Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.
Place dossier plate
SheetHI-WEST-LOCH-ESTATE-HI · West Loch Estate, HI 6,441 pop · income 88th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around West Loch Estate
Lowest/highest poles plus peers nearest West Loch Estate on median household income. Full ladder: /browse and /rankings.
median HH income
Leitchfield · lowest
47,168
Leitchfield · lowest
47,168 median HH income
38.0% of the leader · rank #1
Valley · near
124,000
Valley · near
124,000 median HH income
100.0% of the leader · rank #2
Tiki Island · near
124,000
Tiki Island · near
124,000 median HH income
100.0% of the leader · rank #3
West Loch Est… · this city
124,009
West Loch Est… · this city
124,009 median HH income
100.0% of the leader · rank #4
Brookfield · near
124,026
Brookfield · near
124,026 median HH income
100.0% of the leader · rank #5
East Moriches · near
124,028
East Moriches · near
124,028 median HH income
100.0% of the leader · rank #6
Kettering · highest
124,036
Kettering · highest
124,036 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for West Loch Estate on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 6,441.
Out of every US city with 1,000+ residents, West Loch Estate places in the 88th percentile for household income. Source: Census ACS.
88th
percentile, household income
95th
percentile, home value
99th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: West Loch Estate, HI
West Loch Estate is a small town in Hawaii, home to 6,441 residents per U.S. Census Bureau ACS 2023 estimates. Households in West Loch Estate report a median income of $124,009 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.8%. Typical homes in West Loch Estate are valued around $833,500, and the median resident age is 36.0 years. About 25.3% of adults hold a bachelor's degree or higher, while 61.5% of working-age residents are in the labor force.
Hawaii carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Hawaii at 110.0 on a 100-equals-national-average scale (Well Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $2,433 per month. Monthly utility costs average around $280 across Hawaii, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 75.0 out of 100 on FEMA's National Risk Index (High).
A decision-led reading path
Useful questions to ask of West Loch Estate's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For West Loch Estate, city-specific coverage includes commute-mode shares.
No matched row is reported here for annual population history, within-city Census tract profiles, FBI reported-crime rates, local building permits, matched public-school count; the page leaves those layers out instead of substituting a statewide or national value.
1. Housing and income
How far does income reach against housing in West Loch Estate?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 6.7 times median household income. The ACS poverty estimate is 3.8%, which keeps the citywide median from describing every household.
What does the journey to work look like in West Loch Estate?
Driving alone is the largest reported mode at 67.7%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Which cities make useful reference points for West Loch Estate?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Hawaii, the closest population matches are Kula (6,557 residents, $91,476 income); Wailea (6,571 residents, $89,375 income); Kahaluu-Keauhou (6,670 residents, $93,594 income). Outside the state, the closest population matches in this dataset are Colusa, CA (6,439 residents); Thurmont, MD (6,439 residents); Ralston, NE (6,445 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Highest-decile cost · BEA RPP 2024, Hawaii average
C
City profile score · West Loch Estate, HI
57/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A
$124,009
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate B
3.8%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share C-
25.3%
Adults with a bachelor's degree or higher; ACS.
Cost of living F
110.0 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
West Loch Estate profile (scored ACS/FBI dimensions)Read the chart values
Household income: 88/100 (A) · $124,009
Poverty rate: 73/100 (B) · 3.8%
Bachelor's+ share: 50/100 (C-) · 25.3%
Cost of living: 8/100 (F) · 110.0 index
How does West Loch Estate compare to other US cities?
West Loch Estate measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income88% higher than other cities
Home value95% pricier than other cities
Median rent99% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares West Loch Estate against every qualifying US city; each in-state rank narrows that to Hawaii only. Full formula and direction notes: methodology.
Hawaii-relative analysis
Median Gross Rent places West Loch Estate near the bottom of Hawaii's cities
Among the 160 Hawaii cities PlainCities tracks with reported median gross rent data, West Loch Estate ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares West Loch Estate only against its own state's cities, not the full US field.
Median Household Income
#30 of 155
81st percentile in Hawaii
Median Gross Rent
#1 of 160
0th percentile in Hawaii
Median Home Value
#57 of 150
62nd percentile in Hawaii
Poverty Rate
#120 of 160
23rd percentile in Hawaii
Bachelor's Degree or Higher
#104 of 160
35th percentile in Hawaii
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Hawaii only, not a livability score. See the methodology for the source and calculation.
Gauge source note
88th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How West Loch Estate's home value compares nationally
Median home value vs. every US city (population 1,000+)
$833,5005th percentilemore affordable than 5% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
West Loch Estate's home-value-to-income ratio: 6.7×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#14,543 of 15,516
More affordable than 6% of tracked cities (pop. 1,000+)
Size class
#10,727 of 11,323
Micro cities (under 10,000)
At 6.7×, West Loch Estate sits in the pressured band:
national rank #14,543 of 15,516 and #10,727 of 11,323micro cities (under 10,000).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$124,009West Loch Estate, HI median household income (Census ACS)
Show U.S. national quintile / Lorenz context West Loch Estate, HI median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for West Loch Estate, HI.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)25.3%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)3.8%
Census ACS S1701, poverty status
Labor force participation (adults 16+)61.5%
Census ACS S2301, share of working-age residents in the labor force
Population
6,441
Median Income
$124,009
Median Home Value
$833,500
Median Age
36.0
Poverty Rate
3.8%
Labor force participation
61.5%
Bachelor's Degree+
25.3%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
67.7%
Carpool
16.6%
Public Transit
3.2%
Walk
0.5%
Work from Home
3.8%
Other
8.2%
Based on 3,134 workers 16 and over.
Monthly Utility Costs
Hawaii statewide monthly utility average (EIA 2023): $280
EIA 2023 residential energy data puts average monthly utilities across Hawaii at $280 (electricity about $220 , water and sewer about $60 ).
These are Hawaii statewide averages, not a meter reading for West Loch Estate. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Hawaii's BEA cost-of-living index is 110.0 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around West Loch Estate is $2,433/mo. FEMA's National Risk Index, averaged to Hawaii statewide on PlainCities, rates natural-hazard exposure at 75.0 / 100 (High).
Cost/risk geography note
Cost of living is a Hawaii statewide BEA average; rent is a county-level HUD Fair Market Rent for the county West Loch Estate sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How West Loch Estate compares to similar-size Hawaii cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.