City profile · Florida · Census ACS 2023

Callaway, FL

Callaway's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

13,297
Residents
$69,388
Median income
$215,300
Median home
$1,526
Median rent (state)
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See how it ranks

State rank, size-class rank, and four peer cities for Callaway.

Place dossier plate

Sheet FL-CALLAWAY-FL · Callaway, FL 13,297 pop · income 49th pct

POP-TOWN · INC-MID · COL-PAR · SAFE-UNK · RANK-MID · PHOTO-FINISH · HOME-MID · BOOK-UNK

  • POP-TOWN 13,297
  • INC-MID $69,388
  • COL-PAR 103.4
  • SAFE-UNK Safety pending
  • RANK-MID 49th
  • PHOTO-FINISH ≈ Chicago Ridge
  • HOME-MID $215,300
  • BOOK-UNK Tracts pending

Nearest income peer: Chicago Ridge, IL (+ $1 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Callaway

Lowest/highest poles plus peers nearest Callaway on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Callaway on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 13,297.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $69,388. Population peers are excluded.

4 peers

Callaway - the verdict

Nationally, Callaway sits in the 49th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

49th
percentile, household income
47th
percentile, home value
73rd
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Callaway, FL

Florida's Callaway is a small town, with 13,297 residents per the latest Census Bureau ACS figures. The typical household in Callaway brings in $69,388 a year, below the median for U.S. cities on this measure, with a poverty rate of 5.7%. Home values in Callaway run a median of $215,300, and the median resident age is 37.1 years. About 22.8% of adults hold a bachelor's degree or higher, while 60.4% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 79 residential units were authorized in 2024 (Rapid Growth), up 44% from five years earlier.

Florida carries a cost-of-living premium: the state registers 103.4 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,526 per month statewide. EIA 2023 residential energy data puts Florida's average monthly utility costs around $225 (state average). Natural-hazard exposure scores 75.7 out of 100 on FEMA's National Risk Index (High).

A decision-led reading path

Useful questions to ask of Callaway's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to comparison shortlist to housing and income to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Callaway, city-specific coverage includes commute-mode shares, annual population history, local building permits. No matched row is reported here for within-city Census tract profiles, FBI reported-crime rates, matched public-school count; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

What does the journey to work look like in Callaway?

Driving alone is the largest reported mode at 82.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Compare commute patterns →

2. Comparison shortlist

Which cities make useful reference points for Callaway?

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Within Florida, the closest population matches are South Daytona (13,322 residents, $54,931 income); Conway (13,346 residents, $96,250 income); Atlantic Beach (13,353 residents, $103,288 income). Outside the state, the closest population matches in this dataset are Trenton, OH (13,304 residents); Butler, PA (13,306 residents); Woodland Park, NJ (13,284 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Open a side-by-side comparison →

3. Housing and income

How far does income reach against housing in Callaway?

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.

The home-value-to-income reference sits in a middle range: the ACS median home value is 3.1 times median household income. The ACS poverty estimate is 5.7%, which keeps the citywide median from describing every household.

Compare the housing trade-off →

Question 4

Is Callaway growing, shrinking, or holding steady?

Census PEP estimates show the population grew by +1,383 residents from 2020 to 2025, a +10.6% change. Separately, Census BPS recorded 79 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.

Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.

See the national growth ranking →

Population

13,297 residents

Small city (10k–49k)

Median Household Income

$69,388 /yr

Below median income · poverty 5.7% (Below-median poverty)

Cost of Living Index (state)

103.4 (US=100)

Above-average cost · BEA RPP 2024, Florida average

City profile score · Callaway, FL

44/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Poverty rate C+
5.7%

Share of residents below the poverty line; lower scores better on this axis.

Household income D
$69,388

Median household income vs U.S. cities (pop ≥1,000); ACS.

Bachelor's+ share D
22.8%

Adults with a bachelor's degree or higher; ACS.

Cost of living F
103.4 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Callaway profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Poverty rate, Household income, Bachelor's+ share, Cost of living. Poverty rateHousehold incomeBachelor's+ shareCost of living 44 D
Callaway profile (scored ACS/FBI dimensions)
Read the chart values
  • Poverty rate: 61/100 (C+) · 5.7%
  • Household income: 48/100 (D) · $69,388
  • Bachelor's+ share: 42/100 (D) · 22.8%
  • Cost of living: 25/100 (F) · 103.4 index

How does Callaway compare to other US cities?

Callaway measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 49% higher than other cities
Home value 47% pricier than other cities
Median rent 73% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Callaway against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Median Gross Rent places Callaway near the bottom of Florida's cities

Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Callaway ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Callaway only against its own state's cities, not the full US field.

Median Household Income
#429 of 903
52nd percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#657 of 894
27th percentile in Florida
Poverty Rate
#582 of 930
37th percentile in Florida
Bachelor's Degree or Higher
#545 of 930
41st percentile in Florida
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

49thIncome percentile
Gauge source note

49th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Callaway's home value compares nationally

Median home value vs. every US city (population 1,000+)

$215,300 Among the most affordable more affordable than 53% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). This entry sits in this band. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Callaway $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Callaway's home-value-to-income ratio: 3.1×

ACS median home value divided by median household income.

Band
moderate
3.0–5.0×
National rank
#7,200 of 15,516
More affordable than 54% of tracked cities (pop. 1,000+)
Size class
#1,050 of 3,317
Small cities (10,000–49,999)

At 3.1×, Callaway sits in the moderate band: national rank #7,200 of 15,516 and #1,050 of 3,317small cities (10,000–49,999). Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$69,388 Callaway, FL median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Callaway, FL Callaway, FL's median household income ($69,388) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Callaway, FL-specific shares. $ Household Income Distribution Callaway, FL median $69,388/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Callaway, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Callaway, FL.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 22.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 5.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 60.4%

Census ACS S2301, share of working-age residents in the labor force

Population
13,297
Median Income
$69,388
Median Home Value
$215,300
Median Age
37.1
Poverty Rate
5.7%
Labor force participation
60.4%
Bachelor's Degree+
22.8%

Population Change

PEP vintage

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
12,500 residents13,000 residents13,500 residents14,000 residents14,500 residents15,000 residents 202020212022202320242025 12,986 residents 14,369 residents ▲ +10.6%
Callaway's Census PEP population estimates, 2020–2025.
Read the chart as text
Period Population
2020 12,986 residents
2021 13,140 residents
2022 13,480 residents
2023 13,838 residents
2024 14,189 residents
2025 14,369 residents

Housing Supply

BPS source

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Rapid Growth
Total Permits (2024)
79
housing units authorized
Single-Family
64
detached homes
Multifamily
15
apartments & condos
Supply Intensity
5.9
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 55
2020 69
2021 79
2022 67
2023 62
2024 79

Permit volume increased 44% from 2019 to 2024.

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
82.8%
Carpool
10.3%
Public Transit
0.2%
Walk
0.8%
Work from Home
4.8%
Other
1.1%

Based on 6,908 workers 16 and over.

Monthly Utility Costs

Florida statewide monthly utility average (EIA 2023): $225

EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).

These are Florida statewide averages, not a meter reading for Callaway. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Callaway is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).

Cost/risk geography note

Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Callaway sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Callaway compares to similar-size Florida cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Callaway (this city) 13,297 $69,388
South Daytona 13,322 $54,931
Conway 13,346 $96,250
Atlantic Beach 13,353 $103,288
Census BPS 2024
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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