City · Florida
Panama City Beach, Florida
Panama City Beach, city, in Bay County, Florida. Panama City Beach had 20,375 residents on July 1, 2025 by the Census Bureau's estimate, up 12.7% since 2020; the 2020 Census counted 18,094 and the ACS 2020-2024 5-year estimates put it at 18,971 (±37). GEOID 1254725.
Residents, July 2025 estimate
20,375
Census Bureau estimate (no margin published)
2020 Census count: 18,094 · ACS 2020-2024: 18,971 ±37
Median household income
$80,941
±$2,656 (90% margin)
Florida: $74,568
Median home value
$441,300
±$24,333 (90% margin)
Florida: $359,000
Median gross rent
$1,791
±$61 (90% margin)
Florida: $1,669
Where is Panama City Beach and what county is it in?
Panama City Beach is a city in Bay County, Florida. It covers 19.3 square miles of land, 937 residents per square mile in 2020.
Panama City Beach is in the Panama City-Panama City Beach, FL metropolitan statistical area, which takes in 2 counties (Census Bureau delineation, July 2023).
Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files
How many people live in Panama City Beach, and is it growing?
The Census Bureau estimates that 20,375 people lived in Panama City Beach on July 1, 2025, up 12.7% since 2020, faster than Florida (+8.9%). The 2020 Census counted 18,094 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 18,971 (±37).
| Measure | Panama City Beach | Bay County | Change since 2015-2019 |
|---|---|---|---|
| Total population | 18,971 ±37 | 186,393 | +6,220 |
| Households | 8,713 ±419 | 78,778 | +3,121 |
| Average household size | 2.17 ±0.10 | 2.33 | no clear change |
| Housing units | 21,204 ±668 | 108,362 | +4,408 |
Panama City Beach's population since 2000
From 7,671 in 2000 to 20,375 in 2025: up 165.6%. The 2000, 2010 and 2020 figures are census counts, each for Panama City Beach as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.
Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Panama City Beach?
The median resident of Panama City Beach is 45.4 years old; 17.3% are under 18 and 17.8% are 65 or older. The largest group is non-Hispanic white residents at 77.1%, then Hispanic or Latino residents (of any race) at 10.1%. 10.4% of residents were born outside the United States.
| Measure | Panama City Beach | Bay County | Change since 2015-2019 |
|---|---|---|---|
| Median age | 45.4 ±2.6 | 41.0 | no clear change |
| Under 18 years | 17.3% ±2.3 pts | 21.1% | – |
| 65 years and over | 17.8% ±2.3 pts | 18.3% | – |
| Male | 50.4% ±2.1 pts | 49.7% | – |
| Hispanic or Latino (any race) | 10.1% ±2.5 pts | 9.2% | +4.1 pts |
| White alone, not Hispanic | 77.1% ±3.6 pts | 72.7% | no clear change |
| Black or African American alone, not Hispanic | 5.4% ±2.3 pts | 9.8% | no clear change |
| Asian alone, not Hispanic | 1.8% ±1.0 pts | 2.0% | – |
| American Indian and Alaska Native alone, not Hispanic | 0.4% ±0.3 pts | 0.2% | – |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.3 pts | 0.1% | – |
| Two or more races, not Hispanic | 4.7% ±1.6 pts | 5.6% | – |
| Some other race alone, not Hispanic | 0.5% ±0.5 pts | 0.5% | – |
| Born outside the United States | 10.4% ±2.6 pts | 8.6% | no clear change |
| Speak a language other than English at home (age 5+) | 10.3% ±2.4 pts | 10.9% | – |
| Civilian veterans (age 18+) | 11.5% ±2.3 pts | 13.6% | – |
| With a disability | 16.6% ±2.0 pts | 17.4% | – |
| No health insurance coverage | 14.4% ±3.1 pts | 14.4% | no clear change |
| High school graduate or higher (age 25+) | 95.5% ±1.4 pts | 91.4% | – |
| Bachelor's degree or higher (age 25+) | 38.0% ±4.3 pts | 29.6% | +6.5 pts |
| Graduate or professional degree (age 25+) | 14.5% ±2.9 pts | 10.7% | – |
| Lived in the same house a year earlier | 78.7% ±3.8 pts | 82.3% | – |
| Moved from another state in the past year | 7.7% ±2.1 pts | 5.7% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Panama City Beach earn?
Half of Panama City Beach's 8,713 households earn less than $80,941 a year (±$2,656), against $73,533 in Bay County and $74,568 in Florida. In 2015-2019 it was $78,656 in 2024 dollars; the margins of error cannot tell the two periods apart. 10.0% of residents live below the poverty line.
| Measure | Panama City Beach | Bay County | Change since 2015-2019 |
|---|---|---|---|
| Median household income | $80,941 ±$2,656 | $73,533 | no clear change |
| Mean household income | $112,821 ±$10,331 | $96,618 | – |
| Per capita income | $52,188 ±$5,204 | $40,782 | +$7,798 |
| People below the poverty line | 10.0% ±3.1 pts | 11.9% | +5.3 pts |
| Children under 18 below the poverty line | 12.8% ±7.7 pts | 17.3% | – |
| Households receiving SNAP | 4.5% ±2.3 pts | 12.6% | – |
| Households with a computer | 98.3% ±1.1 pts | 97.3% | – |
| Households with a broadband subscription | 94.5% ±1.6 pts | 92.8% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Panama City Beach?
Owners occupy 59.2% of Panama City Beach's occupied homes and renters 40.8%. The median owner-occupied home is valued at $441,300 by its owner (±$24,333). The median renter pays $1,791 a month including utilities, and 46.8% of renters pay 35% or more of their income on rent.
| Measure | Panama City Beach | Bay County | Change since 2015-2019 |
|---|---|---|---|
| Median home value (owner-occupied) | $441,300 ±$24,333 | $310,500 | +$141,872 |
| Median gross rent | $1,791 ±$61 | $1,484 | +$230 |
| Renters paying 35% or more of income on rent | 46.8% ±7.7 pts | 45.7% | +19.2 pts |
| Median monthly owner costs, with a mortgage | $2,186 ±$135 | $1,778 | – |
| Owner-occupied homes | 59.2% ±3.7 pts | 66.8% | no clear change |
| Renter-occupied homes | 40.8% ±3.7 pts | 33.2% | – |
| Housing units | 21,204 ±668 | 108,362 | +4,408 |
| Homeowner vacancy rate | 1.3% ±1.2 pts | 1.5% | – |
| Rental vacancy rate | 18.6% ±4.8 pts | 11.7% | – |
| Single-family detached homes | 25.0% ±1.9 pts | 51.0% | – |
| Mobile homes | 1.4% ±0.6 pts | 10.0% | – |
| Built 2020 or later | 2.9% ±1.1 pts | 5.3% | – |
| Built 2010 to 2019 | 12.7% ±1.7 pts | 11.7% | – |
| Built 1939 or earlier | 0.1% ±0.1 pts | 1.6% | – |
| Households with no vehicle | 4.5% ±1.5 pts | 4.3% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How many new homes is Panama City Beach building?
Builders took permits for 47 new housing units in Panama City Beach in 2025 (41 in single-family houses), 2.3 per 1,000 residents against 7.6 across Florida.
Counts of units in permits a local office issued; not every permitted unit is built. A year marked with months was reported for part of the year.
Source: Building Permits Survey, annual place files 2019-2025, U.S. Census Bureau · Census Building Permits Survey
How do people in Panama City Beach work and get to work?
73.0% of Panama City Beach's workers drive alone and 13.2% work from home. The average trip to work takes 20.7 minutes. The unemployment rate in 2020-2024 averaged 5.0%.
| Measure | Panama City Beach | Bay County | Change since 2015-2019 |
|---|---|---|---|
| In the labor force (age 16+) | 67.4% ±3.1 pts | 63.6% | – |
| Unemployment rate | 5.0% ±1.7 pts | 3.9% | – |
| Drove alone to work | 73.0% ±4.9 pts | 75.1% | – |
| Carpooled | 8.2% ±2.9 pts | 11.5% | – |
| Public transportation | 0.1% ±0.2 pts | 0.3% | – |
| Walked | 3.0% ±1.3 pts | 1.1% | – |
| Worked from home | 13.2% ±3.6 pts | 10.1% | +7.0 pts |
| Mean travel time to work | 20.7 min ±2.2 | 23.9 min | no clear change |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What census tracts are in Panama City Beach?
6 census tracts lie mostly in Panama City Beach, and 4 more reach into it (2020 census blocks). Their median household incomes run from $72,008 (Tract 27.11) to $83,214 (Tract 27.03).
| Tract | Residents, 2020-2024 | Median household income |
|---|---|---|
| Tract 27.10Bay County | 7,882 | $76,703 |
| Tract 27.03Bay County | 3,592 | $83,214 |
| Tract 27.09Bay County | 3,584 | $80,753 |
| Tract 27.11Bay County | 2,928 | $72,008 |
| Tract 27.12Bay County | 2,125 | $82,292 |
| Tract 27.13Bay County | 1,225 | $74,628 |
| Tract 27.06Bay County | 2,332 | $77,645 |
| Tract 2.04Bay County | 3,785 | $86,292 |
| Tract 26.05Bay County | 1,681 | $81,417 |
| Tract 27.07Bay County | 2,449 | $85,664 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Panama City Beach) · Census block assignment files
How does Panama City Beach compare with other places in Florida?
By the Census Bureau's July 2025 estimates, Panama City Beach is the 1,912th-most populous of the 19,476 U.S. incorporated places that have one and the 121st-most populous of 411 in Florida.
Panama City Beach ranks 285th of 754 places in Florida with 1,000 or more residents and a reliable estimate, by median household income.
| Measure | Rank | Of |
|---|---|---|
| Population, July 2025 estimate | 121st | 411 |
| Growth 2020-2025 (PEP) | 67th | 328 |
| Residents per square mile | 573rd | 770 |
| Median household income | 285th | 754 |
| Per capita income | 188th | 763 |
| Median home value | 197th | 749 |
| Median gross rent | 241st | 710 |
| Poverty rate | 396th | 634 |
| Bachelor's degree or higher | 259th | 733 |
| Median age | 302nd | 762 |
| Owner-occupied share | 583rd | 760 |
| Work from home | 376th | 596 |
| Travel time to work | 700th | 764 |
Panama City Beach's figures with every place in Florida (CSV)
Every place in Florida, sortable · Compare Panama City Beach with other places
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed
How reliable are the figures for Panama City Beach?
6 of the 57 figures for Panama City Beach on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections
Not on this page: crime, weather and schools for Panama City Beach are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' public schools in Panama City Beach.