City profile · California · Census ACS 2023

Ben Lomond, CA

Ben Lomond's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

6,849
Residents
$120,977
Median income
$956,100
Median home
$2,053
Median rent (state)
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See how it ranks

State rank, size-class rank, and four peer cities for Ben Lomond.

Place dossier plate

Sheet CA-BEN-LOMOND-CA · Ben Lomond, CA 6,849 pop · income 88th pct

POP-TOWN · INC-TOP · COL-ABOVE · SAFE-UNK · RANK-TOP · PHOTO-FINISH · HOME-TOP · BOOK-UNK

  • POP-TOWN 6,849
  • INC-TOP $120,977
  • COL-ABOVE 110.7
  • SAFE-UNK Safety pending
  • RANK-TOP 88th
  • PHOTO-FINISH ≈ Oak Run
  • HOME-TOP $956,100
  • BOOK-UNK Tracts pending

Nearest income peer: Oak Run, IL ( $5 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Ben Lomond

Lowest/highest poles plus peers nearest Ben Lomond on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Ben Lomond on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 6,849.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $120,977. Population peers are excluded.

4 peers

Ben Lomond - the verdict

Ben Lomond ranks in the 88th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

88th
percentile, household income
97th
percentile, home value
88th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Ben Lomond, CA

Ben Lomond is a small town in California, home to 6,849 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $120,977 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 0.0%. Ben Lomond's housing stock carries a median value of $956,100, and the median resident age is 46.1 years. Educational attainment runs 46.2% of adults with a bachelor's degree or higher. Separately, 60.6% of working-age residents are in the labor force.

The annual average temperature per NOAA climate normals runs 60.4°F with 49.6 inches of precipitation per year and 0.1 inches of snowfall.

California carries a cost-of-living premium: the state registers 110.7 on a 100-equals-national-average index (Well Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $2,053 per month statewide. Monthly utility costs average around $275 across California, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 88.7 out of 100 (Very High).

A decision-led reading path

Useful questions to ask of Ben Lomond's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to schools and households to work and mobility to climate and hazard context to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Ben Lomond, city-specific coverage includes commute-mode shares, matched public-school count. No matched row is reported here for annual population history, FBI reported-crime rates, within-city Census tract profiles, local building permits; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

Which cities make useful reference points for Ben Lomond?

Within California, the closest population matches are Castroville (6,870 residents, $90,486 income); Loomis (6,809 residents, $103,435 income); Paradise (6,793 residents, $67,042 income). Outside the state, the closest population matches in this dataset are Maple Glen, PA (6,851 residents); Lanett, AL (6,854 residents); Corcoran, MN (6,854 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Open a side-by-side comparison →

Question 2

What does the education layer cover for Ben Lomond?

The NCES join finds 1 public school within the city match. 46.2% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.

The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.

See how the family ranking is built →

3. Work and mobility

What does the journey to work look like in Ben Lomond?

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.

Driving alone is the largest reported mode at 71.0%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Compare commute patterns →

Question 4

What physical conditions frame life in Ben Lomond?

NOAA normals put the annual mean temperature at 60.4°F, with 49.6 inches of precipitation and 0.1 inches of annual snowfall. FEMA's state-averaged National Risk Index score for California is 88.7 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.

The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.

Read the source boundaries →

Other supported questions

Why these stay compact

These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.

Housing and income

How far does income reach against housing in Ben Lomond?

The home-value-to-income reference is comparatively stretched: the ACS median home value is 7.9 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.

Household income
$120,977
Home value
$956,100
Value / income
7.9×

City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.

Compare the housing trade-off →

Population

6,849 residents

Micro place (under 10k)

Median Household Income

$120,977 /yr

High income · poverty 0.0% (Very low poverty)

Cost of Living Index (state)

110.7 (US=100)

Highest-decile cost · BEA RPP 2024, California average

City profile score · Ben Lomond, CA

68/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Poverty rate A+
0.0%

Share of residents below the poverty line; lower scores better on this axis.

Household income A
$120,977

Median household income vs U.S. cities (pop ≥1,000); ACS.

Bachelor's+ share A-
46.2%

Adults with a bachelor's degree or higher; ACS.

Cost of living F
110.7 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Ben Lomond profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Poverty rate, Household income, Bachelor's+ share, Cost of living. Poverty rateHousehold incomeBachelor's+ shareCost of living 68 B-
Ben Lomond profile (scored ACS/FBI dimensions)
Read the chart values
  • Poverty rate: 100/100 (A+) · 0.0%
  • Household income: 86/100 (A) · $120,977
  • Bachelor's+ share: 80/100 (A-) · 46.2%
  • Cost of living: 6/100 (F) · 110.7 index

How does Ben Lomond compare to other US cities?

Where Ben Lomond sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 88% higher than other cities
Home value 97% pricier than other cities
Median rent 88% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Ben Lomond against every qualifying US city; each in-state rank narrows that to California only. Full formula and direction notes: methodology.

California-relative analysis

Median Gross Rent places Ben Lomond near the bottom of California's cities

Among the 1,458 California cities PlainCities tracks with reported median gross rent data, Ben Lomond ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Ben Lomond only against its own state's cities, not the full US field.

Median Household Income
#318 of 1,338
76th percentile in California
Median Gross Rent
#1 of 1,458
0th percentile in California
Median Home Value
#260 of 1,343
81st percentile in California
Poverty Rate
#1,194 of 1,450
0th percentile in California
Bachelor's Degree or Higher
#321 of 1,458
78th percentile in California
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within California only, not a livability score. See the methodology for the source and calculation.

88thIncome percentile
Gauge source note

88th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Ben Lomond's home value compares nationally

Median home value vs. every US city (population 1,000+)

$956,100 3rd percentile more affordable than 3% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). Below this entry. $900,000–$925,000: 47 US cities (0%). Below this entry. $925,000–$950,000: 37 US cities (0%). Below this entry. $950,000–$975,000: 31 US cities (0%). This entry sits in this band. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Ben Lomond $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Ben Lomond's home-value-to-income ratio: 7.9×

ACS median home value divided by median household income.

Band
pressured
> 5.0×
National rank
#14,978 of 15,516
More affordable than 3% of tracked cities (pop. 1,000+)
Size class
#10,988 of 11,323
Micro cities (under 10,000)

At 7.9×, Ben Lomond sits in the pressured band: national rank #14,978 of 15,516 and #10,988 of 11,323micro cities (under 10,000). Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$120,977 Ben Lomond, CA median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Ben Lomond, CA Ben Lomond, CA's median household income ($120,977) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Ben Lomond, CA-specific shares. $ Household Income Distribution Ben Lomond, CA median $120,977/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Ben Lomond, CA median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Ben Lomond, CA.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 46.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 60.6%

Census ACS S2301, share of working-age residents in the labor force

Population
6,849
Median Income
$120,977
Median Home Value
$956,100
Median Age
46.1
Poverty Rate
0.0%
Labor force participation
60.6%
Bachelor's Degree+
46.2%

Climate

Avg Temperature
60.4°F
Annual Precipitation
49.6"
Annual Snowfall
0.1"

Schools

Total Schools
1
Public schools in this city

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
71.0%
Carpool
5.9%
Public Transit
3.1%
Walk
1.6%
Work from Home
17.3%
Other
1.1%

Based on 3,267 workers 16 and over.

Monthly Utility Costs

California statewide monthly utility average (EIA 2023): $275

EIA 2023 residential energy data puts average monthly utilities across California at $275 (electricity about $150 , water and sewer about $70 ).

These are California statewide averages, not a meter reading for Ben Lomond. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

California's BEA cost-of-living index is 110.7 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Ben Lomond is $2,053/mo. FEMA's National Risk Index, averaged to California statewide on PlainCities, rates natural-hazard exposure at 88.7 / 100 (Very High).

Cost/risk geography note

Cost of living is a California statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Ben Lomond sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Ben Lomond compares to similar-size California cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Ben Lomond (this city) 6,849 $120,977
Castroville 6,870 $90,486
Loomis 6,809 $103,435
Paradise 6,793 $67,042
NOAA Normals NCES CCD
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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