Census tract · Howard County
Census Tract 9705, Howard County, Nebraska
Census Tract 9705, GEOID 31093970500, in Howard County, Nebraska, partly within Cushing and St. Libory. 1,854 residents in the ACS 2020-2024 5-year estimates (±223); the 2020 Census counted 1,813.
Residents, 2020-2024
1,854
±223 (90% margin)
2020 Census count: 1,813
Median household income
$94,444
±$11,252 (90% margin)
Howard County: $76,767
Median home value
$233,200
±$37,539 (90% margin)
Howard County: $209,100
Median gross rent
$1,387
±$526 (90% margin)
Howard County: $777
Where is Census Tract 9705?
Census Tract 9705 is one of 2 census tracts in Howard County, Nebraska. It covers 301.52 square miles of land, 6 residents per square mile in 2020. Its GEOID, 31093970500, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Cushing | 3% |
| St. Libory | 2% |
5 census tracts border Census Tract 9705: Tract 9709 in Greeley County ($63,929), Tract 1 in Hall County ($80,833), Tract 9706 ($69,188), Tract 9667 in Merrick County ($76,645) and Tract 9661 in Nance County ($65,179). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9705?
The 2020-2024 American Community Survey puts Census Tract 9705's population at 1,854 (±223) in 678 households; the 2020 Census counted 1,813 residents and 763 housing units.
| Measure | Tract 9705 | Howard County |
|---|---|---|
| Total population | 1,854 ±223 | 6,534 |
| Households | 678 ±79 | 2,504 |
| Average household size | 2.73 ±0.20 | 2.58 |
| Housing units | 796 ±89 | 2,894 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9705?
The median resident of Census Tract 9705 is 37.5 years old; 26.8% are under 18 and 16.5% are 65 or older. The largest group is non-Hispanic white residents at 95.6%, then Hispanic or Latino residents (of any race) at 3.8%.
| Measure | Tract 9705 | Howard County |
|---|---|---|
| Median age | 37.5 ±3.5 | 42.2 |
| Under 18 years | 26.8% ±3.6 pts | 25.2% |
| 65 years and over | 16.5% ±2.3 pts | 22.7% |
| Hispanic or Latino (any race) | 3.8% ±2.3 pts | 3.2% |
| White alone, not Hispanic | 95.6% ±2.6 pts | 91.1% |
| Black or African American alone, not Hispanic | 0.0% ±1.3 pts | 0.6% |
| Asian alone, not Hispanic | 0.0% ±1.3 pts | 0.1% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.2 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.3 pts | 0.0% |
| Two or more races, not Hispanic | 0.5% ±0.8 pts | 4.9% |
| Some other race alone, not Hispanic | 0.0% ±1.3 pts | 0.0% |
| Born outside the United States | 0.6% ±0.8 pts | 1.7% |
| Speak a language other than English at home (age 5+) | 2.9% ±3.1 pts | 2.5% |
| Civilian veterans (age 18+) | 6.2% ±2.5 pts | 7.3% |
| With a disability | 8.9% ±3.1 pts | 14.1% |
| No health insurance coverage | 3.4% ±2.6 pts | 6.8% |
| High school graduate or higher (age 25+) | 98.1% ±1.6 pts | 95.9% |
| Bachelor's degree or higher (age 25+) | 26.7% ±7.6 pts | 26.0% |
| Graduate or professional degree (age 25+) | 3.9% ±3.1 pts | 5.2% |
| Lived in the same house a year earlier | 96.3% ±3.1 pts | 95.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9705 earn?
Half of the 678 households in Census Tract 9705 earn less than $94,444 a year (±$11,252), against $76,767 across Howard County.
| Measure | Tract 9705 | Howard County |
|---|---|---|
| Median household income | $94,444 ±$11,252 | $76,767 |
| Mean household income | $111,208 ±$14,763 | $96,174 |
| Per capita income | $41,528 ±$5,194 | $38,592 |
| People below the poverty line | 2.7% ±2.1 pts | 4.8% |
| Children under 18 below the poverty line | 0.0% ±4.9 pts | 4.0% |
| Households receiving SNAP | 2.9% ±2.3 pts | 6.7% |
| Households with a computer | 97.2% ±2.2 pts | 90.4% |
| Households with a broadband subscription | 93.8% ±3.2 pts | 85.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9705?
Owners occupy 84.5% of Census Tract 9705's occupied homes and renters 15.5%. The median owner-occupied home is valued at $233,200 by its owner (±$37,539). The median renter pays $1,387 a month including utilities.
| Measure | Tract 9705 | Howard County |
|---|---|---|
| Median home value (owner-occupied) | $233,200 ±$37,539 | $209,100 |
| Median gross rent | $1,387 ±$526 | $777 |
| Renters paying 35% or more of income on rent | 49.5% ±33.9 pts | 26.4% |
| Median monthly owner costs, with a mortgage | $1,710 ±$285 | $1,357 |
| Owner-occupied homes | 84.5% ±7.9 pts | 78.2% |
| Renter-occupied homes | 15.5% ±7.9 pts | 21.8% |
| Housing units | 796 ±89 | 2,894 |
| Single-family detached homes | 95.9% ±2.9 pts | 91.6% |
| Mobile homes | 4.1% ±2.9 pts | 4.0% |
| Built 2020 or later | 2.0% ±2.9 pts | 0.7% |
| Built 2010 to 2019 | 8.4% ±4.6 pts | 8.8% |
| Built 1939 or earlier | 46.0% ±11.2 pts | 36.1% |
| Households with no vehicle | 2.4% ±1.8 pts | 3.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9705 get to work?
81.7% of Census Tract 9705's workers drive alone. The average trip to work takes 29.4 minutes.
| Measure | Tract 9705 | Howard County |
|---|---|---|
| In the labor force (age 16+) | 72.6% ±6.0 pts | 64.9% |
| Unemployment rate | 5.0% ±4.3 pts | 3.8% |
| Drove alone to work | 81.7% ±7.6 pts | 80.8% |
| Carpooled | 8.2% ±4.8 pts | 6.4% |
| Public transportation | 0.0% ±2.5 pts | 0.0% |
| Walked | 1.1% ±1.3 pts | 2.1% |
| Worked from home | 9.0% ±6.5 pts | 8.6% |
| Mean travel time to work | 29.4 min ±5.1 | 26.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9705 compare with the other tracts in Howard County?
Howard County has only two tracts, too few for a rank to say anything; the comparison above sets Census Tract 9705 beside the county and the state.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9705?
4 of the 18 figures for Census Tract 9705 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections