Census tract · Cherokee County

Census Tract 9706.01, Cherokee County, South Carolina

Census Tract 9706.01, GEOID 45021970601, in Cherokee County, South Carolina, mostly within Gaffney (54% of its census blocks). 5,298 residents in the ACS 2020-2024 5-year estimates (±798); the 2020 Census counted 5,491.

Residents, 2020-2024

5,298

±798 (90% margin)
2020 Census count: 5,491

Median household income

$52,027

±$8,630 (90% margin)
Cherokee County: $50,288

Median home value

$121,300

±$19,009 (90% margin)
Cherokee County: $142,000

Median gross rent

$940

±$58 (90% margin)
Cherokee County: $869

Where is Census Tract 9706.01?

Census Tract 9706.01 is one of 16 census tracts in Cherokee County, South Carolina. It covers 21.46 square miles of land, 256 residents per square mile in 2020. Its GEOID, 45021970601, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9706.01 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Gaffney54%
Census Tract 9706.01 (marked with a dot) in Cherokee County, South Carolina. Boundaries: Census Bureau 2024.
9702.019705.019705.029706.029707 9706.01 5 mi
Census Tract 9706.01 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

5 census tracts border Census Tract 9706.01: Tract 9702.01 ($37,785), Tract 9705.01 ($48,098), Tract 9705.02 ($30,938), Tract 9706.02 ($58,542) and Tract 9707 ($49,761). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9706.01?

The 2020-2024 American Community Survey puts Census Tract 9706.01's population at 5,298 (±798) in 1,910 households; the 2020 Census counted 5,491 residents and 2,291 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9706.01GaffneyCherokee CountySouth Carolina
Total population 5,298 ±798 12,596 56,647 5,296,225
Households 1,910 ±289 4,635 22,063 2,117,989
Average household size 2.42 ±0.33 2.48 2.52 2.44
Housing units 2,322 ±225 5,384 25,150 2,443,039

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9706.01?

The median resident of Census Tract 9706.01 is 39.7 years old; 11.8% are under 18 and 18.6% are 65 or older. The largest group is non-Hispanic white residents at 81.3%, then non-Hispanic Black residents at 12.5%. 2.5% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9706.01GaffneyCherokee CountySouth Carolina
Median age 39.7 ±12.5 31.9 40.4 40.2
Under 18 years 11.8% ±4.9 pts 22.0% 22.7% 21.4%
65 years and over 18.6% ±5.4 pts 15.7% 17.5% 18.9%
Hispanic or Latino (any race) 1.0% ±1.0 pts 8.2% 5.5% 7.4%
White alone, not Hispanic 81.3% ±5.4 pts 41.2% 69.7% 61.9%
Black or African American alone, not Hispanic 12.5% ±4.3 pts 40.6% 18.7% 24.6%
Asian alone, not Hispanic 0.0% ±0.8 pts 0.4% 0.5% 1.7%
American Indian and Alaska Native alone, not Hispanic 1.3% ±1.4 pts 0.6% 0.2% 0.2%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.8 pts 0.0% 0.0% 0.0%
Two or more races, not Hispanic 2.6% ±1.5 pts 5.9% 4.0% 3.7%
Some other race alone, not Hispanic 1.4% ±2.2 pts 3.0% 1.4% 0.5%
Born outside the United States 2.5% ±1.6 pts 6.4% 3.2% 5.8%
Speak a language other than English at home (age 5+) 5.0% ±3.0 pts 8.6% 5.3% 8.4%
Civilian veterans (age 18+) 8.4% ±3.6 pts 7.0% 7.3% 8.3%
With a disability 12.3% ±4.1 pts 15.2% 17.9% 14.6%
No health insurance coverage 9.2% ±4.5 pts 13.4% 10.5% 9.6%
High school graduate or higher (age 25+) 89.8% ±4.1 pts 84.5% 85.2% 90.1%
Bachelor's degree or higher (age 25+) 16.5% ±7.2 pts 23.1% 18.4% 32.1%
Graduate or professional degree (age 25+) 6.7% ±4.9 pts 9.3% 7.1% 12.3%
Lived in the same house a year earlier 87.2% ±5.3 pts 79.6% 90.1% 87.2%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9706.01 earn?

