (marked with a dot) in Cherokee County, South Carolina. Boundaries: Census Bureau 2024.
9702.039703.019704.019705.029705.03 9703.02 2 mi
Census Tract 9703.02 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

5 census tracts border Census Tract 9703.02: Tract 9702.03 ($61,389), Tract 9703.01 ($46,813), Tract 9704.01 ($47,250), Tract 9705.02 ($30,938) and Tract 9705.03 ($39,274). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9703.02?

The 2020-2024 American Community Survey puts Census Tract 9703.02's population at 4,262 (±614) in 1,749 households; the 2020 Census counted 4,176 residents and 1,841 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9703.02Cherokee CountySouth Carolina
Total population 4,262 ±614 56,647 5,296,225
Households 1,749 ±301 22,063 2,117,989
Average household size 2.34 ±0.32 2.52 2.44
Housing units 2,075 ±301 25,150 2,443,039

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9703.02?

The median resident of Census Tract 9703.02 is 41.4 years old; 26.0% are under 18 and 20.6% are 65 or older. The largest group is non-Hispanic white residents at 47.9%, then non-Hispanic Black residents at 47.3%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9703.02Cherokee CountySouth Carolina
Median age 41.4 ±8.6 40.4 40.2
Under 18 years 26.0% ±6.2 pts 22.7% 21.4%
65 years and over 20.6% ±6.6 pts 17.5% 18.9%
Hispanic or Latino (any race) 2.7% ±2.3 pts 5.5% 7.4%
White alone, not Hispanic 47.9% ±7.5 pts 69.7% 61.9%
Black or African American alone, not Hispanic 47.3% ±8.2 pts 18.7% 24.6%
Asian alone, not Hispanic 0.5% ±0.8 pts 0.5% 1.7%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.0 pts 0.2% 0.2%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.0 pts 0.0% 0.0%
Two or more races, not Hispanic 1.6% ±1.6 pts 4.0% 3.7%
Some other race alone, not Hispanic 0.0% ±1.0 pts 1.4% 0.5%
Born outside the United States 2.4% ±2.0 pts 3.2% 5.8%
Speak a language other than English at home (age 5+) 2.2% ±2.0 pts 5.3% 8.4%
Civilian veterans (age 18+) 6.5% ±3.7 pts 7.3% 8.3%
With a disability 16.9% ±7.0 pts 17.9% 14.6%
No health insurance coverage 10.0% ±3.9 pts 10.5% 9.6%
High school graduate or higher (age 25+) 84.9% ±5.3 pts 85.2% 90.1%
Bachelor's degree or higher (age 25+) 9.2% ±3.9 pts 18.4% 32.1%
Graduate or professional degree (age 25+) 5.0% ±2.8 pts 7.1% 12.3%
Lived in the same house a year earlier 92.4% ±3.7 pts 90.1% 87.2%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9703.02 earn?

Half of the 1,749 households in Census Tract 9703.02 earn less than $27,838 a year (±$7,901), against $50,288 across Cherokee County: 16th highest of the county's 16 tracts with a reliable estimate. 41.9% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9703.02Cherokee CountySouth Carolina
Median household income $27,838 ±$7,901 $50,288 $69,324
Mean household income $38,832 ±$7,663 $67,479 $95,567
Per capita income $17,592 ±$3,015 $27,406 $39,236
People below the poverty line 41.9% ±9.7 pts 18.4% 14.1%
Children under 18 below the poverty line 55.6% ±17.4 pts 28.3% 19.4%
Households receiving SNAP 42.8% ±11.2 pts 14.1% 10.5%
Households with a computer 83.2% ±11.1 pts 90.9% 94.5%
Households with a broadband subscription 70.6% ±12.3 pts 80.7% 88.8%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9703.02?

Owners occupy 68.5% of Census Tract 9703.02's occupied homes and renters 31.5%. The median owner-occupied home is valued at $82,400 by its owner (±$23,151). The median renter pays $783 a month including utilities, and 60.6% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9703.02Cherokee CountySouth Carolina
Median home value (owner-occupied) $82,400 ±$23,151 $142,000 $259,000
Median gross rent $783 ±$123 $869 $1,180
Renters paying 35% or more of income on rent 60.6% ±22.3 pts 36.8% 42.8%
Median monthly owner costs, with a mortgage $911 ±$212 $1,160 $1,529
Owner-occupied homes 68.5% ±9.0 pts 73.8% 71.9%
Renter-occupied homes 31.5% ±9.0 pts 26.2% 28.1%
Housing units 2,075 ±301 25,150 2,443,039
Single-family detached homes 58.0% ±9.0 pts 61.4% 64.5%
Mobile homes 22.8% ±8.0 pts 26.4% 14.2%
Built 2020 or later 0.0% ±2.1 pts 3.5% 3.7%
Built 2010 to 2019 6.9% ±5.4 pts 7.1% 14.8%
Built 1939 or earlier 2.4% ±2.3 pts 4.4% 3.6%
Households with no vehicle 6.1% ±4.7 pts 5.4% 5.7%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9703.02 get to work?

89.8% of Census Tract 9703.02's workers drive alone. The average trip to work takes 20.7 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9703.02Cherokee CountySouth Carolina
In the labor force (age 16+) 47.2% ±7.3 pts 56.4% 60.5%
Unemployment rate 10.9% ±7.3 pts 6.3% 4.9%
Drove alone to work 89.8% ±6.5 pts 84.9% 76.3%
Carpooled 9.4% ±6.3 pts 7.8% 8.5%
Public transportation 0.0% ±3.4 pts 0.3% 0.4%
Walked 0.0% ±3.4 pts 0.9% 1.6%
Worked from home 0.8% ±1.3 pts 5.0% 11.5%
Mean travel time to work 20.7 min ±3.8 25.1 min 25.6 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9703.02 compare with the other tracts in Cherokee County?

Among Cherokee County's tracts with a reliable estimate, Census Tract 9703.02 ranks as shown below (1 = highest).

Census Tract 9703.02's rank among the tracts of Cherokee County
MeasureIn Cherokee County
Population5th of 16
Residents per square mile3rd of 16
Median household income16th of 16
Per capita income16th of 16
Median home value16th of 16
Median gross rent9th of 14
Poverty rate2nd of 14
Bachelor's degree or higher14th of 16
Median age8th of 16
Owner-occupied share13th of 16

The tracts next to it on Cherokee County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 9705.0313th$39,274±$12,143 · within the margin of this tract1,195
Tract 9702.0114th$37,785±$11,735 · within the margin of this tract4,030
Tract 9705.0215th$30,938±$5,461 · within the margin of this tract4,270
Tract 9703.0216th$27,838±$7,9014,262

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9703.02?

3 of the 18 figures for Census Tract 9703.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections