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Place dossier plate
SheetCA-OAKLEY-CA · Oakley, CA 44,311 pop · income 91st pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Oakley
Lowest/highest poles plus peers nearest Oakley on median household income. Full ladder: /browse and /rankings.
median HH income
Wilkes-Barre · lowest
47,970
Wilkes-Barre · lowest
47,970 median HH income
21.5% of the leader · rank #1
Oakley · this city
132,067
Oakley · this city
132,067 median HH income
59.2% of the leader · rank #2
Hockinson · near
132,083
Hockinson · near
132,083 median HH income
59.2% of the leader · rank #3
West Bay Shore · near
132,102
West Bay Shore · near
132,102 median HH income
59.2% of the leader · rank #4
Lake Shore · near
132,102
Lake Shore · near
132,102 median HH income
59.2% of the leader · rank #5
Martha Lake · near
132,130
Martha Lake · near
132,130 median HH income
59.2% of the leader · rank #6
Danville · highest
223,206
Danville · highest
223,206 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Oakley on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 44,311.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Oakley - the verdict
Oakley ranks in the 91st percentile for household income and the 59th percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.
91st
percentile, household income
91st
percentile, home value
88th
percentile, median rent
59th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Oakley, CA
California's Oakley is a small city, with 44,311 residents per the latest Census Bureau ACS figures. Households in Oakley report a median income of $132,067 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 4.9%. Oakley's housing stock carries a median value of $632,800, and the median resident age is 36.4 years. 23.2% of adults here have a bachelor's degree or higher; 65.2% of working-age residents are in the labor force.
In 2024, 93 residential building permits were authorized in Oakley (Construction Slowdown), down 65% from five years earlier, per Census BPS data. Oakley reports a comparatively low crime rate: FBI UCR reporting places total crime at 1112.8 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).
California carries a cost-of-living premium: the state registers 110.7 on a 100-equals-national-average index (Well Above Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $2,053 per month. Monthly utility costs average around $275 across California, per EIA 2023 residential energy estimates. Workers in Oakley report an average commute of 35.8 minutes, with 73.4% driving alone and 14.6% working from home. On FEMA's National Risk Index, this area rates 88.7 out of 100 for natural-hazard exposure (Very High).
A decision-led reading path
Useful questions to ask of Oakley's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to housing and income to reported crime to schools and households to population change to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Oakley, city-specific coverage includes matched public-school count, FBI reported-crime rates, commute-mode shares, local building permits, annual population history.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Which cities make useful reference points for Oakley?
Within California, the closest population matches are El Centro (44,186 residents, $56,093 income); Rohnert Park (44,461 residents, $96,635 income); Lompoc (43,819 residents, $70,038 income). Outside the state, the closest population matches in this dataset are Salem, MA (44,241 residents); Concord, NH (44,219 residents); Wilkes-Barre, PA (44,217 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
How far does income reach against housing in Oakley?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.8 times median household income. The ACS poverty estimate is 4.9%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
What can the FBI record say about safety in Oakley?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 1112.8 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 51% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
The NCES join finds 11 public schools within the city match. 23.2% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Population change
Is Oakley growing, shrinking, or holding steady?
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +4,099 residents from 2020 to 2025, a +9.4% change. Separately, Census BPS recorded 93 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Period change
+9.4%
2025 estimate
47,583
2020 estimate
43,484
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
What does the journey to work look like in Oakley?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 73.4%. The reported mean trip to work is 35.8 minutes.
Public transit
2.2%
Work from home
14.6%
Drive alone
73.4%
City-level Census ACS commuting estimates covering 21,545 workers age 16+.
Top-decile income · poverty 4.9% (Below-median poverty)
Cost of Living Index (state)
110.7 (US=100)
Highest-decile cost · BEA RPP 2024, California average
C
City profile score · Oakley, CA
56/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A+
$132,067
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate B-
4.9%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime C
146 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Bachelor's+ share D
23.2%
Adults with a bachelor's degree or higher; ACS.
Cost of living F
110.7 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Oakley profile (scored ACS/FBI dimensions)Read the chart values
Household income: 91/100 (A+) · $132,067
Poverty rate: 66/100 (B-) · 4.9%
Violent crime: 59/100 (C) · 146 /100k
Bachelor's+ share: 44/100 (D) · 23.2%
Cost of living: 6/100 (F) · 110.7 index
Where Oakley sits on home value vs crime among peer cities
Oakley's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Oakley highlighted among 12 peers.Read the chart values
Oakley, CA (this city): home $632,800, crime 1,113/100k
Salem, MA : home $497,400, crime 1,706/100k
Concord, NH : home $323,700, crime 1,410/100k
Wilkes-Barre, PA : home $108,000, crime 1,989/100k
Cutler Bay, FL : home $420,800, crime 1,511/100k
Fond du Lac, WI : home $161,300, crime 2,491/100k
El Centro, CA : home $291,100, crime 1,596/100k
Rohnert Park, CA : home $634,900, crime 1,521/100k
Lompoc, CA : home $433,800, crime 1,957/100k
Palm Springs, CA : home $567,300, crime 3,817/100k
Morgan Hill, CA : home $1,127,600, crime 1,704/100k
Danville, CA : home $1,583,300, crime 647/100k
How does Oakley compare to other US cities?
Oakley measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income91% higher than other cities
Home value91% pricier than other cities
Median rent88% pricier than other cities
Safety59% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just California and the picture shifts: Oakley ranks #78 of 441 California cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares Oakley against every qualifying US city; each in-state rank narrows that to California only. Full formula and direction notes: methodology.
California-relative analysis
Median Gross Rent places Oakley near the bottom of California's cities
Among the 1,458 California cities PlainCities tracks with reported median gross rent data, Oakley ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Oakley only against its own state's cities, not the full US field.
Median Household Income
#253 of 1,338
81st percentile in California
Median Gross Rent
#1 of 1,458
0th percentile in California
Median Home Value
#533 of 1,343
60th percentile in California
Poverty Rate
#853 of 1,450
41st percentile in California
Bachelor's Degree or Higher
#798 of 1,458
45th percentile in California
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within California only, not a livability score. See the methodology for the source and calculation.
Gauge source note
91st percentile nationally for median household income · 59th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Oakley's profile vs. every US city
Income, affordability, and safety percentile
Oakley's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Oakley's home value compares nationally
Median home value vs. every US city (population 1,000+)
$632,8009th percentilemore affordable than 9% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Oakley's home-value-to-income ratio: 4.8×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#12,541 of 15,516
More affordable than 19% of tracked cities (pop. 1,000+)
Size class
#2,511 of 3,317
Small cities (10,000–49,999)
At 4.8×, Oakley sits in the moderate band:
national rank #12,541 of 15,516 and #2,511 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$132,067Oakley, CA median household income (Census ACS)
Show U.S. national quintile / Lorenz context Oakley, CA median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Oakley, CA.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)23.2%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)4.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)65.2%
Census ACS S2301, share of working-age residents in the labor force
Population
44,311
Median Income
$132,067
Median Home Value
$632,800
Median Age
36.4
Poverty Rate
4.9%
Labor force participation
65.2%
Bachelor's Degree+
23.2%
Safety & Crime
Total Crime Rate
1112.8
per 100,000 residents
Violent Crime
146.1
per 100,000 residents
Property Crime
966.7
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
11
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Oakley's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
43,484 residents
2021
44,216 residents
2022
45,053 residents
2023
45,965 residents
2024
46,949 residents
2025
47,583 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
93
housing units authorized
Single-Family
93
detached homes
Multifamily
0
apartments & condos
Supply Intensity
2.1
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
262
262
0
$72.6M
2020
456
326
130
$96.4M
2021
488
488
0
$130.3M
2022
239
239
0
$63.2M
2023
91
91
0
$24.3M
2024
93
93
0
$24.6M
Permit volume decreased 65% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
35.8 minutes
Drive Alone
73.4%
Carpool
8.7%
Public Transit
2.2%
Walk
0.4%
Work from Home
14.6%
Other
0.7%
Based on 21,545 workers 16 and over.
Monthly Utility Costs
California statewide monthly utility average (EIA 2023): $275
EIA 2023 residential energy data puts average monthly utilities across California at $275 (electricity about $150 , water and sewer about $70 ).
These are California statewide averages, not a meter reading for Oakley. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
California's BEA cost-of-living index is 110.7 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Oakley is $2,053/mo. FEMA's National Risk Index, averaged to California statewide on PlainCities, rates natural-hazard exposure at 88.7 / 100 (Very High).
Cost/risk geography note
Cost of living is a California statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Oakley sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Oakley compares to similar-size California cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.