Census tract · Morgan County
Census Tract 9708, Morgan County, West Virginia
Census Tract 9708, GEOID 54065970800, in Morgan County, West Virginia, partly within Bath (Berkeley Springs). 3,771 residents in the ACS 2020-2024 5-year estimates (±389); the 2020 Census counted 3,499.
Residents, 2020-2024
3,771
±389 (90% margin)
2020 Census count: 3,499
Median household income
$60,023
±$5,662 (90% margin)
Morgan County: $72,179
Median home value
$207,100
±$33,594 (90% margin)
Morgan County: $240,600
Median gross rent
$867
±$187 (90% margin)
Morgan County: $794
Where is Census Tract 9708?
Census Tract 9708 is one of 6 census tracts in Morgan County, West Virginia. It covers 14.12 square miles of land, 248 residents per square mile in 2020. Its GEOID, 54065970800, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Bath (Berkeley Springs) | 40% |
3 census tracts border Census Tract 9708: Tract 9707.01 ($78,393), Tract 9709 ($58,045) and Tract 9710.02 ($79,464). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9708?
The 2020-2024 American Community Survey puts Census Tract 9708's population at 3,771 (±389) in 1,663 households; the 2020 Census counted 3,499 residents and 1,799 housing units.
| Measure | Tract 9708 | Morgan County |
|---|---|---|
| Total population | 3,771 ±389 | 17,426 |
| Households | 1,663 ±206 | 7,342 |
| Average household size | 2.26 ±0.21 | 2.35 |
| Housing units | 1,897 ±193 | 9,250 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9708?
The median resident of Census Tract 9708 is 41.9 years old; 19.4% are under 18 and 23.8% are 65 or older. The largest group is non-Hispanic white residents at 86.8%, then non-Hispanic residents of two or more races at 7.3%.
| Measure | Tract 9708 | Morgan County |
|---|---|---|
| Median age | 41.9 ±5.5 | 48.8 |
| Under 18 years | 19.4% ±4.1 pts | 17.0% |
| 65 years and over | 23.8% ±3.3 pts | 25.2% |
| Hispanic or Latino (any race) | 2.9% ±1.5 pts | 1.8% |
| White alone, not Hispanic | 86.8% ±4.7 pts | 93.1% |
| Black or African American alone, not Hispanic | 0.2% ±0.3 pts | 0.0% |
| Asian alone, not Hispanic | 0.1% ±0.2 pts | 0.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.3% ±0.6 pts | 0.1% |
| Two or more races, not Hispanic | 7.3% ±3.6 pts | 3.8% |
| Some other race alone, not Hispanic | 2.4% ±3.1 pts | 0.6% |
| Born outside the United States | 1.6% ±1.2 pts | 1.2% |
| Speak a language other than English at home (age 5+) | 1.9% ±1.4 pts | 1.8% |
| Civilian veterans (age 18+) | 11.0% ±4.1 pts | 9.3% |
| With a disability | 15.4% ±4.2 pts | 17.6% |
| No health insurance coverage | 5.7% ±3.5 pts | 6.1% |
| High school graduate or higher (age 25+) | 91.1% ±3.0 pts | 89.0% |
| Bachelor's degree or higher (age 25+) | 21.8% ±6.6 pts | 18.0% |
| Graduate or professional degree (age 25+) | 6.8% ±3.0 pts | 9.4% |
| Lived in the same house a year earlier | 91.9% ±3.3 pts | 91.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9708 earn?
Half of the 1,663 households in Census Tract 9708 earn less than $60,023 a year (±$5,662), against $72,179 across Morgan County: 5th highest of the county's 6 tracts with a reliable estimate. 12.9% of residents live below the poverty line.
| Measure | Tract 9708 | Morgan County |
|---|---|---|
| Median household income | $60,023 ±$5,662 | $72,179 |
| Mean household income | $75,299 ±$9,397 | $81,830 |
| Per capita income | $34,153 ±$4,079 | $36,317 |
| People below the poverty line | 12.9% ±4.3 pts | 11.2% |
| Children under 18 below the poverty line | 10.4% ±7.7 pts | 17.1% |
| Households receiving SNAP | 16.2% ±6.9 pts | 14.0% |
| Households with a computer | 86.1% ±6.9 pts | 92.5% |
| Households with a broadband subscription | 80.3% ±6.1 pts | 84.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9708?
Owners occupy 69.5% of Census Tract 9708's occupied homes and renters 30.5%. The median owner-occupied home is valued at $207,100 by its owner (±$33,594). The median renter pays $867 a month including utilities, and 32.2% of renters pay 35% or more of their income on rent.
| Measure | Tract 9708 | Morgan County |
|---|---|---|
| Median home value (owner-occupied) | $207,100 ±$33,594 | $240,600 |
| Median gross rent | $867 ±$187 | $794 |
| Renters paying 35% or more of income on rent | 32.2% ±14.3 pts | 33.6% |
| Median monthly owner costs, with a mortgage | $1,199 ±$179 | $1,324 |
| Owner-occupied homes | 69.5% ±7.8 pts | 84.1% |
| Renter-occupied homes | 30.5% ±7.8 pts | 15.9% |
| Housing units | 1,897 ±193 | 9,250 |
| Single-family detached homes | 64.7% ±9.0 pts | 81.0% |
| Mobile homes | 12.7% ±5.8 pts | 12.7% |
| Built 2020 or later | 1.4% ±2.0 pts | 1.2% |
| Built 2010 to 2019 | 4.0% ±3.7 pts | 8.2% |
| Built 1939 or earlier | 15.6% ±5.1 pts | 9.8% |
| Households with no vehicle | 12.6% ±7.2 pts | 5.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9708 get to work?
82.3% of Census Tract 9708's workers drive alone and 6.5% work from home. The average trip to work takes 36.8 minutes.
| Measure | Tract 9708 | Morgan County |
|---|---|---|
| In the labor force (age 16+) | 56.0% ±5.7 pts | 56.9% |
| Unemployment rate | 3.1% ±3.0 pts | 3.9% |
| Drove alone to work | 82.3% ±6.3 pts | 80.8% |
| Carpooled | 7.4% ±5.4 pts | 8.4% |
| Public transportation | 0.1% ±0.2 pts | 0.0% |
| Walked | 3.6% ±2.6 pts | 1.5% |
| Worked from home | 6.5% ±3.0 pts | 8.6% |
| Mean travel time to work | 36.8 min ±6.6 | 38.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9708 compare with the other tracts in Morgan County?
Among Morgan County's tracts with a reliable estimate, Census Tract 9708 ranks as shown below (1 = highest).
| Measure | In Morgan County |
|---|---|
| Population | 1st of 6 |
| Residents per square mile | 1st of 6 |
| Median household income | 5th of 6 |
| Per capita income | 4th of 6 |
| Median home value | 5th of 6 |
| Median gross rent | 2nd of 4 |
| Poverty rate | 2nd of 5 |
| Bachelor's degree or higher | 2nd of 6 |
| Median age | 6th of 6 |
| Owner-occupied share | 6th of 6 |
The tracts next to it on Morgan County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9710.02 | 2nd | $79,464±$18,651 · within the margin of this tract |
| Tract 9707.01 | 3rd | $78,393±$20,806 · within the margin of this tract |
| Tract 9710.01 | 4th | $63,750±$20,336 · within the margin of this tract |
| Tract 9708 | 5th | $60,023±$5,662 |
| Tract 9709 | 6th | $58,045±$10,145 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9708?
2 of the 18 figures for Census Tract 9708 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections