City profile · Florida · Census ACS 2023

Pensacola, FL

Population, income, housing, safety, climate and schools for Pensacola - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

54,011
Residents
$72,699
Median income
$276,500
Median home
$1,471
Median rent (state)

Pensacola - the verdict

Pensacola ranks in the 53rd percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

53rd
percentile, household income
61st
percentile, home value
58th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Pensacola, FL

54,011 people live in Pensacola, Florida - a small city by U.S. Census Bureau ACS 2023 estimates. Pensacola households earn a median of $72,699 annually, above the median for U.S. cities on this measure, with a poverty rate of 8.4%. Typical homes in Pensacola are valued around $276,500, and the median resident age is 40.8 years. Educational attainment runs 42.7% of adults with a bachelor's degree or higher. Separately, 58.2% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 93 residential units authorized here in 2024 (Stable), up 4% from five years earlier. NOAA climate normals record an annual average temperature of 68.6°F with 67.8 inches of precipitation per year.

Florida carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Florida at 103.4 on a 100-equals-national-average scale (Above Average). A typical two-bedroom carries a HUD Fair Market Rent of $1,471 per month statewide. EIA 2023 residential energy data puts Florida's average monthly utility costs around $225 (state average). FEMA's National Risk Index rates natural-hazard exposure at 95.1 out of 100 (Very High).

Population

54,011 residents

Census ACS 2023 - Florida

Median Household Income

$72,699 /yr

Poverty 8.4%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Pensacola compare to other US cities?

Where Pensacola sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 53% higher than other cities
Home value 61% pricier than other cities
Median rent 58% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Pensacola's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Florida, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

53rdIncome percentile

53rd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Pensacola's home value compares nationally

Median home value vs. every US city (population 1,000+)

$276,500 39th percentile more affordable than 39% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). This entry sits in this band. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Pensacola $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Pensacola, FL Pensacola, FL's reported median household income shown against the U.S. national quintile-share pattern (not Pensacola, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Pensacola, FL median $72,699/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Pensacola, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Pensacola, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 42.7%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 8.4%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 58.2%

Census ACS S2301, share of working-age residents in the labor force

Population
54,011
Median Income
$72,699
Median Home Value
$276,500
Median Age
40.8
Poverty Rate
8.4%
Labor force participation
58.2%
Bachelor's Degree+
42.7%

Climate

Avg Temperature
68.6°F
Annual Precipitation
67.8"
Annual Snowfall
N/A

Schools

Total Schools
58
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
53,500 residents54,000 residents54,500 residents55,000 residents 202020212022202320242025 54,566 residents 53,817 residents ▼ -1.4%
Pensacola's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

🏗️ Stable
Total Permits (2024)
93
housing units authorized
Single-Family
93
detached homes
Multifamily
0
apartments & condos
Supply Intensity
1.7
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 89
2020 92
2021 215
2022 43
2023 40
2024 93

Permit volume increased 4% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
72.9%
Carpool
7.1%
Public Transit
0.8%
Walk
1.4%
Work from Home
15.2%
Other
2.6%

Based on 26,039 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Pensacola sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,471/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
95.1 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Florida

Pinellas Park
53,423 people
Bonita Springs
54,830 people
Westchester
53,082 people
Winter Haven
52,846 people
Kendale Lakes
52,141 people
Apopka
56,202 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Pensacola's 54,011 residents (Census ACS 5-Year 2023).

Manhattan, KS
53,951 people
Logan, UT
53,923 people
Kentwood, MI
54,114 people
Texas City, TX
54,159 people
Rocky Mount, NC
54,175 people
Peabody, MA
54,180 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Pensacola's $72,699 (Census ACS 5-Year 2023, table B19013).

Chapman, KS
$72,699 median income
St. Clair Shores, MI
$72,693 median income
Deerfield, KS
$72,692 median income
Kendrick, ID
$72,708 median income
Winterport, ME
$72,708 median income
Omaha, NE
$72,708 median income

Race & Ethnicity Composition

Race and ethnicity - Pensacola, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Pensacola, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 67.5% 21.2% 6.8% ETHNICITY, Hispanic or Latino (any race) 4.5% White 67.5% Black or African American 21.2% Asian 2.8% American Indian 0.1% Native Hawaiian 0.1% Some other race 1.5% Two or more races 6.8% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Pensacola compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Pensacola (this city) 54,011 $72,699
Pinellas Park 53,423 $62,043
Bonita Springs 54,830 $90,486
Westchester 53,082 $75,905
Census ACS 5-year FIPS FL NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Pensacola, FL?

What is the population of Pensacola, FL? +

Pensacola, FL has a population of 54,011 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Pensacola, FL? +

The median household income in Pensacola is $72,699 per year, based on Census ACS 2023 data.

What is the cost of living in Pensacola? +

BEA does not publish a city-level cost-of-living figure for Pensacola; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Pensacola, FL? +

Pensacola's median home value sits at $276,500, according to Census ACS 2023 estimates.

What is the climate like in Pensacola? +

Climate normals put Pensacola's yearly average temperature at 68.6°F, 67.8 inches of precipitation. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.