City profile ยท Florida ยท Census ACS 2023

West Pensacola, FL

West Pensacola's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

20,679
Residents
$38,641
Median income
$109,800
Median home
$1,526
Median rent (state)
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Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.

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Starting with West Pensacola, FL - add up to three more cities on the compare page.

See how it ranks

State rank, size-class rank, and four peer cities for West Pensacola.

Place dossier plate

Sheet FL-WEST-PENSACOLA-FL ยท West Pensacola, FL 20,679 pop ยท income 7th pct

POP-TOWN ยท INC-LOW ยท COL-PAR ยท SAFE-UNK ยท RANK-BOTTOM ยท PHOTO-FINISH ยท HOME-LOW ยท BOOK-UNK

  • POP-TOWN 20,679
  • INC-LOW $38,641
  • COL-PAR 103.4
  • SAFE-UNK Safety pending
  • RANK-BOTTOM 7th
  • PHOTO-FINISH โ‰ˆ Mount Vernon
  • HOME-LOW $109,800
  • BOOK-UNK Tracts pending

Nearest income peer: Mount Vernon, KY ( $2 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around West Pensacola

Lowest/highest poles plus peers nearest West Pensacola on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau ยท ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for West Pensacola on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 20,679.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $38,641. Population peers are excluded.

4 peers

West Pensacola - the verdict

West Pensacola ranks in the 7th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

7th
percentile, household income
13th
percentile, home value
73rd
percentile, median rent
๐Ÿ“ How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: West Pensacola, FL

West Pensacola is a small city in Florida, home to 20,679 residents per U.S. Census Bureau ACS 2023 estimates. Households in West Pensacola report a median income of $38,641 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 19.3%. Home values in West Pensacola run a median of $109,800, and the median resident age is 37.8 years. 14.7% of adults here have a bachelor's degree or higher; 53.4% of working-age residents are in the labor force.

Florida carries a cost-of-living premium: the state registers 103.4 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,526 per month statewide. Statewide, average monthly utility bills in Florida run around $225, per EIA 2023 residential energy data. Workers in West Pensacola report an average commute of 22.0 minutes, with 65.9% driving alone and 8.4% working from home. On FEMA's National Risk Index, this area rates 75.7 out of 100 for natural-hazard exposure (High).

A decision-led reading path

Useful questions to ask of West Pensacola's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to work and mobility to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For West Pensacola, city-specific coverage includes commute-mode shares. No matched row is reported here for matched public-school count, local building permits, within-city Census tract profiles, FBI reported-crime rates, annual population history; the page leaves those layers out instead of substituting a statewide or national value.

1. Comparison shortlist

Which cities make useful reference points for West Pensacola?

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Within Florida, the closest population matches are Groveland (20,621 residents, $92,258 income); Midway CDP (Santa Rosa County) (20,745 residents, $90,662 income); Fort Walton Beach (20,956 residents, $66,556 income). Outside the state, the closest population matches in this dataset are Forest Lake, MN (20,678 residents); Northfield, MN (20,678 residents); Tullahoma, TN (20,672 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Open a side-by-side comparison →

Question 2

What does the journey to work look like in West Pensacola?

Driving alone is the largest reported mode at 65.9%. The reported mean trip to work is 22.0 minutes.

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Compare commute patterns →

3. Housing and income

How far does income reach against housing in West Pensacola?

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.

The home-value-to-income reference sits in a middle range: the ACS median home value is 2.8 times median household income. The ACS poverty estimate is 19.3%, which keeps the citywide median from describing every household.

Compare the housing trade-off →

Population

20,679 residents

Small city (10kโ€“49k)

Median Household Income

$38,641 /yr

Lowest-decile income ยท poverty 19.3% (High poverty)

Cost of Living Index (state)

103.4 (US=100)

Above-average cost ยท BEA RPP 2024, Florida average

City profile score ยท West Pensacola, FL

15/100

4 published dimensions ยท ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Cost of living F
103.4 index

BEA state Regional Price Parities index (100 โ‰ˆ national average); lower is stronger on this axis. Same value for every city in the state.

Bachelor's+ share F
14.7%

Adults with a bachelor's degree or higher; ACS.

Poverty rate F
19.3%

Share of residents below the poverty line; lower scores better on this axis.

Household income F
$38,641

Median household income vs U.S. cities (pop โ‰ฅ1,000); ACS.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

West Pensacola profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Cost of living, Bachelor's+ share, Poverty rate, Household income. Cost of livingBachelor's+ sharePoverty rateHousehold income 15 F
West Pensacola profile (scored ACS/FBI dimensions)
Read the chart values
  • Cost of living: 25/100 (F) ยท 103.4 index
  • Bachelor's+ share: 19/100 (F) ยท 14.7%
  • Poverty rate: 15/100 (F) ยท 19.3%
  • Household income: 5/100 (F) ยท $38,641

How does West Pensacola compare to other US cities?

Here's how West Pensacola stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 7% higher than other cities
Home value 13% pricier than other cities
Median rent 73% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares West Pensacola against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Median Gross Rent places West Pensacola near the bottom of Florida's cities

Among the 930 Florida cities PlainCities tracks with reported median gross rent data, West Pensacola ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares West Pensacola only against its own state's cities, not the full US field.

Median Household Income
#858 of 903
5th percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#838 of 894
6th percentile in Florida
Poverty Rate
#132 of 930
85th percentile in Florida
Bachelor's Degree or Higher
#730 of 930
21st percentile in Florida
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

7thIncome percentile
Gauge source note

7th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How West Pensacola's home value compares nationally

Median home value vs. every US city (population 1,000+)

$109,800 Among the most affordable more affordable than 87% of 15,600 US cities

Show national distribution $0โ€“$25,000: 5 US cities (0%). Below this entry. $25,000โ€“$50,000: 54 US cities (0%). Below this entry. $50,000โ€“$75,000: 352 US cities (2%). Below this entry. $75,000โ€“$100,000: 1,086 US cities (7%). Below this entry. $100,000โ€“$125,000: 1,516 US cities (10%). This entry sits in this band. $125,000โ€“$150,000: 1,170 US cities (8%). Above this entry. $150,000โ€“$175,000: 1,278 US cities (8%). Above this entry. $175,000โ€“$200,000: 1,229 US cities (8%). Above this entry. $200,000โ€“$225,000: 1,035 US cities (7%). Above this entry. $225,000โ€“$250,000: 976 US cities (6%). Above this entry. $250,000โ€“$275,000: 754 US cities (5%). Above this entry. $275,000โ€“$300,000: 712 US cities (5%). Above this entry. $300,000โ€“$325,000: 521 US cities (3%). Above this entry. $325,000โ€“$350,000: 526 US cities (3%). Above this entry. $350,000โ€“$375,000: 465 US cities (3%). Above this entry. $375,000โ€“$400,000: 393 US cities (3%). Above this entry. $400,000โ€“$425,000: 317 US cities (2%). Above this entry. $425,000โ€“$450,000: 300 US cities (2%). Above this entry. $450,000โ€“$475,000: 307 US cities (2%). Above this entry. $475,000โ€“$500,000: 250 US cities (2%). Above this entry. $500,000โ€“$525,000: 160 US cities (1%). Above this entry. $525,000โ€“$550,000: 156 US cities (1%). Above this entry. $550,000โ€“$575,000: 172 US cities (1%). Above this entry. $575,000โ€“$600,000: 172 US cities (1%). Above this entry. $600,000โ€“$625,000: 163 US cities (1%). Above this entry. $625,000โ€“$650,000: 167 US cities (1%). Above this entry. $650,000โ€“$675,000: 135 US cities (1%). Above this entry. $675,000โ€“$700,000: 101 US cities (1%). Above this entry. $700,000โ€“$725,000: 95 US cities (1%). Above this entry. $725,000โ€“$750,000: 71 US cities (0%). Above this entry. $750,000โ€“$775,000: 65 US cities (0%). Above this entry. $775,000โ€“$800,000: 70 US cities (0%). Above this entry. $800,000โ€“$825,000: 57 US cities (0%). Above this entry. $825,000โ€“$850,000: 67 US cities (0%). Above this entry. $850,000โ€“$875,000: 60 US cities (0%). Above this entry. $875,000โ€“$900,000: 58 US cities (0%). Above this entry. $900,000โ€“$925,000: 47 US cities (0%). Above this entry. $925,000โ€“$950,000: 37 US cities (0%). Above this entry. $950,000โ€“$975,000: 31 US cities (0%). Above this entry. $975,000โ€“$1,000,000: 470 US cities (3%). Above this entry. $1,000,000โ€“$1,025,000: 0 US cities (0%). Above this entry. West Pensacola $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates ยท 2023

West Pensacola's home-value-to-income ratio: 2.8ร—

ACS median home value divided by median household income.

Band
affordable
< 3.0ร—
National rank
#5,815 of 15,516
More affordable than 63% of tracked cities (pop. 1,000+)
Size class
#695 of 3,317
Small cities (10,000โ€“49,999)

At 2.8ร—, West Pensacola sits in the affordable band: national rank #5,815 of 15,516 and #695 of 3,317small cities (10,000โ€“49,999). The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.

How this ratio is calculated

Ratio = Census ACS 2023 median home value รท median household income for cities with both fields and population โ‰ฅ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0โ€“5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$38,641 West Pensacola, FL median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - West Pensacola, FL West Pensacola, FL's median household income ($38,641) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not West Pensacola, FL-specific shares. $ Household Income Distribution West Pensacola, FL median $38,641/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
West Pensacola, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for West Pensacola, FL.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 14.7%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 19.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 53.4%

Census ACS S2301, share of working-age residents in the labor force

Population
20,679
Median Income
$38,641
Median Home Value
$109,800
Median Age
37.8
Poverty Rate
19.3%
Labor force participation
53.4%
Bachelor's Degree+
14.7%

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Average Commute Time
22.0 minutes
Drive Alone
65.9%
Carpool
12.8%
Public Transit
4.7%
Walk
1.2%
Work from Home
8.4%
Other
7.0%

Based on 8,668 workers 16 and over.

Monthly Utility Costs

Florida statewide monthly utility average (EIA 2023): $225

EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).

These are Florida statewide averages, not a meter reading for West Pensacola. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around West Pensacola is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).

Cost/risk geography note

Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county West Pensacola sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How West Pensacola compares to similar-size Florida cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
West Pensacola (this city) 20,679 $38,641
Groveland 20,621 $92,258
Midway CDP (Santa Rosa County) 20,745 $90,662
Fort Walton Beach 20,956 $66,556
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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