City profile · Kentucky · Census ACS 2023

Bancroft, KY

Population, income, housing, safety, climate and schools for Bancroft - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

494
Residents
$102,500
Median income
$357,100
Median home
$1,272
Median rent (state)

Bancroft - the verdict

Measured against every US city with at least 1,000 residents, Bancroft lands in the 79th percentile for household income and the 81st percentile for safety. Source: Census ACS + FBI UCR.

79th
percentile, household income
73rd
percentile, home value
43rd
percentile, median rent
81st
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Bancroft, KY

Kentucky's Bancroft is a small town, with 494 residents per the latest Census Bureau ACS figures. Bancroft households earn a median of $102,500 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 1.4%. Bancroft's housing stock carries a median value of $357,100, and the median resident age is 53.4 years. About 77.3% of adults hold a bachelor's degree or higher, while 52.2% of working-age residents are in the labor force.

Bancroft reports a comparatively low crime rate: FBI UCR reporting places total crime at 604.8 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).

Living costs in Kentucky run below the national norm: on BEA's 100-equals-national-average cost index, Kentucky scores 90.2 (Well Below Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,272 monthly. Statewide, average monthly utility bills in Kentucky run around $225, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 98.3 out of 100 (Very High).

Population

494 residents

Census ACS 2023 - Kentucky

Median Household Income

$102,500 /yr

Poverty 1.4%

Cost of Living Index (state)

90.2 (US=100)

Well Below Average - BEA RPP 2024, Kentucky average

How does Bancroft compare to other US cities?

Bancroft measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 79% higher than other cities
Home value 73% pricier than other cities
Median rent 43% pricier than other cities
Safety 81% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

A national percentile can hide a lot of local variation: narrowed to Kentucky alone, Bancroft ranks #73 of 181 Kentucky cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.

How we calculate these percentiles & ranks

Each percentile compares Bancroft against every qualifying US city; each in-state rank narrows that to Kentucky only. Full formula and direction notes: methodology.

Kentucky-relative analysis

Bachelor's Degree or Higher is Bancroft's strongest outlier among Kentucky cities

Among the 520 Kentucky cities PlainCities tracks with reported bachelor's degree or higher data, Bancroft ranks #18 - the 97th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Bancroft only against its own state's cities, not the full US field.

Median Household Income
#66 of 485
86th percentile in Kentucky
Median Gross Rent
#59 of 520
66th percentile in Kentucky
Median Home Value
#38 of 484
92nd percentile in Kentucky
Poverty Rate
#435 of 519
16th percentile in Kentucky
Bachelor's Degree or Higher
#18 of 520
97th percentile in Kentucky

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Kentucky only, not a livability score. See the methodology for the source and calculation.

79thIncome percentile
81stSafety percentile

79th percentile nationally for median household income · 81st percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Bancroft's profile vs. every US city

Income, affordability, and safety percentile

Bancroft's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 67 Avg. percentile National median
Bancroft's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Bancroft's home value compares nationally

Median home value vs. every US city (population 1,000+)

$357,100 27th percentile more affordable than 27% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). This entry sits in this band. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Bancroft $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Bancroft, KY Bancroft, KY's reported median household income shown against the U.S. national quintile-share pattern (not Bancroft, KY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Bancroft, KY median $102,500/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Bancroft, KY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Bancroft, KY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 77.3%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 1.4%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 52.2%

Census ACS S2301, share of working-age residents in the labor force

Population
494
Median Income
$102,500
Median Home Value
$357,100
Median Age
53.4
Poverty Rate
1.4%
Labor force participation
52.2%
Bachelor's Degree+
77.3%

Safety & Crime

Total Crime Rate
604.8
per 100,000 residents
Violent Crime
0.0
per 100,000 residents
Property Crime
604.8
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
500 residents505 residents510 residents515 residents520 residents 202020212022202320242025 504 residents 516 residents ▲ +2.4%
Bancroft's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
76.0%
Carpool
8.2%
Public Transit
0.0%
Walk
0.0%
Work from Home
14.9%
Other
0.9%

Based on 208 workers 16 and over.

Monthly Utility Costs

State-average estimates for Kentucky - EIA 2023 residential energy data

Electricity
$115
avg/month
Natural Gas
$70
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Kentucky state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Kentucky state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Bancroft sits in

Cost of Living Index
90.2
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,272/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
98.3 / 100
Very High
FEMA NRI composite score (county)

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Bancroft's 494 residents (Census ACS 5-Year 2023).

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Bancroft's $102,500 (Census ACS 5-Year 2023, table B19013).

Race & Ethnicity Composition

Race and ethnicity - Bancroft, KY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Bancroft, KY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 75.9% 16.8% ETHNICITY, Hispanic or Latino (any race) 4.7% White 75.9% Black or African American 16.8% Asian 3.2% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 4.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Bancroft compares to nearby Kentucky cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Bancroft (this city) 494 $102,500
Loyall 496 $31,250
Cawood 499 $42,604
Cecilia 499 $83,016
Census ACS 5-year FIPS KY FBI UCR OMB Bulletin 23-01

What do people ask about Bancroft, KY?

What is the population of Bancroft, KY? +

Bancroft, KY counts 494 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Bancroft, KY? +

In Bancroft, the typical household earns $102,500 per year, based on Census ACS 2023 data.

What is the cost of living in Bancroft? +

BEA does not publish a city-level cost-of-living figure for Bancroft; the closest available measure is the Kentucky state average, a cost of living index of 90.2 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Kentucky vary by metro area.

Is Bancroft, KY safe? +

Bancroft has a total crime rate of 604.8 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Bancroft, KY? +

Bancroft's median home value sits at $357,100, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.