Census tract · Jefferson County
Census Tract 9722.03, Jefferson County, West Virginia
Census Tract 9722.03, GEOID 54037972203, in Jefferson County, West Virginia, partly within Shepherdstown. 2,122 residents in the ACS 2020-2024 5-year estimates (±321); the 2020 Census counted 2,488.
Residents, 2020-2024
2,122
±321 (90% margin)
2020 Census count: 2,488
Median household income
$113,696
±$16,987 (90% margin)
Jefferson County: $98,806
Median home value
$465,900
±$90,421 (90% margin)
Jefferson County: $350,800
Median gross rent
$1,224
±$242 (90% margin)
Jefferson County: $1,108
Where is Census Tract 9722.03?
Census Tract 9722.03 is one of 15 census tracts in Jefferson County, West Virginia. It covers 17.89 square miles of land, 139 residents per square mile in 2020. Its GEOID, 54037972203, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Shepherdstown | 18% |
3 census tracts border Census Tract 9722.03: Tract 9722.04 ($105,524), Tract 9724.02 ($86,053) and Tract 9726.02 ($119,605). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9722.03?
The 2020-2024 American Community Survey puts Census Tract 9722.03's population at 2,122 (±321) in 798 households; the 2020 Census counted 2,488 residents and 1,089 housing units.
| Measure | Tract 9722.03 | Jefferson County |
|---|---|---|
| Total population | 2,122 ±321 | 59,260 |
| Households | 798 ±118 | 22,804 |
| Average household size | 2.53 ±0.26 | 2.55 |
| Housing units | 1,039 ±104 | 24,774 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9722.03?
The median resident of Census Tract 9722.03 is 49.9 years old; 17.7% are under 18 and 25.6% are 65 or older. The largest group is non-Hispanic white residents at 84.6%, then non-Hispanic Black residents at 8.2%.
| Measure | Tract 9722.03 | Jefferson County |
|---|---|---|
| Median age | 49.9 ±5.5 | 41.0 |
| Under 18 years | 17.7% ±4.9 pts | 21.1% |
| 65 years and over | 25.6% ±4.6 pts | 17.3% |
| Hispanic or Latino (any race) | 2.8% ±3.4 pts | 7.8% |
| White alone, not Hispanic | 84.6% ±7.1 pts | 79.5% |
| Black or African American alone, not Hispanic | 8.2% ±7.5 pts | 5.6% |
| Asian alone, not Hispanic | 1.1% ±0.8 pts | 1.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.7 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.7 pts | 0.0% |
| Two or more races, not Hispanic | 3.1% ±1.6 pts | 5.0% |
| Some other race alone, not Hispanic | 0.3% ±0.5 pts | 0.7% |
| Born outside the United States | 3.0% ±2.4 pts | 5.1% |
| Speak a language other than English at home (age 5+) | 5.3% ±3.6 pts | 6.9% |
| Civilian veterans (age 18+) | 18.0% ±5.7 pts | 9.7% |
| With a disability | 9.3% ±4.4 pts | 12.8% |
| No health insurance coverage | 2.1% ±2.0 pts | 6.0% |
| High school graduate or higher (age 25+) | 96.9% ±4.8 pts | 90.1% |
| Bachelor's degree or higher (age 25+) | 51.5% ±6.6 pts | 33.9% |
| Graduate or professional degree (age 25+) | 26.4% ±5.1 pts | 12.6% |
| Lived in the same house a year earlier | 93.0% ±3.6 pts | 89.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9722.03 earn?
Half of the 798 households in Census Tract 9722.03 earn less than $113,696 a year (±$16,987), against $98,806 across Jefferson County: 4th highest of the county's 15 tracts with a reliable estimate. 9.0% of residents live below the poverty line.
| Measure | Tract 9722.03 | Jefferson County |
|---|---|---|
| Median household income | $113,696 ±$16,987 | $98,806 |
| Mean household income | $141,658 ±$15,522 | $120,421 |
| Per capita income | $56,988 ±$6,741 | $46,514 |
| People below the poverty line | 9.0% ±3.8 pts | 8.7% |
| Children under 18 below the poverty line | 10.1% ±12.5 pts | 11.3% |
| Households receiving SNAP | 3.0% ±2.6 pts | 10.9% |
| Households with a computer | 97.5% ±2.6 pts | 96.3% |
| Households with a broadband subscription | 98.4% ±1.4 pts | 92.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9722.03?
Owners occupy 87.6% of Census Tract 9722.03's occupied homes and renters 12.4%. The median owner-occupied home is valued at $465,900 by its owner (±$90,421). The median renter pays $1,224 a month including utilities, and 44.9% of renters pay 35% or more of their income on rent.
| Measure | Tract 9722.03 | Jefferson County |
|---|---|---|
| Median home value (owner-occupied) | $465,900 ±$90,421 | $350,800 |
| Median gross rent | $1,224 ±$242 | $1,108 |
| Renters paying 35% or more of income on rent | 44.9% ±26.0 pts | 32.0% |
| Median monthly owner costs, with a mortgage | $1,888 ±$297 | $1,811 |
| Owner-occupied homes | 87.6% ±5.2 pts | 80.3% |
| Renter-occupied homes | 12.4% ±5.2 pts | 19.7% |
| Housing units | 1,039 ±104 | 24,774 |
| Single-family detached homes | 89.6% ±4.6 pts | 77.4% |
| Mobile homes | 3.1% ±3.0 pts | 7.0% |
| Built 2020 or later | 3.9% ±4.4 pts | 1.6% |
| Built 2010 to 2019 | 9.6% ±3.4 pts | 12.0% |
| Built 1939 or earlier | 14.1% ±5.9 pts | 9.4% |
| Households with no vehicle | 0.4% ±0.8 pts | 5.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9722.03 get to work?
62.5% of Census Tract 9722.03's workers drive alone and 28.6% work from home. The average trip to work takes 40.5 minutes.
| Measure | Tract 9722.03 | Jefferson County |
|---|---|---|
| In the labor force (age 16+) | 60.2% ±6.2 pts | 64.3% |
| Unemployment rate | 4.5% ±5.9 pts | 3.9% |
| Drove alone to work | 62.5% ±7.6 pts | 69.5% |
| Carpooled | 2.8% ±2.4 pts | 9.2% |
| Public transportation | 0.0% ±3.6 pts | 0.4% |
| Walked | 3.3% ±5.7 pts | 2.0% |
| Worked from home | 28.6% ±10.4 pts | 17.3% |
| Mean travel time to work | 40.5 min ±7.6 | 37.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9722.03 compare with the other tracts in Jefferson County?
Among Jefferson County's tracts with a reliable estimate, Census Tract 9722.03 ranks as shown below (1 = highest).
| Measure | In Jefferson County |
|---|---|
| Population | 14th of 15 |
| Residents per square mile | 14th of 15 |
| Median household income | 4th of 15 |
| Per capita income | 1st of 15 |
| Median home value | 2nd of 15 |
| Median gross rent | 3rd of 14 |
| Poverty rate | 5th of 11 |
| Bachelor's degree or higher | 2nd of 15 |
| Median age | 1st of 15 |
| Owner-occupied share | 4th of 15 |
The tracts next to it on Jefferson County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9725.01 | 1st | $135,729±$22,444 · within the margin of this tract |
| Tract 9728 | 2nd | $122,865±$20,872 · within the margin of this tract |
| Tract 9726.02 | 3rd | $119,605±$26,677 · within the margin of this tract |
| Tract 9722.03 | 4th | $113,696±$16,987 |
| Tract 9722.01 | 5th | $110,945±$10,264 · within the margin of this tract |
| Tract 9722.04 | 6th | $105,524±$18,130 · within the margin of this tract |
| Tract 9725.03 | 7th | $99,861±$21,830 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9722.03?
3 of the 18 figures for Census Tract 9722.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections