Census tract · Cortland County
Census Tract 9712, Cortland County, New York
Census Tract 9712, GEOID 36023971200, in Cortland County, New York, partly within Virgil (town), Harford (town), Lapeer (town) and Virgil. 4,223 residents in the ACS 2020-2024 5-year estimates (±288); the 2020 Census counted 4,096.
Residents, 2020-2024
4,223
±288 (90% margin)
2020 Census count: 4,096
Median household income
$78,655
±$4,927 (90% margin)
Cortland County: $70,418
Median home value
$182,800
±$20,607 (90% margin)
Cortland County: $162,100
Median gross rent
$1,125
±$94 (90% margin)
Cortland County: $984
Where is Census Tract 9712?
Census Tract 9712 is one of 13 census tracts in Cortland County, New York. It covers 96.56 square miles of land, 42 residents per square mile in 2020. Its GEOID, 36023971200, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Virgil (town) | 46% |
| Harford (town) | 29% |
| Lapeer (town) | 25% |
| Virgil | 3% |
8 census tracts border Census Tract 9712: Tract 119.03 in Broome County ($69,375), Tract 9704 ($66,875), Tract 9710 ($83,993), Tract 9711 ($67,258), Tract 201.01 in Tioga County ($70,893), Tract 19.01 in Tompkins County ($80,658), Tract 20 in Tompkins County ($73,672) and Tract 21 in Tompkins County ($82,644). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9712?
The 2020-2024 American Community Survey puts Census Tract 9712's population at 4,223 (±288) in 1,775 households; the 2020 Census counted 4,096 residents and 1,843 housing units.
| Measure | Tract 9712 | Cortland County |
|---|---|---|
| Total population | 4,223 ±288 | 46,246 |
| Households | 1,775 ±150 | 18,999 |
| Average household size | 2.38 ±0.15 | 2.24 |
| Housing units | 1,923 ±159 | 20,841 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9712?
The median resident of Census Tract 9712 is 45.6 years old; 20.7% are under 18 and 19.7% are 65 or older. The largest group is non-Hispanic white residents at 88.3%, then non-Hispanic residents of two or more races at 5.8%. 2.5% of residents were born outside the United States.
| Measure | Tract 9712 | Cortland County |
|---|---|---|
| Median age | 45.6 ±2.8 | 37.0 |
| Under 18 years | 20.7% ±2.8 pts | 18.5% |
| 65 years and over | 19.7% ±3.0 pts | 17.1% |
| Hispanic or Latino (any race) | 4.6% ±4.0 pts | 3.6% |
| White alone, not Hispanic | 88.3% ±5.2 pts | 89.2% |
| Black or African American alone, not Hispanic | 0.7% ±0.8 pts | 1.7% |
| Asian alone, not Hispanic | 0.1% ±0.2 pts | 1.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.2% ±0.3 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Two or more races, not Hispanic | 5.8% ±3.3 pts | 3.6% |
| Some other race alone, not Hispanic | 0.2% ±0.2 pts | 0.5% |
| Born outside the United States | 2.5% ±1.0 pts | 2.8% |
| Speak a language other than English at home (age 5+) | 7.6% ±4.3 pts | 5.6% |
| Civilian veterans (age 18+) | 7.0% ±1.6 pts | 6.2% |
| With a disability | 14.3% ±3.0 pts | 14.2% |
| No health insurance coverage | 3.7% ±1.9 pts | 4.5% |
| High school graduate or higher (age 25+) | 89.4% ±3.9 pts | 91.9% |
| Bachelor's degree or higher (age 25+) | 28.5% ±4.2 pts | 29.1% |
| Graduate or professional degree (age 25+) | 13.3% ±2.7 pts | 13.8% |
| Lived in the same house a year earlier | 95.3% ±1.9 pts | 84.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9712 earn?
Half of the 1,775 households in Census Tract 9712 earn less than $78,655 a year (±$4,927), against $70,418 across Cortland County: 5th highest of the county's 12 tracts with a reliable estimate. 10.2% of residents live below the poverty line.
| Measure | Tract 9712 | Cortland County |
|---|---|---|
| Median household income | $78,655 ±$4,927 | $70,418 |
| Mean household income | $99,502 ±$6,727 | $85,337 |
| Per capita income | $40,907 ±$3,116 | $34,752 |
| People below the poverty line | 10.2% ±3.8 pts | 12.8% |
| Children under 18 below the poverty line | 15.2% ±7.9 pts | 11.0% |
| Households receiving SNAP | 8.8% ±2.9 pts | 15.5% |
| Households with a computer | 94.8% ±2.0 pts | 94.5% |
| Households with a broadband subscription | 92.3% ±2.2 pts | 88.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9712?
Owners occupy 81.2% of Census Tract 9712's occupied homes and renters 18.8%. The median owner-occupied home is valued at $182,800 by its owner (±$20,607). The median renter pays $1,125 a month including utilities, and 22.5% of renters pay 35% or more of their income on rent.
| Measure | Tract 9712 | Cortland County |
|---|---|---|
| Median home value (owner-occupied) | $182,800 ±$20,607 | $162,100 |
| Median gross rent | $1,125 ±$94 | $984 |
| Renters paying 35% or more of income on rent | 22.5% ±8.5 pts | 42.0% |
| Median monthly owner costs, with a mortgage | $1,683 ±$293 | $1,537 |
| Owner-occupied homes | 81.2% ±4.4 pts | 66.3% |
| Renter-occupied homes | 18.8% ±4.4 pts | 33.7% |
| Housing units | 1,923 ±159 | 20,841 |
| Single-family detached homes | 67.2% ±4.8 pts | 62.6% |
| Mobile homes | 18.3% ±4.5 pts | 7.6% |
| Built 2020 or later | 1.4% ±1.1 pts | 0.8% |
| Built 2010 to 2019 | 5.2% ±2.9 pts | 3.0% |
| Built 1939 or earlier | 18.9% ±3.8 pts | 33.2% |
| Households with no vehicle | 4.0% ±1.7 pts | 11.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9712 get to work?
79.1% of Census Tract 9712's workers drive alone and 9.3% work from home. The average trip to work takes 26.8 minutes. The unemployment rate in 2020-2024 averaged 4.2%.
| Measure | Tract 9712 | Cortland County |
|---|---|---|
| In the labor force (age 16+) | 65.3% ±3.9 pts | 62.4% |
| Unemployment rate | 4.2% ±2.5 pts | 4.6% |
| Drove alone to work | 79.1% ±4.9 pts | 72.3% |
| Carpooled | 7.1% ±2.9 pts | 11.8% |
| Public transportation | 0.0% ±1.9 pts | 0.9% |
| Walked | 1.7% ±1.0 pts | 5.7% |
| Worked from home | 9.3% ±3.5 pts | 7.8% |
| Mean travel time to work | 26.8 min ±2.4 | 22.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9712 compare with the other tracts in Cortland County?
Among Cortland County's tracts with a reliable estimate, Census Tract 9712 ranks as shown below (1 = highest).
| Measure | In Cortland County |
|---|---|
| Population | 4th of 13 |
| Residents per square mile | 12th of 13 |
| Median household income | 5th of 12 |
| Per capita income | 4th of 13 |
| Median home value | 3rd of 13 |
| Median gross rent | 4th of 12 |
| Poverty rate | 7th of 13 |
| Bachelor's degree or higher | 6th of 12 |
| Median age | 4th of 13 |
| Owner-occupied share | 4th of 12 |
The tracts next to it on Cortland County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9702.01 | 2nd | $88,750±$11,046 · within the margin of this tract |
| Tract 9710 | 3rd | $83,993±$18,895 · within the margin of this tract |
| Tract 9701 | 4th | $79,063±$13,483 · within the margin of this tract |
| Tract 9712 | 5th | $78,655±$4,927 |
| Tract 9702.02 | 6th | $74,043±$4,655 · within the margin of this tract |
| Tract 9703 | 7th | $73,958±$10,380 · within the margin of this tract |
| Tract 9711 | 8th | $67,258±$5,592 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9712?
3 of the 18 figures for Census Tract 9712 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections