Census-designated place · Florida

Upper Grand Lagoon, Florida

Upper Grand Lagoon, census-designated place, in Bay County, Florida. Upper Grand Lagoon had 17,232 people in the ACS 2020-2024 5-year estimates (±1,292). GEOID 1273312.

Residents, 2020-2024

17,232

±1,292 (90% margin)
2020 Census count: 15,778

Median household income

$82,157

±$6,742 (90% margin)
Florida: $74,568

Median home value

$373,200

±$19,237 (90% margin)
Florida: $359,000

Median gross rent

$1,667

±$110 (90% margin)
Florida: $1,669

Where is Upper Grand Lagoon and what county is it in?

Upper Grand Lagoon is a census-designated place: an unincorporated community the Census Bureau draws for counting, with no city government of its own, in Bay County, Florida. It covers 8.1 square miles of land, 1,947 residents per square mile in 2020.

Upper Grand Lagoon is in the Panama City-Panama City Beach, FL metropolitan statistical area, which takes in 2 counties (Census Bureau delineation, July 2023).

Upper Grand Lagoon (marked with a dot) in Bay County, Florida. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Upper Grand Lagoon, and is it growing?

The 2020-2024 American Community Survey puts Upper Grand Lagoon's population at 17,232 (±1,292). The 2020 Census counted 15,778 residents.

The Census Bureau publishes yearly population estimates for incorporated places only; Upper Grand Lagoon is a census-designated place, so its figures come from the ACS and the 2020 Census.

ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
Measure Upper Grand LagoonBay CountyFlorida Change since 2015-2019
Total population 17,232 ±1,292 186,393 22,416,077 no clear change
Households 7,859 ±567 78,778 8,752,810 no clear change
Average household size 2.18 ±0.13 2.33 2.51 −0.23
Housing units 9,403 ±579 108,362 10,256,470 no clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Upper Grand Lagoon?

The median resident of Upper Grand Lagoon is 45.8 years old; 18.4% are under 18 and 21.7% are 65 or older. The largest group is non-Hispanic white residents at 75.4%, then Hispanic or Latino residents (of any race) at 10.2%. 16.0% of residents were born outside the United States.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Upper Grand LagoonBay CountyFlorida Change since 2015-2019
Median age 45.8 ±3.8 41.0 42.6 +6.4
Under 18 years 18.4% ±2.3 pts 21.1% 19.5% –
65 years and over 21.7% ±2.9 pts 18.3% 21.3% –
Male 50.8% ±2.3 pts 49.7% 49.1% –
Hispanic or Latino (any race) 10.2% ±2.9 pts 9.2% 27.4% +5.2 pts
White alone, not Hispanic 75.4% ±4.2 pts 72.7% 50.4% −9.5 pts
Black or African American alone, not Hispanic 3.4% ±2.0 pts 9.8% 14.6% no clear change
Asian alone, not Hispanic 2.2% ±1.1 pts 2.0% 2.9% no clear change
American Indian and Alaska Native alone, not Hispanic 0.2% ±0.2 pts 0.2% 0.1% –
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.3 pts 0.1% 0.1% –
Two or more races, not Hispanic 7.5% ±3.4 pts 5.6% 3.8% –
Some other race alone, not Hispanic 1.1% ±1.1 pts 0.5% 0.7% –
Born outside the United States 16.0% ±4.3 pts 8.6% 21.9% +8.8 pts
Speak a language other than English at home (age 5+) 18.0% ±4.0 pts 10.9% 30.6% –
Civilian veterans (age 18+) 14.9% ±3.2 pts 13.6% 7.4% –
With a disability 14.3% ±2.4 pts 17.4% 13.7% –
No health insurance coverage 14.8% ±3.8 pts 14.4% 11.5% no clear change
High school graduate or higher (age 25+) 96.5% ±1.7 pts 91.4% 89.9% –
Bachelor's degree or higher (age 25+) 37.0% ±4.4 pts 29.6% 34.1% no clear change
Graduate or professional degree (age 25+) 11.4% ±2.7 pts 10.7% 12.9% –
Lived in the same house a year earlier 84.5% ±3.5 pts 82.3% 86.3% –
Moved from another state in the past year 4.7% ±2.3 pts 5.7% 2.9% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Upper Grand Lagoon earn?

Half of Upper Grand Lagoon's 7,859 households earn less than $82,157 a year (±$6,742), against $73,533 in Bay County and $74,568 in Florida. In 2015-2019 it was $73,470 in 2024 dollars; the margins of error cannot tell the two periods apart. 8.1% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
Measure Upper Grand LagoonBay CountyFlorida Change since 2015-2019
Median household income $82,157 ±$6,742 $73,533 $74,568 no clear change
Mean household income $109,614 ±$9,602 $96,618 $105,967 –
Per capita income $49,446 ±$4,098 $40,782 $42,609 no clear change
People below the poverty line 8.1% ±2.5 pts 11.9% 12.6% −7.0 pts
Children under 18 below the poverty line 11.8% ±6.8 pts 17.3% 16.5% −18.2 pts
Households receiving SNAP 9.3% ±3.9 pts 12.6% 12.6% –
Households with a computer 98.9% ±0.7 pts 97.3% 96.6% –
Households with a broadband subscription 94.3% ±2.0 pts 92.8% 91.6% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Upper Grand Lagoon?

Owners occupy 62.3% of Upper Grand Lagoon's occupied homes and renters 37.7%. The median owner-occupied home is valued at $373,200 by its owner (±$19,237). The median renter pays $1,667 a month including utilities, and 48.0% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
Measure Upper Grand LagoonBay CountyFlorida Change since 2015-2019
Median home value (owner-occupied) $373,200 ±$19,237 $310,500 $359,000 +$91,371
Median gross rent $1,667 ±$110 $1,484 $1,669 +$193
Renters paying 35% or more of income on rent 48.0% ±11.2 pts 45.7% 50.2% no clear change
Median monthly owner costs, with a mortgage $1,917 ±$138 $1,778 $1,959 –
Owner-occupied homes 62.3% ±5.1 pts 66.8% 67.6% no clear change
Renter-occupied homes 37.7% ±5.1 pts 33.2% 32.4% –
Housing units 9,403 ±579 108,362 10,256,470 no clear change
Homeowner vacancy rate 1.6% ±1.9 pts 1.5% 1.4% –
Rental vacancy rate 10.7% ±6.0 pts 11.7% 7.6% –
Single-family detached homes 49.8% ±4.2 pts 51.0% 54.7% –
Mobile homes 8.9% ±2.8 pts 10.0% 8.0% –
Built 2020 or later 5.7% ±2.7 pts 5.3% 3.2% –
Built 2010 to 2019 8.9% ±3.2 pts 11.7% 11.0% –
Built 1939 or earlier 0.0% ±0.6 pts 1.6% 1.9% –
Households with no vehicle 4.2% ±2.6 pts 4.3% 6.0% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Upper Grand Lagoon work and get to work?

76.4% of Upper Grand Lagoon's workers drive alone and 11.0% work from home. The average trip to work takes 20.8 minutes. The unemployment rate in 2020-2024 averaged 2.6%.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
Measure Upper Grand LagoonBay CountyFlorida Change since 2015-2019
In the labor force (age 16+) 64.6% ±3.8 pts 63.6% 59.8% –
Unemployment rate 2.6% ±1.2 pts 3.9% 4.8% no clear change
Drove alone to work 76.4% ±5.0 pts 75.1% 70.2% –
Carpooled 9.6% ±4.8 pts 11.5% 9.2% –
Public transportation 0.0% ±0.6 pts 0.3% 1.2% –
Walked 1.0% ±0.8 pts 1.1% 1.4% –
Worked from home 11.0% ±2.8 pts 10.1% 15.7% +6.8 pts
Mean travel time to work 20.8 min ±3.2 23.9 min 28.0 min no clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Upper Grand Lagoon?

3 census tracts lie mostly in Upper Grand Lagoon (2020 census blocks). Their median household incomes run from $71,365 (Tract 26.04) to $97,736 (Tract 26.09).

Census tracts in Upper Grand Lagoon, ACS 2020-2024 5-year estimates
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Upper Grand Lagoon
Tract 26.04Bay County7,541 $71,365 $342,900100%
Tract 26.09Bay County5,658 $97,736 $360,300100%
Tract 26.08Bay County4,033 $86,824 $488,400100%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Upper Grand Lagoon) · Census block assignment files

How does Upper Grand Lagoon compare with other places in Florida?

Upper Grand Lagoon ranks 273rd of 754 places in Florida with 1,000 or more residents and a reliable estimate, by median household income.

Upper Grand Lagoon's rank in Florida (1 = highest): by population among the state's incorporated places with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population (ACS 2020-2024)231st766
Residents per square mile382nd770
Median household income273rd754
Per capita income217th763
Median home value314th749
Median gross rent329th710
Poverty rate489th634
Bachelor's degree or higher272nd733
Median age294th762
Owner-occupied share543rd760
Work from home462nd596
Travel time to work698th764

Upper Grand Lagoon's figures with every place in Florida (CSV)

Every place in Florida, sortable · Compare Upper Grand Lagoon with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Upper Grand Lagoon?

7 of the 57 figures for Upper Grand Lagoon on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Upper Grand Lagoon are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' school search.