Census tract · Jefferson County
Census Tract 9728, Jefferson County, West Virginia
Census Tract 9728, GEOID 54037972800, in Jefferson County, West Virginia, partly within Middleway and Charles Town. 5,956 residents in the ACS 2020-2024 5-year estimates (±675); the 2020 Census counted 6,064.
Residents, 2020-2024
5,956
±675 (90% margin)
2020 Census count: 6,064
Median household income
$122,865
±$20,872 (90% margin)
Jefferson County: $98,806
Median home value
$404,700
±$28,362 (90% margin)
Jefferson County: $350,800
Median gross rent
$940
±$356 (90% margin)
Jefferson County: $1,108
Where is Census Tract 9728?
Census Tract 9728 is one of 15 census tracts in Jefferson County, West Virginia. It covers 55.24 square miles of land, 110 residents per square mile in 2020. Its GEOID, 54037972800, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Middleway | 10% |
| Charles Town | 3% |
8 census tracts border Census Tract 9728: Tract 9721.01 in Berkeley County ($98,882), Tract 9721.04 in Berkeley County ($84,486), Tract 9723 ($90,625), Tract 9724.02 ($86,053), Tract 9725.01 ($135,729), Tract 9725.05 ($57,188), Tract 9725.06 ($92,377) and Tract 9727.02 ($76,625). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9728?
The 2020-2024 American Community Survey puts Census Tract 9728's population at 5,956 (±675) in 2,130 households; the 2020 Census counted 6,064 residents and 2,371 housing units.
| Measure | Tract 9728 | Jefferson County |
|---|---|---|
| Total population | 5,956 ±675 | 59,260 |
| Households | 2,130 ±202 | 22,804 |
| Average household size | 2.80 ±0.23 | 2.55 |
| Housing units | 2,380 ±227 | 24,774 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9728?
The median resident of Census Tract 9728 is 40.4 years old; 19.4% are under 18 and 15.4% are 65 or older. The largest group is non-Hispanic white residents at 81.5%, then non-Hispanic Black residents at 7.6%. 3.8% of residents were born outside the United States.
| Measure | Tract 9728 | Jefferson County |
|---|---|---|
| Median age | 40.4 ±3.7 | 41.0 |
| Under 18 years | 19.4% ±3.6 pts | 21.1% |
| 65 years and over | 15.4% ±2.6 pts | 17.3% |
| Hispanic or Latino (any race) | 3.8% ±3.2 pts | 7.8% |
| White alone, not Hispanic | 81.5% ±8.2 pts | 79.5% |
| Black or African American alone, not Hispanic | 7.6% ±6.6 pts | 5.6% |
| Asian alone, not Hispanic | 1.5% ±1.4 pts | 1.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| Two or more races, not Hispanic | 5.0% ±3.3 pts | 5.0% |
| Some other race alone, not Hispanic | 0.6% ±1.0 pts | 0.7% |
| Born outside the United States | 3.8% ±1.7 pts | 5.1% |
| Speak a language other than English at home (age 5+) | 4.3% ±3.2 pts | 6.9% |
| Civilian veterans (age 18+) | 9.1% ±3.1 pts | 9.7% |
| With a disability | 9.2% ±3.7 pts | 12.8% |
| No health insurance coverage | 6.3% ±3.6 pts | 6.0% |
| High school graduate or higher (age 25+) | 92.3% ±2.7 pts | 90.1% |
| Bachelor's degree or higher (age 25+) | 33.7% ±8.5 pts | 33.9% |
| Graduate or professional degree (age 25+) | 8.9% ±3.5 pts | 12.6% |
| Lived in the same house a year earlier | 94.8% ±2.6 pts | 89.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9728 earn?
