City profile · Maryland · Census ACS 2023

Carney, MD

Carney's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

28,624
Residents
$84,619
Median income
$299,200
Median home
$1,657
Median rent (state)
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Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.

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Starting with Carney, MD - add up to three more cities on the compare page.

See how it ranks

State rank, size-class rank, and four peer cities for Carney.

Place dossier plate

Sheet MD-CARNEY-MD · Carney, MD 28,624 pop · income 66th pct

POP-SMALL · INC-HIGH · COL-ABOVE · SAFE-UNK · RANK-UPPER · PHOTO-FINISH · HOME-MID · BOOK-UNK

  • POP-SMALL 28,624
  • INC-HIGH $84,619
  • COL-ABOVE 105.0
  • SAFE-UNK Safety pending
  • RANK-UPPER 66th
  • PHOTO-FINISH ≈ Santa Maria
  • HOME-MID $299,200
  • BOOK-UNK Tracts pending

Nearest income peer: Santa Maria, CA ( $2 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Carney

Lowest/highest poles plus peers nearest Carney on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Carney on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 28,624.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $84,619. Population peers are excluded.

4 peers

Carney - the verdict

Carney ranks in the 66th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

66th
percentile, household income
65th
percentile, home value
84th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Carney, MD

Carney is a small city in Maryland, home to 28,624 residents per U.S. Census Bureau ACS 2023 estimates. Households in Carney report a median income of $84,619 per year, above the median for U.S. cities on this measure, with a poverty rate of 7.9%. Home values in Carney run a median of $299,200, and the median resident age is 39.7 years. 40.2% of adults here have a bachelor's degree or higher; 58.6% of working-age residents are in the labor force.

Maryland carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Maryland scores 105.0 (Above Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,657 per month. Monthly utility costs average around $255 across Maryland, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 60.2 out of 100 for natural-hazard exposure (Moderate).

A decision-led reading path

Useful questions to ask of Carney's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to work and mobility to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Carney, city-specific coverage includes commute-mode shares. No matched row is reported here for FBI reported-crime rates, matched public-school count, annual population history, local building permits, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

Which cities make useful reference points for Carney?

Within Maryland, the closest population matches are Perry Hall (28,908 residents, $104,709 income); Clarksburg (29,246 residents, $178,641 income); Reisterstown (27,764 residents, $79,812 income). Outside the state, the closest population matches in this dataset are West Springfield, MA (28,635 residents); Northampton, MA (28,640 residents); Saugus, MA (28,599 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Open a side-by-side comparison →

2. Work and mobility

What does the journey to work look like in Carney?

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Driving alone is the largest reported mode at 78.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Compare commute patterns →

Question 3

How far does income reach against housing in Carney?

The home-value-to-income reference sits in a middle range: the ACS median home value is 3.5 times median household income. The ACS poverty estimate is 7.9%, which keeps the citywide median from describing every household.

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.

Compare the housing trade-off →

Population

28,624 residents

Small city (10k–49k)

Median Household Income

$84,619 /yr

Above median income · poverty 7.9% (Above-median poverty)

Cost of Living Index (state)

105.0 (US=100)

High cost · BEA RPP 2024, Maryland average

City profile score · Carney, MD

51/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Bachelor's+ share B+
40.2%

Adults with a bachelor's degree or higher; ACS.

Household income C+
$84,619

Median household income vs U.S. cities (pop ≥1,000); ACS.

Poverty rate D
7.9%

Share of residents below the poverty line; lower scores better on this axis.

Cost of living F
105.0 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Carney profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Bachelor's+ share, Household income, Poverty rate, Cost of living. Bachelor's+ shareHousehold incomePoverty rateCost of living 51 C-
Carney profile (scored ACS/FBI dimensions)
Read the chart values
  • Bachelor's+ share: 75/100 (B+) · 40.2%
  • Household income: 64/100 (C+) · $84,619
  • Poverty rate: 48/100 (D) · 7.9%
  • Cost of living: 21/100 (F) · 105.0 index

How does Carney compare to other US cities?

Here's how Carney stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 66% higher than other cities
Home value 65% pricier than other cities
Median rent 84% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Carney against every qualifying US city; each in-state rank narrows that to Maryland only. Full formula and direction notes: methodology.

Maryland-relative analysis

Median Gross Rent places Carney near the bottom of Maryland's cities

Among the 479 Maryland cities PlainCities tracks with reported median gross rent data, Carney ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Carney only against its own state's cities, not the full US field.

Median Household Income
#292 of 445
34th percentile in Maryland
Median Gross Rent
#1 of 479
0th percentile in Maryland
Median Home Value
#300 of 450
33rd percentile in Maryland
Poverty Rate
#125 of 479
74th percentile in Maryland
Bachelor's Degree or Higher
#190 of 479
60th percentile in Maryland
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Maryland only, not a livability score. See the methodology for the source and calculation.

66thIncome percentile
Gauge source note

66th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Carney's home value compares nationally

Median home value vs. every US city (population 1,000+)

$299,200 35th percentile more affordable than 35% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). This entry sits in this band. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Carney $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Carney's home-value-to-income ratio: 3.5×

ACS median home value divided by median household income.

Band
moderate
3.0–5.0×
National rank
#9,119 of 15,516
More affordable than 41% of tracked cities (pop. 1,000+)
Size class
#1,530 of 3,317
Small cities (10,000–49,999)

At 3.5×, Carney sits in the moderate band: national rank #9,119 of 15,516 and #1,530 of 3,317small cities (10,000–49,999). Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$84,619 Carney, MD median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Carney, MD Carney, MD's median household income ($84,619) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Carney, MD-specific shares. $ Household Income Distribution Carney, MD median $84,619/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Carney, MD median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Carney, MD.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 40.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 7.9%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 58.6%

Census ACS S2301, share of working-age residents in the labor force

Population
28,624
Median Income
$84,619
Median Home Value
$299,200
Median Age
39.7
Poverty Rate
7.9%
Labor force participation
58.6%
Bachelor's Degree+
40.2%

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
78.9%
Carpool
7.1%
Public Transit
0.6%
Walk
0.6%
Work from Home
11.5%
Other
1.3%

Based on 13,443 workers 16 and over.

Monthly Utility Costs

Maryland statewide monthly utility average (EIA 2023): $255

EIA 2023 residential energy data puts average monthly utilities across Maryland at $255 (electricity about $120 , water and sewer about $55 ).

These are Maryland statewide averages, not a meter reading for Carney. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Maryland's BEA cost-of-living index is 105.0 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Carney is $1,657/mo. FEMA's National Risk Index, averaged to Maryland statewide on PlainCities, rates natural-hazard exposure at 60.2 / 100 (Moderate).

Cost/risk geography note

Cost of living is a Maryland statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Carney sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Carney compares to similar-size Maryland cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Carney (this city) 28,624 $84,619
Perry Hall 28,908 $104,709
Clarksburg 29,246 $178,641
Reisterstown 27,764 $79,812
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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