City profile · Hawaii · Census ACS 2023

Ocean Pointe, HI

Ocean Pointe's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

16,276
Residents
$143,394
Median income
$877,600
Median home
$2,433
Median rent (state)
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See how it ranks

State rank, size-class rank, and four peer cities for Ocean Pointe.

Place dossier plate

Sheet HI-OCEAN-POINTE-HI · Ocean Pointe, HI 16,276 pop · income 93rd pct

POP-TOWN · INC-TOP · COL-ABOVE · SAFE-UNK · RANK-TOP · PHOTO-FINISH · HOME-TOP · BOOK-UNK

  • POP-TOWN 16,276
  • INC-TOP $143,394
  • COL-ABOVE 110.0
  • SAFE-UNK Safety pending
  • RANK-TOP 93rd
  • PHOTO-FINISH ≈ Harrisburg
  • HOME-TOP $877,600
  • BOOK-UNK Tracts pending

Nearest income peer: Harrisburg, NC ( $1 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Ocean Pointe

Lowest/highest poles plus peers nearest Ocean Pointe on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Ocean Pointe on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 16,276.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $143,394. Population peers are excluded.

4 peers

Ocean Pointe - the verdict

Ocean Pointe ranks in the 93rd percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

93rd
percentile, household income
96th
percentile, home value
99th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Ocean Pointe, HI

Census ACS 2023 estimates count 16,276 residents in Ocean Pointe, a small town within Hawaii. Households in Ocean Pointe report a median income of $143,394 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 2.7%. Home values in Ocean Pointe run a median of $877,600, and the median resident age is 32.9 years. 47.8% of adults here have a bachelor's degree or higher; 60.5% of working-age residents are in the labor force.

Hawaii carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Hawaii at 110.0 on a 100-equals-national-average scale (Well Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $2,433 per month. EIA 2023 residential energy data puts Hawaii's average monthly utility costs around $280 (state average). Commute times here average 35.8 minutes, with 76.8% driving alone and 6.3% working from home, per Census ACS commuting data. On FEMA's National Risk Index, this area rates 75.0 out of 100 for natural-hazard exposure (High).

A decision-led reading path

Useful questions to ask of Ocean Pointe's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Ocean Pointe, city-specific coverage includes commute-mode shares. No matched row is reported here for local building permits, matched public-school count, annual population history, within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

How far does income reach against housing in Ocean Pointe?

The home-value-to-income reference is comparatively stretched: the ACS median home value is 6.1 times median household income. The ACS poverty estimate is 2.7%, which keeps the citywide median from describing every household.

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.

Compare the housing trade-off →

2. Work and mobility

What does the journey to work look like in Ocean Pointe?

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Driving alone is the largest reported mode at 76.8%. The reported mean trip to work is 35.8 minutes.

Compare commute patterns →

Question 3

Which cities make useful reference points for Ocean Pointe?

Within Hawaii, the closest population matches are Schofield Barracks (16,755 residents, $74,695 income); Wailuku (15,754 residents, $93,958 income); Ewa Beach (15,388 residents, $124,958 income). Outside the state, the closest population matches in this dataset are Pearl River, NY (16,282 residents); Mountain Home, ID (16,265 residents); Ladson, SC (16,261 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Open a side-by-side comparison →

Population

16,276 residents

Small city (10k–49k)

Median Household Income

$143,394 /yr

Top-decile income · poverty 2.7% (Low poverty)

Cost of Living Index (state)

110.0 (US=100)

Highest-decile cost · BEA RPP 2024, Hawaii average

City profile score · Ocean Pointe, HI

67/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Household income A+
$143,394

Median household income vs U.S. cities (pop ≥1,000); ACS.

Bachelor's+ share A-
47.8%

Adults with a bachelor's degree or higher; ACS.

Poverty rate A-
2.7%

Share of residents below the poverty line; lower scores better on this axis.

Cost of living F
110.0 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Ocean Pointe profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Household income, Bachelor's+ share, Poverty rate, Cost of living. Household incomeBachelor's+ sharePoverty rateCost of living 67 B-
Ocean Pointe profile (scored ACS/FBI dimensions)
Read the chart values
  • Household income: 94/100 (A+) · $143,394
  • Bachelor's+ share: 82/100 (A-) · 47.8%
  • Poverty rate: 81/100 (A-) · 2.7%
  • Cost of living: 8/100 (F) · 110.0 index

How does Ocean Pointe compare to other US cities?

Here's how Ocean Pointe stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 93% higher than other cities
Home value 96% pricier than other cities
Median rent 99% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Ocean Pointe against every qualifying US city; each in-state rank narrows that to Hawaii only. Full formula and direction notes: methodology.

Hawaii-relative analysis

Median Gross Rent places Ocean Pointe near the bottom of Hawaii's cities

Among the 160 Hawaii cities PlainCities tracks with reported median gross rent data, Ocean Pointe ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Ocean Pointe only against its own state's cities, not the full US field.

Median Household Income
#10 of 155
94th percentile in Hawaii
Median Gross Rent
#1 of 160
0th percentile in Hawaii
Median Home Value
#46 of 150
69th percentile in Hawaii
Poverty Rate
#133 of 160
16th percentile in Hawaii
Bachelor's Degree or Higher
#24 of 160
85th percentile in Hawaii
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Hawaii only, not a livability score. See the methodology for the source and calculation.

93rdIncome percentile
Gauge source note

93rd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Ocean Pointe's home value compares nationally

Median home value vs. every US city (population 1,000+)

$877,600 4th percentile more affordable than 4% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). This entry sits in this band. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Ocean Pointe $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Ocean Pointe's home-value-to-income ratio: 6.1×

ACS median home value divided by median household income.

Band
pressured
> 5.0×
National rank
#14,189 of 15,516
More affordable than 9% of tracked cities (pop. 1,000+)
Size class
#2,988 of 3,317
Small cities (10,000–49,999)

At 6.1×, Ocean Pointe sits in the pressured band: national rank #14,189 of 15,516 and #2,988 of 3,317small cities (10,000–49,999). Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$143,394 Ocean Pointe, HI median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Ocean Pointe, HI Ocean Pointe, HI's median household income ($143,394) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Ocean Pointe, HI-specific shares. $ Household Income Distribution Ocean Pointe, HI median $143,394/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Ocean Pointe, HI median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Ocean Pointe, HI.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 47.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 2.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 60.5%

Census ACS S2301, share of working-age residents in the labor force

Population
16,276
Median Income
$143,394
Median Home Value
$877,600
Median Age
32.9
Poverty Rate
2.7%
Labor force participation
60.5%
Bachelor's Degree+
47.8%

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Average Commute Time
35.8 minutes
Drive Alone
76.8%
Carpool
12.6%
Public Transit
1.1%
Walk
1.1%
Work from Home
6.3%
Other
2.1%

Based on 7,978 workers 16 and over.

Monthly Utility Costs

Hawaii statewide monthly utility average (EIA 2023): $280

EIA 2023 residential energy data puts average monthly utilities across Hawaii at $280 (electricity about $220 , water and sewer about $60 ).

These are Hawaii statewide averages, not a meter reading for Ocean Pointe. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Hawaii's BEA cost-of-living index is 110.0 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Ocean Pointe is $2,433/mo. FEMA's National Risk Index, averaged to Hawaii statewide on PlainCities, rates natural-hazard exposure at 75.0 / 100 (High).

Cost/risk geography note

Cost of living is a Hawaii statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Ocean Pointe sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Ocean Pointe compares to similar-size Hawaii cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Ocean Pointe (this city) 16,276 $143,394
Schofield Barracks 16,755 $74,695
Wailuku 15,754 $93,958
Ewa Beach 15,388 $124,958
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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