Half of the 2,130 households in Census Tract 9728 earn less than $122,865 a year (±$20,872), against $98,806 across Jefferson County: 2nd highest of the county's 15 tracts with a reliable estimate.
| Measure | Tract 9728 | Jefferson County |
|---|---|---|
| Median household income | $122,865 ±$20,872 | $98,806 |
| Mean household income | $134,369 ±$15,379 | $120,421 |
| Per capita income | $48,407 ±$5,188 | $46,514 |
| People below the poverty line | 7.4% ±5.3 pts | 8.7% |
| Children under 18 below the poverty line | 7.9% ±10.1 pts | 11.3% |
| Households receiving SNAP | 4.9% ±4.7 pts | 10.9% |
| Households with a computer | 96.4% ±2.9 pts | 96.3% |
| Households with a broadband subscription | 86.6% ±4.6 pts | 92.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9728?
Owners occupy 91.0% of Census Tract 9728's occupied homes and renters 9.0%. The median owner-occupied home is valued at $404,700 by its owner (±$28,362). The median renter pays $940 a month including utilities, and 49.7% of renters pay 35% or more of their income on rent.
| Measure | Tract 9728 | Jefferson County |
|---|---|---|
| Median home value (owner-occupied) | $404,700 ±$28,362 | $350,800 |
| Median gross rent | $940 ±$356 | $1,108 |
| Renters paying 35% or more of income on rent | 49.7% ±32.6 pts | 32.0% |
| Median monthly owner costs, with a mortgage | $2,127 ±$318 | $1,811 |
| Owner-occupied homes | 91.0% ±4.7 pts | 80.3% |
| Renter-occupied homes | 9.0% ±4.7 pts | 19.7% |
| Housing units | 2,380 ±227 | 24,774 |
| Single-family detached homes | 88.7% ±4.7 pts | 77.4% |
| Mobile homes | 8.4% ±3.6 pts | 7.0% |
| Built 2020 or later | 3.0% ±2.6 pts | 1.6% |
| Built 2010 to 2019 | 5.1% ±4.5 pts | 12.0% |
| Built 1939 or earlier | 10.7% ±4.4 pts | 9.4% |
| Households with no vehicle | 5.1% ±3.3 pts | 5.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9728 get to work?
69.1% of Census Tract 9728's workers drive alone and 14.4% work from home. The average trip to work takes 40.5 minutes.
| Measure | Tract 9728 | Jefferson County |
|---|---|---|
| In the labor force (age 16+) | 64.2% ±4.7 pts | 64.3% |
| Unemployment rate | 2.8% ±2.5 pts | 3.9% |
| Drove alone to work | 69.1% ±9.4 pts | 69.5% |
| Carpooled | 13.4% ±9.6 pts | 9.2% |
| Public transportation | 0.0% ±1.2 pts | 0.4% |
| Walked | 2.0% ±2.1 pts | 2.0% |
| Worked from home | 14.4% ±6.0 pts | 17.3% |
| Mean travel time to work | 40.5 min ±5.2 | 37.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9728 compare with the other tracts in Jefferson County?
Among Jefferson County's tracts with a reliable estimate, Census Tract 9728 ranks as shown below (1 = highest).
| Measure | In Jefferson County |
|---|---|
| Population | 1st of 15 |
| Residents per square mile | 15th of 15 |
| Median household income | 2nd of 15 |
| Per capita income | 6th of 15 |
| Median home value | 4th of 15 |
| Median gross rent | 14th of 14 |
| Bachelor's degree or higher | 8th of 15 |
| Median age | 9th of 15 |
| Owner-occupied share | 3rd of 15 |
The tracts next to it on Jefferson County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9725.01 | 1st | $135,729±$22,444 · within the margin of this tract |
| Tract 9728 | 2nd | $122,865±$20,872 |
| Tract 9726.02 | 3rd | $119,605±$26,677 · within the margin of this tract |
| Tract 9722.03 | 4th | $113,696±$16,987 · within the margin of this tract |
| Tract 9722.01 | 5th | $110,945±$10,264 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9728?
4 of the 18 figures for Census Tract 9728 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections