City profile · California · Census ACS 2023

Moraga, CA

Population, income, housing, safety, climate and schools for Moraga - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

16,790
Residents
$199,800
Median income
$1,597,600
Median home
$2,912
Median rent (state)

Moraga - the verdict

Out of every US city with 1,000+ residents, Moraga places in the 98th percentile for household income and the 82nd percentile for safety. Source: Census ACS + FBI UCR.

98th
percentile, household income
99th
percentile, home value
97th
percentile, median rent
82nd
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Moraga, CA

Census ACS 2023 estimates count 16,790 residents in Moraga, a small town within California. The typical household in Moraga brings in $199,800 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.2%. Home values in Moraga run a median of $1,597,600, and the median resident age is 41.4 years. About 81.0% of adults hold a bachelor's degree or higher, while 54.7% of working-age residents are in the labor force.

Moraga reports a comparatively low crime rate: FBI UCR figures show 578.0 crimes per 100,000 residents, below the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).

California carries a cost-of-living premium: the state registers 110.7 on a 100-equals-national-average index (Well Above Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $2,912 monthly. Statewide, average monthly utility bills in California run around $275, per EIA 2023 residential energy data. Workers in Moraga report an average commute of 19.9 minutes, with 45.0% driving alone and 35.6% working from home. On FEMA's National Risk Index, this area rates 99.5 out of 100 for natural-hazard exposure (Very High).

Population

16,790 residents

Census ACS 2023 - California

Median Household Income

$199,800 /yr

Poverty 3.2%

Cost of Living Index (state)

110.7 (US=100)

Well Above Average - BEA RPP 2024, California average

How does Moraga compare to other US cities?

Where Moraga sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 98% higher than other cities
Home value 99% pricier than other cities
Median rent 97% pricier than other cities
Safety 82% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

A national percentile can hide a lot of local variation: narrowed to California alone, Moraga ranks #11 of 441 California cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Moraga's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in California, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

98thIncome percentile
82ndSafety percentile

98th percentile nationally for median household income · 82nd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Moraga's profile vs. every US city

Income, affordability, and safety percentile

Moraga's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 61 Avg. percentile National median
Moraga's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Moraga's home value compares nationally

Median home value vs. every US city (population 1,000+)

$1,597,600 1st percentile more affordable than 1% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). Below this entry. $900,000–$925,000: 47 US cities (0%). Below this entry. $925,000–$950,000: 37 US cities (0%). Below this entry. $950,000–$975,000: 31 US cities (0%). Below this entry. $975,000–$1,000,000: 470 US cities (3%). Below this entry. $1,000,000–$1,025,000: 0 US cities (0%). This entry sits in this band. Moraga $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Moraga, CA Moraga, CA's reported median household income shown against the U.S. national quintile-share pattern (not Moraga, CA-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Moraga, CA median $199,800/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Moraga, CA's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Moraga, CA. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 81.0%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 3.2%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 54.7%

Census ACS S2301, share of working-age residents in the labor force

Population
16,790
Median Income
$199,800
Median Home Value
$1,597,600
Median Age
41.4
Poverty Rate
3.2%
Labor force participation
54.7%
Bachelor's Degree+
81.0%

Safety & Crime

Total Crime Rate
578.0
per 100,000 residents
Violent Crime
91.3
per 100,000 residents
Property Crime
486.7
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
5
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
16,200 residents16,400 residents16,600 residents16,800 residents17,000 residents 202020212022202320242025 16,875 residents 16,322 residents ▼ -3.3%
Moraga's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
19.9 minutes
Drive Alone
45.0%
Carpool
5.6%
Public Transit
6.7%
Walk
6.1%
Work from Home
35.6%
Other
1.0%

Based on 7,302 workers 16 and over.

Monthly Utility Costs

State-average estimates for California - EIA 2023 residential energy data

Electricity
$150
avg/month
Natural Gas
$55
avg/month
Water & Sewer
$70
avg/month
Total Utilities
$275
estimated/month

Estimates reflect California state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a California state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Moraga sits in

Cost of Living Index
110.7
Well Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,912/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
99.5 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in California

El Segundo
16,863 people
Live Oak
16,866 people
Fillmore
16,665 people
Truckee
16,942 people
Rio Linda
16,951 people
Clearlake
16,604 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Moraga's 16,790 residents (Census ACS 5-Year 2023).

Vero Beach, FL
16,785 people
Marion, IL
16,796 people
Mount Vernon, OH
16,802 people
Donna, TX
16,774 people
Mount Dora, FL
16,812 people
Taylor, TX
16,767 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Moraga's $199,800 (Census ACS 5-Year 2023, table B19013).

Warson Woods, MO
$200,104 median income
Four Corners, MD
$200,110 median income
Klondike Corner, NH
$200,143 median income
Lantana, TX
$200,147 median income
Parkland, FL
$200,156 median income
Lincolndale, NY
$200,156 median income

Race & Ethnicity Composition

Race and ethnicity - Moraga, CA Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Moraga, CA - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 63.9% 22.2% 9.9% ETHNICITY, Hispanic or Latino (any race) 9.2% White 63.9% Black or African American 0.9% Asian 22.2% American Indian 0.0% Native Hawaiian 0.1% Some other race 3.1% Two or more races 9.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Moraga compares to nearby California cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Moraga (this city) 16,790 $199,800
El Segundo 16,863 $149,149
Live Oak 16,866 $107,500
Fillmore 16,665 $90,343
Census ACS 5-year FIPS CA FBI UCR NCES CCD OMB Bulletin 23-01

What do people ask about Moraga, CA?

What is the population of Moraga, CA? +

16,790 people live in Moraga, CA according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Moraga, CA? +

Median annual household income in Moraga runs $199,800, based on Census ACS 2023 data.

What is the cost of living in Moraga? +

BEA does not publish a city-level cost-of-living figure for Moraga; the closest available measure is the California state average, a cost of living index of 110.7 (U.S. average = 100), rated "Well Above Average" based on BEA Regional Price Parities 2024 data. Costs within California vary by metro area.

Is Moraga, CA safe? +

Moraga has a total crime rate of 578.0 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Moraga, CA? +

A typical home in Moraga is worth $1,597,600, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.