City profile · California · Census ACS 2023

Oceano, CA

Oceano's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

7,098
Residents
$69,448
Median income
$518,500
Median home
$2,053
Median rent (state)
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See how it ranks

State rank, size-class rank, and four peer cities for Oceano.

Place dossier plate

Sheet CA-OCEANO-CA · Oceano, CA 7,098 pop · income 49th pct

POP-TOWN · INC-MID · COL-ABOVE · SAFE-UNK · RANK-MID · PHOTO-FINISH · HOME-HIGH · BOOK-UNK

  • POP-TOWN 7,098
  • INC-MID $69,448
  • COL-ABOVE 110.7
  • SAFE-UNK Safety pending
  • RANK-MID 49th
  • PHOTO-FINISH ≈ Northfield
  • HOME-HIGH $518,500
  • BOOK-UNK Tracts pending

Nearest income peer: Northfield, OH ( $4 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Oceano

Lowest/highest poles plus peers nearest Oceano on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Oceano on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 7,098.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $69,448. Population peers are excluded.

4 peers

Oceano - the verdict

Oceano ranks in the 49th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

49th
percentile, household income
86th
percentile, home value
88th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Oceano, CA

Census ACS 2023 estimates count 7,098 residents in Oceano, a small town within California. The typical household in Oceano brings in $69,448 a year, below the median for U.S. cities on this measure, with a poverty rate of 12.0%. Oceano's housing stock carries a median value of $518,500, and the median resident age is 46.4 years. About 18.6% of adults hold a bachelor's degree or higher, while 57.9% of working-age residents are in the labor force.

The city is served by 1 public schools according to NCES Common Core of Data.

California carries a cost-of-living premium: BEA Regional Price Parities 2024 puts California at 110.7 on a 100-equals-national-average scale (Well Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $2,053 per month. EIA 2023 residential energy data puts California's average monthly utility costs around $275 (state average). On FEMA's National Risk Index, this area rates 88.7 out of 100 for natural-hazard exposure (Very High).

A decision-led reading path

Useful questions to ask of Oceano's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to housing and income to work and mobility to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Oceano, city-specific coverage includes commute-mode shares, matched public-school count. No matched row is reported here for annual population history, local building permits, within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

What does the education layer cover for Oceano?

The NCES join finds 1 public school within the city match. 18.6% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.

The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.

See how the family ranking is built →

Question 2

How far does income reach against housing in Oceano?

The home-value-to-income reference is comparatively stretched: the ACS median home value is 7.5 times median household income. The ACS poverty estimate is 12.0%, which keeps the citywide median from describing every household.

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.

Compare the housing trade-off →

3. Work and mobility

What does the journey to work look like in Oceano?

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Driving alone is the largest reported mode at 73.0%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Compare commute patterns →

Question 4

Which cities make useful reference points for Oceano?

Within California, the closest population matches are South Monrovia Island (7,072 residents, $109,730 income); Mecca (7,071 residents, $45,011 income); Contra Costa Centre (7,127 residents, $127,910 income). Outside the state, the closest population matches in this dataset are Inwood, FL (7,098 residents); Seminole, TX (7,097 residents); Milton-Freewater, OR (7,096 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Open a side-by-side comparison →

Population

7,098 residents

Micro place (under 10k)

Median Household Income

$69,448 /yr

Below median income · poverty 12.0% (Above-median poverty)

Cost of Living Index (state)

110.7 (US=100)

Highest-decile cost · BEA RPP 2024, California average

City profile score · Oceano, CA

30/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Household income D
$69,448

Median household income vs U.S. cities (pop ≥1,000); ACS.

Poverty rate F
12.0%

Share of residents below the poverty line; lower scores better on this axis.

Bachelor's+ share F
18.6%

Adults with a bachelor's degree or higher; ACS.

Cost of living F
110.7 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Oceano profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Household income, Poverty rate, Bachelor's+ share, Cost of living. Household incomePoverty rateBachelor's+ shareCost of living 30 F
Oceano profile (scored ACS/FBI dimensions)
Read the chart values
  • Household income: 48/100 (D) · $69,448
  • Poverty rate: 32/100 (F) · 12.0%
  • Bachelor's+ share: 30/100 (F) · 18.6%
  • Cost of living: 6/100 (F) · 110.7 index

How does Oceano compare to other US cities?

Where Oceano sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 49% higher than other cities
Home value 86% pricier than other cities
Median rent 88% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Oceano against every qualifying US city; each in-state rank narrows that to California only. Full formula and direction notes: methodology.

California-relative analysis

Median Gross Rent places Oceano near the bottom of California's cities

Among the 1,458 California cities PlainCities tracks with reported median gross rent data, Oceano ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Oceano only against its own state's cities, not the full US field.

Median Household Income
#929 of 1,338
31st percentile in California
Median Gross Rent
#1 of 1,458
0th percentile in California
Median Home Value
#673 of 1,343
50th percentile in California
Poverty Rate
#398 of 1,450
72nd percentile in California
Bachelor's Degree or Higher
#940 of 1,458
35th percentile in California
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within California only, not a livability score. See the methodology for the source and calculation.

49thIncome percentile
Gauge source note

49th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Oceano's home value compares nationally

Median home value vs. every US city (population 1,000+)

$518,500 14th percentile more affordable than 14% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). This entry sits in this band. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Oceano $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Oceano's home-value-to-income ratio: 7.5×

ACS median home value divided by median household income.

Band
pressured
> 5.0×
National rank
#14,870 of 15,516
More affordable than 4% of tracked cities (pop. 1,000+)
Size class
#10,920 of 11,323
Micro cities (under 10,000)

At 7.5×, Oceano sits in the pressured band: national rank #14,870 of 15,516 and #10,920 of 11,323micro cities (under 10,000). Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$69,448 Oceano, CA median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Oceano, CA Oceano, CA's median household income ($69,448) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Oceano, CA-specific shares. $ Household Income Distribution Oceano, CA median $69,448/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Oceano, CA median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Oceano, CA.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 18.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 12.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 57.9%

Census ACS S2301, share of working-age residents in the labor force

Population
7,098
Median Income
$69,448
Median Home Value
$518,500
Median Age
46.4
Poverty Rate
12.0%
Labor force participation
57.9%
Bachelor's Degree+
18.6%

Schools

Total Schools
1
Public schools in this city

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
73.0%
Carpool
10.4%
Public Transit
1.0%
Walk
1.8%
Work from Home
11.9%
Other
1.9%

Based on 3,261 workers 16 and over.

Monthly Utility Costs

California statewide monthly utility average (EIA 2023): $275

EIA 2023 residential energy data puts average monthly utilities across California at $275 (electricity about $150 , water and sewer about $70 ).

These are California statewide averages, not a meter reading for Oceano. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

California's BEA cost-of-living index is 110.7 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Oceano is $2,053/mo. FEMA's National Risk Index, averaged to California statewide on PlainCities, rates natural-hazard exposure at 88.7 / 100 (Very High).

Cost/risk geography note

Cost of living is a California statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Oceano sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Oceano compares to similar-size California cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Oceano (this city) 7,098 $69,448
South Monrovia Island 7,072 $109,730
Mecca 7,071 $45,011
Contra Costa Centre 7,127 $127,910
NCES CCD
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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