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Place dossier plate
SheetCO-WESTMINSTER-CO · Westminster, CO 115,546 pop · income 75th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Westminster
Lowest/highest poles plus peers nearest Westminster on median household income. Full ladder: /browse and /rankings.
median HH income
Pueblo · lowest
55,305
Pueblo · lowest
55,305 median HH income
35.5% of the leader · rank #1
Bellville · near
96,140
Bellville · near
96,140 median HH income
61.7% of the leader · rank #2
Westminster · this city
96,145
Westminster · this city
96,145 median HH income
61.7% of the leader · rank #3
Hudson · near
96,149
Hudson · near
96,149 median HH income
61.7% of the leader · rank #4
North Brentwo… · near
96,154
North Brentwo… · near
96,154 median HH income
61.7% of the leader · rank #5
Commercial Po… · near
96,154
Commercial Po… · near
96,154 median HH income
61.7% of the leader · rank #6
Highlands Ran… · highest
155,847
Highlands Ran… · highest
155,847 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Westminster on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 115,546.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Westminster - the verdict
Nationally, Westminster sits in the 75th percentile for household income and the 8th percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.
75th
percentile, household income
85th
percentile, home value
68th
percentile, median rent
8th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Westminster, CO
Colorado's Westminster is a mid-sized U.S. city, with 115,546 residents per the latest Census Bureau ACS figures. Median household income here is $96,145 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 5.1%. Typical homes in Westminster are valued around $497,400, and the median resident age is 37.5 years. About 44.0% of adults hold a bachelor's degree or higher, while 70.1% of working-age residents are in the labor force.
In 2024, 140 residential building permits were authorized in Westminster (Construction Slowdown), down 60% from five years earlier, per Census BPS data. Westminster's reported crime rate runs above the national norm: FBI UCR figures show 3843.9 crimes per 100,000 residents, above the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).
Colorado carries a cost-of-living premium: the state registers 103.1 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,429 per month statewide. EIA 2023 residential energy data puts Colorado's average monthly utility costs around $202 (state average). FEMA's National Risk Index rates natural-hazard exposure at 40.7 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Westminster's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to reported crime to population change to housing and income to schools and households to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Westminster, city-specific coverage includes commute-mode shares, FBI reported-crime rates, matched public-school count, annual population history, local building permits.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Which cities make useful reference points for Westminster?
Within Colorado, the closest population matches are Pueblo (111,514 residents, $55,305 income); Greeley (109,421 residents, $68,650 income); Arvada (122,835 residents, $113,396 income). Outside the state, the closest population matches in this dataset are Manchester, NH (115,415 residents); Richmond, CA (115,396 residents); Antioch, CA (115,759 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
What can the FBI record say about safety in Westminster?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 3843.9 violent and property crimes per 100,000 residents, above the 2280.5 national reference used here. The difference is 69% higher in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Is Westminster growing, shrinking, or holding steady?
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
Census PEP estimates show the population declined by -457 residents from 2020 to 2025, a -0.4% change. Separately, Census BPS recorded 140 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
How far does income reach against housing in Westminster?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 5.2 times median household income. The ACS poverty estimate is 5.1%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for Westminster?
The NCES join finds 31 public schools within the city match. 44.0% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Matched public schools
31
Bachelor's degree+
44.0%
Poverty estimate
5.1%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
What does the journey to work look like in Westminster?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 69.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Public transit
1.8%
Work from home
18.7%
Drive alone
69.9%
City-level Census ACS commuting estimates covering 66,227 workers age 16+.
Above-average cost · BEA RPP 2024, Colorado average
C
City profile score · Westminster, CO
55/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share B+
44.0%
Adults with a bachelor's degree or higher; ACS.
Household income B+
$96,145
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate B-
5.1%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime F
304 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living F
103.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Westminster profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 79/100 (B+) · 44.0%
Household income: 75/100 (B+) · $96,145
Poverty rate: 65/100 (B-) · 5.1%
Violent crime: 33/100 (F) · 304 /100k
Cost of living: 26/100 (F) · 103.1 index
Where Westminster sits on home value vs crime among peer cities
Westminster's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Westminster highlighted among 12 peers.Read the chart values
Westminster, CO (this city): home $497,400, crime 3,844/100k
Manchester, NH : home $336,300, crime 1,984/100k
Richmond, CA : home $650,100, crime 3,686/100k
Antioch, CA : home $607,400, crime 3,800/100k
High Point, NC : home $212,400, crime 2,911/100k
Broken Arrow, OK : home $229,300, crime 1,424/100k
League City, TX : home $334,000, crime 1,264/100k
Pueblo, CO : home $230,900, crime 6,366/100k
Greeley, CO : home $369,600, crime 3,690/100k
Arvada, CO : home $600,800, crime 2,765/100k
Centennial, CO : home $626,700, crime 1,882/100k
Boulder, CO : home $982,600, crime 3,055/100k
How does Westminster compare to other US cities?
Here's how Westminster stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income75% higher than other cities
Home value85% pricier than other cities
Median rent68% pricier than other cities
Safety8% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
A national percentile can hide a lot of local variation: narrowed to Colorado alone, Westminster ranks #99 of 116 Colorado cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.
How we calculate these percentiles & ranks
Each percentile compares Westminster against every qualifying US city; each in-state rank narrows that to Colorado only. Full formula and direction notes: methodology.
Colorado-relative analysis
Median Gross Rent places Westminster near the bottom of Colorado's cities
Among the 408 Colorado cities PlainCities tracks with reported median gross rent data, Westminster ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Westminster only against its own state's cities, not the full US field.
Median Household Income
#129 of 379
66th percentile in Colorado
Median Gross Rent
#1 of 408
0th percentile in Colorado
Median Home Value
#139 of 388
64th percentile in Colorado
Poverty Rate
#198 of 408
51st percentile in Colorado
Bachelor's Degree or Higher
#151 of 408
63rd percentile in Colorado
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Colorado only, not a livability score. See the methodology for the source and calculation.
Gauge source note
75th percentile nationally for median household income · 8th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Westminster's profile vs. every US city
Income, affordability, and safety percentile
Westminster's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Westminster's home value compares nationally
Median home value vs. every US city (population 1,000+)
$497,40015th percentilemore affordable than 15% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Westminster's home-value-to-income ratio: 5.2×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#13,150 of 15,516
More affordable than 15% of tracked cities (pop. 1,000+)
Size class
#471 of 750
Mid-size cities (50,000–199,999)
At 5.2×, Westminster sits in the pressured band:
national rank #13,150 of 15,516 and #471 of 750mid-size cities (50,000–199,999).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$96,145Westminster, CO median household income (Census ACS)
Show U.S. national quintile / Lorenz context Westminster, CO median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Westminster, CO.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)44.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)5.1%
Census ACS S1701, poverty status
Labor force participation (adults 16+)70.1%
Census ACS S2301, share of working-age residents in the labor force
Population
115,546
Median Income
$96,145
Median Home Value
$497,400
Median Age
37.5
Poverty Rate
5.1%
Labor force participation
70.1%
Bachelor's Degree+
44.0%
Safety & Crime
Total Crime Rate
3843.9
per 100,000 residents
Violent Crime
303.6
per 100,000 residents
Property Crime
3540.4
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
31
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Westminster's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
116,639 residents
2021
115,088 residents
2022
114,980 residents
2023
115,589 residents
2024
116,293 residents
2025
116,182 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
140
housing units authorized
Single-Family
69
detached homes
Multifamily
71
apartments & condos
Supply Intensity
1.2
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
350
108
242
$58.4M
2020
690
88
602
$121.0M
2021
459
147
312
$106.1M
2022
21
21
0
$5.9M
2023
48
29
19
$10.2M
2024
140
69
71
$33.9M
Permit volume decreased 60% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
69.9%
Carpool
7.1%
Public Transit
1.8%
Walk
0.9%
Work from Home
18.7%
Other
1.6%
Based on 66,227 workers 16 and over.
Monthly Utility Costs
Colorado statewide monthly utility average (EIA 2023): $202
EIA 2023 residential energy data puts average monthly utilities across Colorado at $202 (electricity about $90 , water and sewer about $50 ).
These are Colorado statewide averages, not a meter reading for Westminster. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Colorado's BEA cost-of-living index is 103.1 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Westminster is $1,429/mo. FEMA's National Risk Index, averaged to Colorado statewide on PlainCities, rates natural-hazard exposure at 40.7 / 100 (Low).
Cost/risk geography note
Cost of living is a Colorado statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Westminster sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Westminster compares to similar-size Colorado cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.