City profile · Maryland · Census ACS 2023

Annapolis, MD

Population, income, housing, safety, climate and schools for Annapolis - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

40,744
Residents
$104,257
Median income
$510,200
Median home
$1,857
Median rent (state)

Annapolis - the verdict

Annapolis ranks in the 80th percentile for household income and the 17th percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.

80th
percentile, household income
85th
percentile, home value
78th
percentile, median rent
17th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Annapolis, MD

Annapolis is a small city in Maryland, home to 40,744 residents per U.S. Census Bureau ACS 2023 estimates. Annapolis households earn a median of $104,257 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 4.7%. Home values in Annapolis run a median of $510,200, and the median resident age is 40.9 years. Educational attainment runs 53.7% of adults with a bachelor's degree or higher. Separately, 64.9% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 104 residential units were authorized in 2024 (Construction Slowdown), down 57% from five years earlier. Annapolis's reported crime rate runs above the national norm: FBI UCR figures show 2902.7 crimes per 100,000 residents, above the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).

Maryland carries a cost-of-living premium: the state registers 105.0 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,857 per month statewide. EIA 2023 residential energy data puts Maryland's average monthly utility costs around $255 (state average). Commute times here average 23.7 minutes, with 64.5% driving alone and 17.4% working from home, per Census ACS commuting data. Natural-hazard exposure scores 81.9 out of 100 on FEMA's National Risk Index (High).

Population

40,744 residents

Census ACS 2023 - Maryland

Median Household Income

$104,257 /yr

Poverty 4.7%

Cost of Living Index (state)

105.0 (US=100)

Above Average - BEA RPP 2024, Maryland average

How does Annapolis compare to other US cities?

Annapolis measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 80% higher than other cities
Home value 85% pricier than other cities
Median rent 78% pricier than other cities
Safety 17% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Zoom in to just Maryland and the picture shifts: Annapolis ranks #46 of 70 Maryland cities by lowest crime rate, a different read than the national percentile above.

How we calculate these percentiles & ranks

Each percentile compares Annapolis against every qualifying US city; each in-state rank narrows that to Maryland only. Full formula and direction notes: methodology.

Maryland-relative analysis

Bachelor's Degree or Higher places Annapolis toward the top of Maryland's cities

Among the 479 Maryland cities PlainCities tracks with reported bachelor's degree or higher data, Annapolis ranks #90 - the 81st percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Annapolis only against its own state's cities, not the full US field.

Median Household Income
#211 of 445
53rd percentile in Maryland
Median Gross Rent
#180 of 479
38th percentile in Maryland
Median Home Value
#99 of 450
78th percentile in Maryland
Poverty Rate
#203 of 479
57th percentile in Maryland
Bachelor's Degree or Higher
#90 of 479
81st percentile in Maryland

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Maryland only, not a livability score. See the methodology for the source and calculation.

80thIncome percentile
17thSafety percentile

80th percentile nationally for median household income · 17th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Annapolis's profile vs. every US city

Income, affordability, and safety percentile

Annapolis's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 39 Avg. percentile National median
Annapolis's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Annapolis's home value compares nationally

Median home value vs. every US city (population 1,000+)

$510,200 15th percentile more affordable than 15% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). This entry sits in this band. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Annapolis $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Annapolis, MD Annapolis, MD's reported median household income shown against the U.S. national quintile-share pattern (not Annapolis, MD-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Annapolis, MD median $104,257/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Annapolis, MD's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Annapolis, MD. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 53.7%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 4.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 64.9%

Census ACS S2301, share of working-age residents in the labor force

Population
40,744
Median Income
$104,257
Median Home Value
$510,200
Median Age
40.9
Poverty Rate
4.7%
Labor force participation
64.9%
Bachelor's Degree+
53.7%

Safety & Crime

Total Crime Rate
2902.7
per 100,000 residents
Violent Crime
808.5
per 100,000 residents
Property Crime
2094.2
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
18
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
40,400 residents40,500 residents40,600 residents40,700 residents40,800 residents40,900 residents 202020212022202320242025 40,789 residents 40,634 residents ▼ -0.4%
Annapolis's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
104
housing units authorized
Single-Family
46
detached homes
Multifamily
58
apartments & condos
Supply Intensity
2.6
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 241
2020 48
2021 24
2022 65
2023 40
2024 104

Permit volume decreased 57% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
23.7 minutes
Drive Alone
64.5%
Carpool
7.2%
Public Transit
4.0%
Walk
4.6%
Work from Home
17.4%
Other
2.3%

Based on 21,774 workers 16 and over.

Monthly Utility Costs

State-average estimates for Maryland - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$255
estimated/month

Estimates reflect Maryland state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Maryland state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Annapolis sits in

Cost of Living Index
105.0
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,857/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
81.9 / 100
High
FEMA NRI composite score (county)

Similar Cities in Maryland

Essex
40,670 people
Woodlawn CDP (Baltimore County)
40,476 people
Severna Park
39,499 people
Catonsville
42,717 people
Clinton
38,756 people
Hagerstown
43,490 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Annapolis's 40,744 residents (Census ACS 5-Year 2023).

Meadow Woods, FL
40,741 people
Lancaster, TX
40,753 people
Germantown, TN
40,812 people
Westfield, MA
40,673 people
State College, PA
40,669 people
Cedar Falls, IA
40,662 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Annapolis's $104,257 (Census ACS 5-Year 2023, table B19013).

Casper Mountain, WY
$104,265 median income
Cloverdale, CA
$104,238 median income
McClellanville, SC
$104,236 median income
Carpinteria, CA
$104,233 median income
Fullerton, CA
$104,219 median income
Hickman, NE
$104,219 median income

Race & Ethnicity Composition

Race and ethnicity - Annapolis, MD Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Annapolis, MD - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 61.6% 18.7% 9.8% 7.0% ETHNICITY, Hispanic or Latino (any race) 18.6% White 61.6% Black or African American 18.7% Asian 2.7% American Indian 0.1% Native Hawaiian 0.0% Some other race 9.8% Two or more races 7.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Annapolis compares to nearby Maryland cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Annapolis (this city) 40,744 $104,257
Essex 40,670 $67,082
Woodlawn CDP (Baltimore County) 40,476 $78,591
Severna Park 39,499 $168,091
Census ACS 5-year FIPS MD FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Annapolis, MD?

What is the population of Annapolis, MD? +

The population of Annapolis, MD stands at 40,744 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Annapolis, MD? +

Median annual household income in Annapolis runs $104,257, based on Census ACS 2023 data.

What is the cost of living in Annapolis? +

BEA does not publish a city-level cost-of-living figure for Annapolis; the closest available measure is the Maryland state average, a cost of living index of 105.0 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Maryland vary by metro area.

Is Annapolis, MD safe? +

Annapolis has a total crime rate of 2902.7 per 100,000 residents, which is above the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Annapolis, MD? +

Annapolis's median home value sits at $510,200, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.