Census tract · Dickinson County
Census Tract 4505.02, Dickinson County, Iowa
Census Tract 4505.02, GEOID 19059450502, in Dickinson County, Iowa, mostly within Spirit Lake (79% of its census blocks). 3,018 residents in the ACS 2020-2024 5-year estimates (±336); the 2020 Census counted 3,171.
Residents, 2020-2024
3,018
±336 (90% margin)
2020 Census count: 3,171
Median household income
$77,614
±$32,110 (90% margin)
Dickinson County: $75,432
Median home value
$267,700
±$35,677 (90% margin)
Dickinson County: $270,700
Median gross rent
$899
±$52 (90% margin)
Dickinson County: $922
Where is Census Tract 4505.02?
Census Tract 4505.02 is one of 6 census tracts in Dickinson County, Iowa. It covers 3.96 square miles of land, 802 residents per square mile in 2020. Its GEOID, 19059450502, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Spirit Lake | 79% |
3 census tracts border Census Tract 4505.02: Tract 4505.01 ($57,774), Tract 4510 ($91,974) and Tract 4511 ($75,875). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 4505.02?
The 2020-2024 American Community Survey puts Census Tract 4505.02's population at 3,018 (±336) in 1,435 households; the 2020 Census counted 3,171 residents and 1,529 housing units.
| Measure | Tract 4505.02 | Spirit Lake |
|---|---|---|
| Total population | 3,018 ±336 | 5,518 |
| Households | 1,435 ±180 | 2,716 |
| Average household size | 2.05 ±0.19 | 1.97 |
| Housing units | 1,654 ±140 | 2,881 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 4505.02?
The median resident of Census Tract 4505.02 is 40.3 years old; 20.6% are under 18 and 21.4% are 65 or older. The largest group is non-Hispanic white residents at 83.3%, then non-Hispanic residents of two or more races at 9.8%. 2.6% of residents were born outside the United States.
| Measure | Tract 4505.02 | Spirit Lake |
|---|---|---|
| Median age | 40.3 ±7.8 | 40.4 |
| Under 18 years | 20.6% ±3.0 pts | 19.5% |
| 65 years and over | 21.4% ±3.8 pts | 22.1% |
| Hispanic or Latino (any race) | 6.4% ±3.2 pts | 3.7% |
| White alone, not Hispanic | 83.3% ±4.3 pts | 89.8% |
| Black or African American alone, not Hispanic | 0.1% ±0.1 pts | 0.1% |
| Asian alone, not Hispanic | 0.4% ±0.8 pts | 0.2% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Two or more races, not Hispanic | 9.8% ±3.2 pts | 6.3% |
| Some other race alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Born outside the United States | 2.6% ±1.7 pts | 1.6% |
| Speak a language other than English at home (age 5+) | 3.8% ±2.5 pts | 2.3% |
| Civilian veterans (age 18+) | 8.5% ±4.0 pts | 8.2% |
| With a disability | 13.7% ±5.3 pts | 13.8% |
| No health insurance coverage | 3.0% ±2.7 pts | 1.7% |
| High school graduate or higher (age 25+) | 92.5% ±5.5 pts | 94.3% |
| Bachelor's degree or higher (age 25+) | 25.3% ±6.7 pts | 26.8% |
| Graduate or professional degree (age 25+) | 7.2% ±2.8 pts | 7.3% |
| Lived in the same house a year earlier | 81.5% ±6.9 pts | 81.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 4505.02 earn?
Half of the 1,435 households in Census Tract 4505.02 earn less than $77,614 a year (±$32,110), against $75,432 across Dickinson County: 3rd highest of the county's 6 tracts with a reliable estimate.
| Measure | Tract 4505.02 | Spirit Lake |
|---|---|---|
| Median household income | $77,614 ±$32,110 | $65,720 |
| Mean household income | $84,703 ±$8,856 | $75,816 |
| Per capita income | $40,656 ±$3,950 | $38,446 |
| People below the poverty line | 5.3% ±4.3 pts | 6.3% |
| Children under 18 below the poverty line | 7.8% ±7.2 pts | 5.7% |
| Households receiving SNAP | 3.1% ±3.5 pts | 6.1% |
| Households with a computer | 95.9% ±3.4 pts | 94.4% |
| Households with a broadband subscription | 87.7% ±6.5 pts | 88.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 4505.02?
Owners occupy 68.2% of Census Tract 4505.02's occupied homes and renters 31.8%. The median owner-occupied home is valued at $267,700 by its owner (±$35,677). The median renter pays $899 a month including utilities, and 43.0% of renters pay 35% or more of their income on rent.
| Measure | Tract 4505.02 | Spirit Lake |
|---|---|---|
| Median home value (owner-occupied) | $267,700 ±$35,677 | $215,100 |
| Median gross rent | $899 ±$52 | $911 |
| Renters paying 35% or more of income on rent | 43.0% ±18.0 pts | 33.7% |
| Median monthly owner costs, with a mortgage | $1,783 ±$242 | $1,429 |
| Owner-occupied homes | 68.2% ±7.3 pts | 67.5% |
| Renter-occupied homes | 31.8% ±7.3 pts | 32.5% |
| Housing units | 1,654 ±140 | 2,881 |
| Single-family detached homes | 72.9% ±8.4 pts | 70.7% |
| Mobile homes | 8.0% ±5.0 pts | 5.6% |
| Built 2020 or later | 2.1% ±2.0 pts | 2.3% |
| Built 2010 to 2019 | 20.0% ±8.3 pts | 12.6% |
| Built 1939 or earlier | 5.6% ±4.6 pts | 15.0% |
| Households with no vehicle | 13.3% ±5.0 pts | 8.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 4505.02 get to work?
74.9% of Census Tract 4505.02's workers drive alone and 8.2% work from home. The average trip to work takes 13.8 minutes.
| Measure | Tract 4505.02 | Spirit Lake |
|---|---|---|
| In the labor force (age 16+) | 76.0% ±5.3 pts | 70.7% |
| Unemployment rate | 3.5% ±2.9 pts | 3.1% |
| Drove alone to work | 74.9% ±9.2 pts | 77.7% |
| Carpooled | 10.4% ±5.6 pts | 9.3% |
| Public transportation | 0.0% ±1.4 pts | 0.0% |
| Walked | 5.4% ±5.5 pts | 3.5% |
| Worked from home | 8.2% ±4.7 pts | 9.1% |
| Mean travel time to work | 13.8 min ±2.9 | 13.4 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 4505.02 compare with the other tracts in Dickinson County?
Among Dickinson County's tracts with a reliable estimate, Census Tract 4505.02 ranks as shown below (1 = highest).
| Measure | In Dickinson County |
|---|---|
| Population | 3rd of 6 |
| Residents per square mile | 2nd of 6 |
| Median household income | 3rd of 6 |
| Per capita income | 5th of 6 |
| Median home value | 3rd of 6 |
| Median gross rent | 5th of 6 |
| Bachelor's degree or higher | 4th of 6 |
| Median age | 6th of 6 |
| Owner-occupied share | 5th of 6 |
The tracts next to it on Dickinson County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 4510 | 1st | $91,974±$3,386 · within the margin of this tract |
| Tract 4502 | 2nd | $87,292±$15,260 · within the margin of this tract |
| Tract 4505.02 | 3rd | $77,614±$32,110 |
| Tract 4511 | 4th | $75,875±$9,144 · within the margin of this tract |
| Tract 4508 | 5th | $65,417±$12,715 · within the margin of this tract |
| Tract 4505.01 | 6th | $57,774±$12,591 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 4505.02?
3 of the 18 figures for Census Tract 4505.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections