Census tract · Howard County
Census Tract 9706, Howard County, Nebraska
Census Tract 9706, GEOID 31093970600, in Howard County, Nebraska, partly within St. Paul, Dannebrog, Elba, Howard City (Boelus), Cotesfield and Farwell. 4,680 residents in the ACS 2020-2024 5-year estimates (±223); the 2020 Census counted 4,662.
Residents, 2020-2024
4,680
±223 (90% margin)
2020 Census count: 4,662
Median household income
$69,188
±$8,173 (90% margin)
Howard County: $76,767
Median home value
$200,900
±$32,674 (90% margin)
Howard County: $209,100
Median gross rent
$731
±$46 (90% margin)
Howard County: $777
Where is Census Tract 9706?
Census Tract 9706 is one of 2 census tracts in Howard County, Nebraska. It covers 267.75 square miles of land, 17 residents per square mile in 2020. Its GEOID, 31093970600, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| St. Paul | 27% |
| Dannebrog | 5% |
| Elba | 5% |
| Howard City (Boelus) | 5% |
| Cotesfield | 3% |
| Farwell | 3% |
5 census tracts border Census Tract 9706: Tract 9689 in Buffalo County ($73,125), Tract 9709 in Greeley County ($63,929), Tract 1 in Hall County ($80,833), Tract 9705 ($94,444) and Tract 9701 in Sherman County ($63,578). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9706?
The 2020-2024 American Community Survey puts Census Tract 9706's population at 4,680 (±223) in 1,826 households; the 2020 Census counted 4,662 residents and 2,102 housing units.
| Measure | Tract 9706 | Howard County |
|---|---|---|
| Total population | 4,680 ±223 | 6,534 |
| Households | 1,826 ±118 | 2,504 |
| Average household size | 2.52 ±0.14 | 2.58 |
| Housing units | 2,098 ±94 | 2,894 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9706?
The median resident of Census Tract 9706 is 43.8 years old; 24.6% are under 18 and 25.1% are 65 or older. The largest group is non-Hispanic white residents at 89.4%, then non-Hispanic residents of two or more races at 6.6%. 2.1% of residents were born outside the United States.
| Measure | Tract 9706 | Howard County |
|---|---|---|
| Median age | 43.8 ±2.2 | 42.2 |
| Under 18 years | 24.6% ±1.5 pts | 25.2% |
| 65 years and over | 25.1% ±1.4 pts | 22.7% |
| Hispanic or Latino (any race) | 3.0% ±0.9 pts | 3.2% |
| White alone, not Hispanic | 89.4% ±4.2 pts | 91.1% |
| Black or African American alone, not Hispanic | 0.9% ±1.1 pts | 0.6% |
| Asian alone, not Hispanic | 0.1% ±0.2 pts | 0.1% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.5 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.5 pts | 0.0% |
| Two or more races, not Hispanic | 6.6% ±4.2 pts | 4.9% |
| Some other race alone, not Hispanic | 0.0% ±0.5 pts | 0.0% |
| Born outside the United States | 2.1% ±1.3 pts | 1.7% |
| Speak a language other than English at home (age 5+) | 2.3% ±1.2 pts | 2.5% |
| Civilian veterans (age 18+) | 7.8% ±1.9 pts | 7.3% |
| With a disability | 16.2% ±2.4 pts | 14.1% |
| No health insurance coverage | 8.2% ±5.0 pts | 6.8% |
| High school graduate or higher (age 25+) | 95.0% ±1.6 pts | 95.9% |
| Bachelor's degree or higher (age 25+) | 25.8% ±3.9 pts | 26.0% |
| Graduate or professional degree (age 25+) | 5.7% ±1.9 pts | 5.2% |
| Lived in the same house a year earlier | 94.9% ±2.0 pts | 95.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9706 earn?
Half of the 1,826 households in Census Tract 9706 earn less than $69,188 a year (±$8,173), against $76,767 across Howard County. 5.7% of residents live below the poverty line.
| Measure | Tract 9706 | Howard County |
|---|---|---|
| Median household income | $69,188 ±$8,173 | $76,767 |
| Mean household income | $90,592 ±$8,648 | $96,174 |
| Per capita income | $37,429 ±$2,913 | $38,592 |
| People below the poverty line | 5.7% ±2.5 pts | 4.8% |
| Children under 18 below the poverty line | 5.7% ±4.9 pts | 4.0% |
| Households receiving SNAP | 8.2% ±3.3 pts | 6.7% |
| Households with a computer | 87.9% ±4.0 pts | 90.4% |
| Households with a broadband subscription | 82.2% ±3.9 pts | 85.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9706?
Owners occupy 75.9% of Census Tract 9706's occupied homes and renters 24.1%. The median owner-occupied home is valued at $200,900 by its owner (±$32,674). The median renter pays $731 a month including utilities, and 20.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 9706 | Howard County |
|---|---|---|
| Median home value (owner-occupied) | $200,900 ±$32,674 | $209,100 |
| Median gross rent | $731 ±$46 | $777 |
| Renters paying 35% or more of income on rent | 20.4% ±9.0 pts | 26.4% |
| Median monthly owner costs, with a mortgage | $1,288 ±$125 | $1,357 |
| Owner-occupied homes | 75.9% ±4.8 pts | 78.2% |
| Renter-occupied homes | 24.1% ±4.8 pts | 21.8% |
| Housing units | 2,098 ±94 | 2,894 |
| Single-family detached homes | 90.0% ±2.7 pts | 91.6% |
| Mobile homes | 3.9% ±2.1 pts | 4.0% |
| Built 2020 or later | 0.2% ±0.3 pts | 0.7% |
| Built 2010 to 2019 | 9.0% ±2.9 pts | 8.8% |
| Built 1939 or earlier | 32.3% ±4.6 pts | 36.1% |
| Households with no vehicle | 3.2% ±2.0 pts | 3.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9706 get to work?
80.4% of Census Tract 9706's workers drive alone and 8.4% work from home. The average trip to work takes 25.5 minutes. The unemployment rate in 2020-2024 averaged 3.2%.
| Measure | Tract 9706 | Howard County |
|---|---|---|
| In the labor force (age 16+) | 61.9% ±3.3 pts | 64.9% |
| Unemployment rate | 3.2% ±2.0 pts | 3.8% |
| Drove alone to work | 80.4% ±4.3 pts | 80.8% |
| Carpooled | 5.5% ±2.0 pts | 6.4% |
| Public transportation | 0.0% ±0.1 pts | 0.0% |
| Walked | 2.5% ±1.4 pts | 2.1% |
| Worked from home | 8.4% ±2.8 pts | 8.6% |
| Mean travel time to work | 25.5 min ±3.3 | 26.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9706 compare with the other tracts in Howard County?
Howard County has only two tracts, too few for a rank to say anything; the comparison above sets Census Tract 9706 beside the county and the state.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9706?
2 of the 18 figures for Census Tract 9706 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections