City · Iowa

Spirit Lake, Iowa

Spirit Lake, city, in Dickinson County, Iowa. Spirit Lake had 5,525 residents on July 1, 2025 by the Census Bureau's estimate, up 1.5% since 2020; the 2020 Census counted 5,439 and the ACS 2020-2024 5-year estimates put it at 5,518 (±16). GEOID 1974415.

Residents, July 2025 estimate

5,525

Census Bureau estimate (no margin published)
2020 Census count: 5,439 · ACS 2020-2024: 5,518 ±16

Median household income

$65,720

±$12,101 (90% margin)
Iowa: $75,059

Median home value

$215,100

±$23,260 (90% margin)
Iowa: $208,000

Median gross rent

$911

±$56 (90% margin)
Iowa: $972

Where is Spirit Lake and what county is it in?

Spirit Lake is a city in Dickinson County, Iowa. It covers 4.5 square miles of land, 1,203 residents per square mile in 2020.

Spirit Lake is in the Spirit Lake, IA micropolitan statistical area (Census Bureau delineation, July 2023).

Spirit Lake (marked with a dot) in Dickinson County, Iowa. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Spirit Lake, and is it growing?

The Census Bureau estimates that 5,525 people lived in Spirit Lake on July 1, 2025, up 1.5% since 2020, in line with Iowa (+1.5%). The 2020 Census counted 5,439 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 5,518 (±16).

  • July 2020→2021 +33 (5,498)
  • 2021→2022 +45 (5,543)
  • 2022→2023 +13 (5,556)
  • 2023→2024 −16 (5,540)
  • 2024→2025 −15 (5,525)
ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
Measure Spirit LakeDickinson CountyIowa Change since 2015-2019
Total population 5,518 ±16 17,990 3,210,507 +449
Households 2,716 ±183 8,845 1,315,707 no clear change
Average household size 1.97 ±0.13 2.00 2.36 no clear change
Housing units 2,881 ±177 14,206 1,437,699 no clear change

Spirit Lake's population since 2000

From 4,261 in 2000 to 5,525 in 2025: up 29.7%. The 2000, 2010 and 2020 figures are census counts, each for Spirit Lake as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.

  • 2000 Census 4,261
  • 2005 (estimate) 4,608
  • 2010 Census 4,840
  • 2015 (estimate) 4,990
  • 2020 Census 5,439
  • 2025 (estimate) 5,525

Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Spirit Lake?

The median resident of Spirit Lake is 40.4 years old; 19.5% are under 18 and 22.1% are 65 or older. The largest group is non-Hispanic white residents at 89.8%, then non-Hispanic residents of two or more races at 6.3%. 1.6% of residents were born outside the United States.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Spirit LakeDickinson CountyIowa Change since 2015-2019
Median age 40.4 ±5.1 48.7 38.6 no clear change
Under 18 years 19.5% ±2.4 pts 19.1% 22.9% –
65 years and over 22.1% ±2.9 pts 28.2% 18.1% –
Male 50.8% ±2.9 pts 50.3% 50.2% –
Hispanic or Latino (any race) 3.7% ±1.7 pts 2.9% 7.3% –
White alone, not Hispanic 89.8% ±2.3 pts 93.4% 82.3% −6.3 pts
Black or African American alone, not Hispanic 0.1% ±0.1 pts 0.0% 3.8% –
Asian alone, not Hispanic 0.2% ±0.4 pts 0.5% 2.5% –
American Indian and Alaska Native alone, not Hispanic 0.0% ±0.5 pts 0.1% 0.2% –
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.5 pts 0.0% 0.2% –
Two or more races, not Hispanic 6.3% ±1.8 pts 3.2% 3.5% –
Some other race alone, not Hispanic 0.0% ±0.5 pts 0.0% 0.3% –
Born outside the United States 1.6% ±1.0 pts 1.2% 5.9% –
Speak a language other than English at home (age 5+) 2.3% ±1.5 pts 1.7% 9.1% –
Civilian veterans (age 18+) 8.2% ±2.9 pts 8.0% 6.5% –
With a disability 13.8% ±4.4 pts 14.7% 12.6% –
No health insurance coverage 1.7% ±1.4 pts 2.6% 5.0% –
High school graduate or higher (age 25+) 94.3% ±3.4 pts 96.9% 93.3% –
Bachelor's degree or higher (age 25+) 26.8% ±5.0 pts 31.2% 31.4% −10.7 pts
Graduate or professional degree (age 25+) 7.3% ±2.7 pts 8.6% 10.5% –
Lived in the same house a year earlier 81.1% ±5.4 pts 89.4% 87.1% –
Moved from another state in the past year 0.8% ±0.7 pts 1.2% 2.2% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Spirit Lake earn?

Half of Spirit Lake's 2,716 households earn less than $65,720 a year (±$12,101), against $75,432 in Dickinson County and $75,059 in Iowa. In 2015-2019 it was $66,818 in 2024 dollars; the margins of error cannot tell the two periods apart. 6.3% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
Measure Spirit LakeDickinson CountyIowa Change since 2015-2019
Median household income $65,720 ±$12,101 $75,432 $75,059 no clear change
Mean household income $75,816 ±$6,695 $102,164 $98,187 –
Per capita income $38,446 ±$2,688 $48,636 $40,877 no clear change
People below the poverty line 6.3% ±2.8 pts 7.6% 11.1% no clear change
Children under 18 below the poverty line 5.7% ±5.5 pts 7.9% 12.9% –
Households receiving SNAP 6.1% ±2.7 pts 4.5% 8.8% –
Households with a computer 94.4% ±3.2 pts 96.2% 94.7% –
Households with a broadband subscription 88.3% ±4.6 pts 90.8% 88.9% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Spirit Lake?

Owners occupy 67.5% of Spirit Lake's occupied homes and renters 32.5%. The median owner-occupied home is valued at $215,100 by its owner (±$23,260). The median renter pays $911 a month including utilities, and 33.7% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
Measure Spirit LakeDickinson CountyIowa Change since 2015-2019
Median home value (owner-occupied) $215,100 ±$23,260 $270,700 $208,000 no clear change
Median gross rent $911 ±$56 $922 $972 no clear change
Renters paying 35% or more of income on rent 33.7% ±9.7 pts 34.5% 35.2% no clear change
Median monthly owner costs, with a mortgage $1,429 ±$141 $1,529 $1,533 –
Owner-occupied homes 67.5% ±5.7 pts 77.5% 71.7% no clear change
Renter-occupied homes 32.5% ±5.7 pts 22.5% 28.3% –
Housing units 2,881 ±177 14,206 1,437,699 no clear change
Homeowner vacancy rate 0.0% ±1.4 pts 0.3% 0.8% –
Rental vacancy rate 0.1% ±1.0 pts 0.4% 5.7% –
Single-family detached homes 70.7% ±6.0 pts 71.0% 72.2% –
Mobile homes 5.6% ±2.9 pts 8.9% 3.2% –
Built 2020 or later 2.3% ±1.9 pts 1.6% 1.7% –
Built 2010 to 2019 12.6% ±4.8 pts 11.4% 9.2% –
Built 1939 or earlier 15.0% ±4.2 pts 16.7% 23.5% –
Households with no vehicle 8.4% ±3.4 pts 4.4% 5.4% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How many new homes is Spirit Lake building?

Builders took permits for 53 new housing units in Spirit Lake in 2025 (18 in single-family houses), 9.6 per 1,000 residents against 4.2 across Iowa.

  • 2019 43 units
  • 2020 35 units
  • 2021 73 units
  • 2022 83 units
  • 2023 53 units
  • 2024 49 units
  • 2025 53 units

Counts of units in permits a local office issued; not every permitted unit is built. A year marked with months was reported for part of the year.

Source: Building Permits Survey, annual place files 2019-2025, U.S. Census Bureau · Census Building Permits Survey

How do people in Spirit Lake work and get to work?

77.7% of Spirit Lake's workers drive alone and 9.1% work from home. The average trip to work takes 13.4 minutes.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
Measure Spirit LakeDickinson CountyIowa Change since 2015-2019
In the labor force (age 16+) 70.7% ±3.5 pts 64.5% 66.4% –
Unemployment rate 3.1% ±2.1 pts 3.0% 3.6% –
Drove alone to work 77.7% ±6.4 pts 77.7% 76.0% –
Carpooled 9.3% ±4.8 pts 8.0% 7.8% –
Public transportation 0.0% ±0.8 pts 0.0% 0.7% –
Walked 3.5% ±3.4 pts 2.4% 2.9% –
Worked from home 9.1% ±3.5 pts 10.5% 11.3% –
Mean travel time to work 13.4 min ±2.2 16.7 min 19.8 min no clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Spirit Lake?

2 census tracts lie mostly in Spirit Lake, and 2 more reach into it (2020 census blocks). Their median household incomes run from $57,774 (Tract 4505.01) to $77,614 (Tract 4505.02).

Census tracts in Spirit Lake, ACS 2020-2024 5-year estimates
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Spirit Lake
Tract 4505.02Dickinson County3,018 $77,614 $267,70079%
Tract 4505.01Dickinson County2,537 $57,774 $186,70090%
Tract 4511Dickinson County3,992 $75,875 $451,7008%
Tract 4510Dickinson County2,381 $91,974 $422,4003%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Spirit Lake) · Census block assignment files

How does Spirit Lake compare with other places in Iowa?

By the Census Bureau's July 2025 estimates, Spirit Lake is the 4,635th-most populous of the 19,476 U.S. incorporated places that have one and the 75th-most populous of 939 in Iowa.

Spirit Lake ranks 171st of 279 places in Iowa with 1,000 or more residents and a reliable estimate, by median household income.

Spirit Lake's rank in Iowa (1 = highest): by population among the state's incorporated places with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population, July 2025 estimate75th939
Growth 2020-2025 (PEP)81st275
Residents per square mile102nd279
Median household income171st279
Per capita income110th279
Median home value80th279
Median gross rent96th266
Poverty rate194th232
Bachelor's degree or higher110th279
Median age124th279
Owner-occupied share206th279
Work from home116th221
Travel time to work258th279

Spirit Lake's figures with every place in Iowa (CSV)

Every place in Iowa, sortable · Compare Spirit Lake with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Spirit Lake?

14 of the 57 figures for Spirit Lake on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Spirit Lake are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' public schools in Spirit Lake.