City · Florida
Callaway, Florida
Callaway, city, in Bay County, Florida. Callaway had 14,369 residents on July 1, 2025 by the Census Bureau's estimate, up 10.0% since 2020; the 2020 Census counted 13,045 and the ACS 2020-2024 5-year estimates put it at 13,496 (±33). GEOID 1209725.
Residents, July 2025 estimate
14,369
Census Bureau estimate (no margin published)
2020 Census count: 13,045 · ACS 2020-2024: 13,496 ±33
Median household income
$65,609
±$8,253 (90% margin)
Florida: $74,568
Median home value
$250,300
±$16,374 (90% margin)
Florida: $359,000
Median gross rent
$1,322
±$68 (90% margin)
Florida: $1,669
Where is Callaway and what county is it in?
Callaway is a city in Bay County, Florida. It covers 9.4 square miles of land, 1,386 residents per square mile in 2020.
Callaway is in the Panama City-Panama City Beach, FL metropolitan statistical area, which takes in 2 counties (Census Bureau delineation, July 2023).
Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files
How many people live in Callaway, and is it growing?
The Census Bureau estimates that 14,369 people lived in Callaway on July 1, 2025, up 10.0% since 2020, faster than Florida (+8.9%). The 2020 Census counted 13,045 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 13,496 (±33).
| Measure | Callaway | Bay County | Change since 2015-2019 |
|---|---|---|---|
| Total population | 13,496 ±33 | 186,393 | −1,462 |
| Households | 5,486 ±334 | 78,778 | no clear change |
| Average household size | 2.45 ±0.15 | 2.33 | −0.31 |
| Housing units | 6,170 ±420 | 108,362 | no clear change |
Callaway's population since 2000
From 14,233 in 2000 to 14,369 in 2025: up 1.0%. The 2000, 2010 and 2020 figures are census counts, each for Callaway as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.
Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Callaway?
The median resident of Callaway is 35.2 years old; 23.8% are under 18 and 11.9% are 65 or older. The largest group is non-Hispanic white residents at 54.9%, then non-Hispanic Black residents at 19.6%. 9.4% of residents were born outside the United States.
| Measure | Callaway | Bay County | Change since 2015-2019 |
|---|---|---|---|
| Median age | 35.2 ±2.6 | 41.0 | no clear change |
| Under 18 years | 23.8% ±2.3 pts | 21.1% | – |
| 65 years and over | 11.9% ±1.7 pts | 18.3% | – |
| Male | 52.9% ±2.4 pts | 49.7% | – |
| Hispanic or Latino (any race) | 13.7% ±2.8 pts | 9.2% | +5.1 pts |
| White alone, not Hispanic | 54.9% ±4.6 pts | 72.7% | no clear change |
| Black or African American alone, not Hispanic | 19.6% ±4.1 pts | 9.8% | no clear change |
| Asian alone, not Hispanic | 4.3% ±1.6 pts | 2.0% | no clear change |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.2 pts | 0.2% | – |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.5% ±0.4 pts | 0.1% | – |
| Two or more races, not Hispanic | 6.6% ±2.1 pts | 5.6% | – |
| Some other race alone, not Hispanic | 0.3% ±0.4 pts | 0.5% | – |
| Born outside the United States | 9.4% ±2.4 pts | 8.6% | no clear change |
| Speak a language other than English at home (age 5+) | 13.9% ±3.4 pts | 10.9% | – |
| Civilian veterans (age 18+) | 17.1% ±2.6 pts | 13.6% | – |
| With a disability | 17.7% ±2.9 pts | 17.4% | – |
| No health insurance coverage | 12.9% ±3.4 pts | 14.4% | no clear change |
| High school graduate or higher (age 25+) | 87.7% ±2.5 pts | 91.4% | – |
| Bachelor's degree or higher (age 25+) | 24.6% ±3.2 pts | 29.6% | +13.0 pts |
| Graduate or professional degree (age 25+) | 6.9% ±1.8 pts | 10.7% | – |
| Lived in the same house a year earlier | 77.1% ±4.8 pts | 82.3% | – |
| Moved from another state in the past year | 8.2% ±3.7 pts | 5.7% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Callaway earn?
Half of Callaway's 5,486 households earn less than $65,609 a year (±$8,253), against $73,533 in Bay County and $74,568 in Florida. In 2015-2019 it was $62,006 in 2024 dollars; the margins of error cannot tell the two periods apart. 9.6% of residents live below the poverty line.
| Measure | Callaway | Bay County | Change since 2015-2019 |
|---|---|---|---|
| Median household income | $65,609 ±$8,253 | $73,533 | no clear change |
| Mean household income | $81,529 ±$5,463 | $96,618 | – |
| Per capita income | $33,316 ±$2,344 | $40,782 | +$3,522 |
| People below the poverty line | 9.6% ±3.1 pts | 11.9% | no clear change |
| Children under 18 below the poverty line | 9.6% ±6.1 pts | 17.3% | −14.8 pts |
| Households receiving SNAP | 14.7% ±5.0 pts | 12.6% | – |
| Households with a computer | 96.8% ±2.1 pts | 97.3% | – |
| Households with a broadband subscription | 96.0% ±1.8 pts | 92.8% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Callaway?
Owners occupy 58.7% of Callaway's occupied homes and renters 41.3%. The median owner-occupied home is valued at $250,300 by its owner (±$16,374). The median renter pays $1,322 a month including utilities, and 43.5% of renters pay 35% or more of their income on rent.
| Measure | Callaway | Bay County | Change since 2015-2019 |
|---|---|---|---|
| Median home value (owner-occupied) | $250,300 ±$16,374 | $310,500 | +$67,665 |
| Median gross rent | $1,322 ±$68 | $1,484 | +$134 |
| Renters paying 35% or more of income on rent | 43.5% ±9.6 pts | 45.7% | no clear change |
| Median monthly owner costs, with a mortgage | $1,596 ±$86 | $1,778 | – |
| Owner-occupied homes | 58.7% ±5.6 pts | 66.8% | no clear change |
| Renter-occupied homes | 41.3% ±5.6 pts | 33.2% | – |
| Housing units | 6,170 ±420 | 108,362 | no clear change |
| Homeowner vacancy rate | 2.1% ±1.9 pts | 1.5% | – |
| Rental vacancy rate | 5.1% ±5.0 pts | 11.7% | – |
| Single-family detached homes | 59.9% ±5.0 pts | 51.0% | – |
| Mobile homes | 10.2% ±3.4 pts | 10.0% | – |
| Built 2020 or later | 5.4% ±1.6 pts | 5.3% | – |
| Built 2010 to 2019 | 11.3% ±3.7 pts | 11.7% | – |
| Built 1939 or earlier | 1.6% ±1.5 pts | 1.6% | – |
| Households with no vehicle | 4.1% ±2.1 pts | 4.3% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How many new homes is Callaway building?
Builders took permits for 133 new housing units in Callaway in 2025 (121 in single-family houses; the permit office reported 7 of 12 months), 9.3 per 1,000 residents against 7.6 across Florida.
Counts of units in permits a local office issued; not every permitted unit is built. A year marked with months was reported for part of the year.
Source: Building Permits Survey, annual place files 2019-2025, U.S. Census Bureau · Census Building Permits Survey
How do people in Callaway work and get to work?
79.6% of Callaway's workers drive alone and 7.1% work from home. The average trip to work takes 23.9 minutes. The unemployment rate in 2020-2024 averaged 3.3%.
| Measure | Callaway | Bay County | Change since 2015-2019 |
|---|---|---|---|
| In the labor force (age 16+) | 69.3% ±2.9 pts | 63.6% | – |
| Unemployment rate | 3.3% ±1.9 pts | 3.9% | −4.5 pts |
| Drove alone to work | 79.6% ±4.0 pts | 75.1% | – |
| Carpooled | 10.7% ±3.8 pts | 11.5% | – |
| Public transportation | 0.1% ±0.2 pts | 0.3% | – |
| Walked | 0.8% ±0.8 pts | 1.1% | – |
| Worked from home | 7.1% ±2.5 pts | 10.1% | no clear change |
| Mean travel time to work | 23.9 min ±1.5 | 23.9 min | no clear change |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What census tracts are in Callaway?
4 census tracts lie mostly in Callaway, and 2 more reach into it (2020 census blocks). Their median household incomes run from $55,541 (Tract 8.03) to $81,462 (Tract 8.06).
| Tract | Residents, 2020-2024 | Median household income |
|---|---|---|
| Tract 8.05Bay County | 3,943 | $64,419 |
| Tract 8.06Bay County | 4,047 | $81,462 |
| Tract 8.03Bay County | 3,876 | $55,541 |
| Tract 8.04Bay County | 2,839 | $72,279 |
| Tract 5Bay County | 8,490 | $85,618 |
| Tract 11Bay County | 4,046 | $45,653 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Callaway) · Census block assignment files
How does Callaway compare with other places in Florida?
By the Census Bureau's July 2025 estimates, Callaway is the 2,485th-most populous of the 19,476 U.S. incorporated places that have one and the 147th-most populous of 411 in Florida.
Callaway ranks 466th of 754 places in Florida with 1,000 or more residents and a reliable estimate, by median household income.
| Measure | Rank | Of |
|---|---|---|
| Population, July 2025 estimate | 147th | 411 |
| Growth 2020-2025 (PEP) | 84th | 328 |
| Residents per square mile | 485th | 770 |
| Median household income | 466th | 754 |
| Per capita income | 495th | 763 |
| Median home value | 550th | 749 |
| Median gross rent | 496th | 710 |
| Poverty rate | 423rd | 634 |
| Bachelor's degree or higher | 470th | 733 |
| Median age | 665th | 762 |
| Owner-occupied share | 590th | 760 |
| Work from home | 564th | 596 |
| Travel time to work | 585th | 764 |
Callaway's figures with every place in Florida (CSV)
Every place in Florida, sortable · Compare Callaway with other places
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed
How reliable are the figures for Callaway?
8 of the 57 figures for Callaway on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections
Not on this page: crime, weather and schools for Callaway are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' public schools in Callaway.