Half of the 1,910 households in Census Tract 9706.01 earn less than $52,027 a year (±$8,630), against $50,288 across Cherokee County: 7th highest of the county's 16 tracts with a reliable estimate. 21.5% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9706.01GaffneyCherokee CountySouth Carolina
Median household income $52,027 ±$8,630 $41,089 $50,288 $69,324
Mean household income $64,104 ±$9,456 $53,950 $67,479 $95,567
Per capita income $26,082 ±$3,707 $21,994 $27,406 $39,236
People below the poverty line 21.5% ±10.8 pts 29.1% 18.4% 14.1%
Children under 18 below the poverty line 41.5% ±31.6 pts 45.5% 28.3% 19.4%
Households receiving SNAP 6.5% ±6.4 pts 22.3% 14.1% 10.5%
Households with a computer 96.5% ±2.9 pts 92.8% 90.9% 94.5%
Households with a broadband subscription 84.1% ±8.1 pts 85.6% 80.7% 88.8%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9706.01?

Owners occupy 78.5% of Census Tract 9706.01's occupied homes and renters 21.5%. The median owner-occupied home is valued at $121,300 by its owner (±$19,009). The median renter pays $940 a month including utilities, and 47.7% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9706.01GaffneyCherokee CountySouth Carolina
Median home value (owner-occupied) $121,300 ±$19,009 $137,700 $142,000 $259,000
Median gross rent $940 ±$58 $887 $869 $1,180
Renters paying 35% or more of income on rent 47.7% ±27.7 pts 39.7% 36.8% 42.8%
Median monthly owner costs, with a mortgage $1,056 ±$181 $1,016 $1,160 $1,529
Owner-occupied homes 78.5% ±8.9 pts 50.5% 73.8% 71.9%
Renter-occupied homes 21.5% ±8.9 pts 49.5% 26.2% 28.1%
Housing units 2,322 ±225 5,384 25,150 2,443,039
Single-family detached homes 72.0% ±8.9 pts 66.3% 61.4% 64.5%
Mobile homes 18.9% ±8.0 pts 2.0% 26.4% 14.2%
Built 2020 or later 1.7% ±2.1 pts 2.1% 3.5% 3.7%
Built 2010 to 2019 1.9% ±1.7 pts 6.2% 7.1% 14.8%
Built 1939 or earlier 9.3% ±3.8 pts 9.0% 4.4% 3.6%
Households with no vehicle 4.5% ±5.1 pts 9.2% 5.4% 5.7%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9706.01 get to work?

81.3% of Census Tract 9706.01's workers drive alone. The average trip to work takes 21.6 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9706.01GaffneyCherokee CountySouth Carolina
In the labor force (age 16+) 56.8% ±7.2 pts 53.8% 56.4% 60.5%
Unemployment rate 1.4% ±1.8 pts 10.6% 6.3% 4.9%
Drove alone to work 81.3% ±12.2 pts 79.4% 84.9% 76.3%
Carpooled 0.0% ±1.7 pts 9.2% 7.8% 8.5%
Public transportation 0.3% ±0.7 pts 0.2% 0.3% 0.4%
Walked 1.9% ±2.0 pts 3.3% 0.9% 1.6%
Worked from home 16.4% ±12.4 pts 4.9% 5.0% 11.5%
Mean travel time to work 21.6 min ±3.0 18.8 min 25.1 min 25.6 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9706.01 compare with the other tracts in Cherokee County?

Among Cherokee County's tracts with a reliable estimate, Census Tract 9706.01 ranks as shown below (1 = highest).

Census Tract 9706.01's rank among the tracts of Cherokee County and of Gaffney
MeasureIn Cherokee CountyIn Gaffney
Population1st of 161st of 7
Residents per square mile6th of 165th of 7
Median household income7th of 162nd of 7
Per capita income10th of 164th of 7
Median home value11th of 164th of 7
Median gross rent3rd of 142nd of 6
Poverty rate5th of 143rd of 7
Bachelor's degree or higher6th of 164th of 7
Median age10th of 163rd of 7
Owner-occupied share7th of 164th of 7

The tracts next to it on Cherokee County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 9701.014th$58,864±$20,856 · within the margin of this tract3,537
Tract 9706.025th$58,542±$17,625 · within the margin of this tract2,276
Tract 9704.036th$58,310±$14,339 · within the margin of this tract3,090
Tract 9706.017th$52,027±$8,6305,298
Tract 97078th$49,761±$13,747 · within the margin of this tract3,571
Tract 9704.049th$48,154±$7,214 · within the margin of this tract3,114
Tract 9705.0110th$48,098±$18,355 · within the margin of this tract2,347

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9706.01?

3 of the 18 figures for Census Tract 9706.01 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections