City profile · Florida · Census ACS 2023

North Key Largo, FL

Population, income, housing, safety, climate and schools for North Key Largo - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,630
Residents
$146,389
Median income
$1,858,300
Median home
$2,436
Median rent (state)

North Key Largo - the verdict

North Key Largo ranks in the 94th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

94th
percentile, household income
99th
percentile, home value
91st
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: North Key Largo, FL

Florida's North Key Largo is a small town, with 1,630 residents per the latest Census Bureau ACS figures. The typical household in North Key Largo brings in $146,389 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 30.3%. North Key Largo's housing stock carries a median value of $1,858,300, and the median resident age is 69.4 years. About 59.4% of adults hold a bachelor's degree or higher, while 24.8% of working-age residents are in the labor force.

Florida carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Florida at 103.4 on a 100-equals-national-average scale (Above Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $2,436 monthly. Monthly utility costs average around $225 across Florida, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 99.6 out of 100 (Very High).

Population

1,630 residents

Census ACS 2023 - Florida

Median Household Income

$146,389 /yr

Poverty 30.3%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does North Key Largo compare to other US cities?

North Key Largo measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 94% higher than other cities
Home value 99% pricier than other cities
Median rent 91% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares North Key Largo against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Median Home Value is North Key Largo's strongest outlier among Florida cities

Among the 894 Florida cities PlainCities tracks with reported median home value data, North Key Largo ranks #9 - the 99th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares North Key Largo only against its own state's cities, not the full US field.

Median Household Income
#27 of 903
97th percentile in Florida
Median Gross Rent
#10 of 930
93rd percentile in Florida
Median Home Value
#9 of 894
99th percentile in Florida
Poverty Rate
#35 of 930
96th percentile in Florida
Bachelor's Degree or Higher
#56 of 930
94th percentile in Florida

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

94thIncome percentile

94th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How North Key Largo's home value compares nationally

Median home value vs. every US city (population 1,000+)

$1,858,300 1st percentile more affordable than 1% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). Below this entry. $900,000–$925,000: 47 US cities (0%). Below this entry. $925,000–$950,000: 37 US cities (0%). Below this entry. $950,000–$975,000: 31 US cities (0%). Below this entry. $975,000–$1,000,000: 470 US cities (3%). Below this entry. $1,000,000–$1,025,000: 0 US cities (0%). This entry sits in this band. North Key Largo $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - North Key Largo, FL North Key Largo, FL's reported median household income shown against the U.S. national quintile-share pattern (not North Key Largo, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution North Key Largo, FL median $146,389/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
North Key Largo, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for North Key Largo, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 59.4%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 30.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 24.8%

Census ACS S2301, share of working-age residents in the labor force

Population
1,630
Median Income
$146,389
Median Home Value
$1,858,300
Median Age
69.4
Poverty Rate
30.3%
Labor force participation
24.8%
Bachelor's Degree+
59.4%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
19.1%
Carpool
0.0%
Public Transit
3.6%
Walk
8.4%
Work from Home
28.2%
Other
40.7%

Based on 393 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county North Key Largo sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,436/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
99.6 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Florida

Webster
1,631 people
Wabasso
1,648 people
Molino
1,607 people
Limestone Creek
1,606 people
Patrick AFB
1,606 people
Hawthorne
1,603 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to North Key Largo's 1,630 residents (Census ACS 5-Year 2023).

New Paris, IN
1,630 people
Ledbetter, KY
1,630 people
Rector, AR
1,631 people
Salisbury, MO
1,629 people
Frenchtown, MT
1,629 people
Cherokee, NC
1,631 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to North Key Largo's $146,389 (Census ACS 5-Year 2023, table B19013).

Stevenson Ranch, CA
$146,404 median income
Five Points, OH
$146,424 median income
Bushland, TX
$146,339 median income
Baxter, SC
$146,440 median income
Cloverly, MD
$146,316 median income
Baden, MD
$146,486 median income

Race & Ethnicity Composition

Race and ethnicity - North Key Largo, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition North Key Largo, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 85.0% 10.8% ETHNICITY, Hispanic or Latino (any race) 2.3% White 85.0% Black or African American 10.8% Asian 0.2% American Indian 0.0% Native Hawaiian 0.0% Some other race 2.8% Two or more races 1.2% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How North Key Largo compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
North Key Largo (this city) 1,630 $146,389
Webster 1,631 $55,000
Wabasso 1,648 $66,771
Molino 1,607 $89,326
Census ACS 5-year FIPS FL OMB Bulletin 23-01

What do people ask about North Key Largo, FL?

What is the population of North Key Largo, FL? +

North Key Largo, FL has a population of 1,630 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in North Key Largo, FL? +

The median household income in North Key Largo is $146,389 per year, based on Census ACS 2023 data.

What is the cost of living in North Key Largo? +

BEA does not publish a city-level cost-of-living figure for North Key Largo; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in North Key Largo, FL? +

A typical home in North Key Largo is worth $1,858,300, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.