City profile · Maryland · Census ACS 2023

Chestertown, MD

Population, income, housing, safety, climate and schools for Chestertown — drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

5,548
Residents
$47,047
Median income
$333,900
Median home
$1,657
Median rent

Data Snapshot: Chestertown, MD

Chestertown is a city in Maryland with a population of 5,548 residents based on U.S. Census Bureau ACS 2023 estimates. Median household income here reaches $47,047 per year, while the poverty rate sits at 15.2%. Typical homes in Chestertown are valued around $333,900, and the median resident age is 32.3 years. About 45.1% of adults hold a bachelor's degree or higher, while 47.3% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 4 residential units were authorized in 2024 (Building Boom), up 300% from five years earlier. FBI UCR reporting places total crime at 2083.4 incidents per 1,000 residents, above the national average, indicating elevated public-safety concerns. NOAA climate normals record an annual average temperature of 56.0°F with 46.0 inches of precipitation per year and 16.7 inches of snowfall.

On a cost-of-living index where 100 equals the national average, Maryland registers 105.0 (Near Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,657 per month. Average monthly utility bills run around $255 based on EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 60.2 out of 100 (Moderate).

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) 5-year estimates, PlainCities renders standardized city-level demographic, income, education, employment, and housing indicators across more than 19,000 incorporated places nationwide. Population counts and median household income figures are sourced directly from Census Table B01003 and B19013 respectively, with poverty rates from B17001 and cost-of-living adjustments from the Bureau of Economic Analysis (BEA) Regional Price Parities (RPP) 2024 release. Every value displayed in this snapshot links back to the official upstream tables and is refreshed on the ACS annual release cadence (typically December of the survey year + 1).

Methodology: city boundaries follow the Census Bureau's place-level geography (incorporated places, census-designated places, and consolidated city-county governments), with FIPS codes ensuring consistent identifiers across decennial and annual surveys. Cost-of-living comparisons use BEA's Regional Price Parities (RPP) indexed to the national average (100), enabling cross-city purchasing-power comparisons. See our methodology page for full source attribution, refresh cadence, and known data quality limitations including margin-of-error disclosure and sample-size thresholds.

Population

5,548 residents

Census ACS 2023 — Maryland

Median Household Income

$47,047 /yr

Poverty 15.2%

Cost of Living Index

105.0 (US=100)

Near Average — BEA RPP 2024

How does Chestertown compare to other US cities?

Where Chestertown sits among all US cities (population 1,000+) on each measure — computed live from Census and FBI data.

Household income 15% higher than other cities
Home value 70% pricier than other cities
Median rent 84% pricier than other cities
Safety 30% safer than other cities

Percentiles compare Chestertown against every US city with at least 1,000 residents. "Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Income distribution context

Household income distribution — Chestertown, MD Quintile shares of aggregate household income for Chestertown, MD. The Lorenz curve traces cumulative income share against cumulative population share — perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Chestertown, MD — median $47,047/yr — Census ACS quintile shares QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Household income distribution for Chestertown, MD — Census ACS 5-year estimates. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 45.1%

Census ACS S1501 — educational attainment

Poverty rate (households below FPL) 15.2%

Census ACS S1701 — poverty status

Labor force participation (adults 16+) 47.3%

Census ACS S2301 — share of working-age residents in the labor force

Population
5,548
Median Income
$47,047
Median Home Value
$333,900
Median Age
32.3
Poverty Rate
15.2%
Labor force participation
47.3%
Bachelor's Degree+
45.1%

Safety & Crime

Total Crime Rate
2083.4
per 1,000 residents
Violent Crime
231.5
per 1,000 residents
Property Crime
1851.9
per 1,000 residents

Climate

Avg Temperature
56.0°F
Annual Precipitation
46.0"
Annual Snowfall
16.7"

Schools

Total Schools
2
Public schools in this city

Housing Supply

Census Bureau Building Permits Survey (BPS) — annual residential permits authorized

📈 Building Boom
Total Permits (2024)
4
housing units authorized
Single-Family
4
detached homes
Multifamily
0
apartments & condos
Supply Intensity
0.7
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 1
2020 13
2021 10
2022 35
2023 31
2024 4

Permit volume increased 300% from 2019 to 2024.

Commute Patterns

How workers travel to work — Census ACS 2023

Drive Alone
57.1%
Carpool
7.1%
Public Transit
0.0%
Walk
22.6%
Work from Home
11.1%
Other
2.1%

Based on 2,217 workers 16 and over.

Monthly Utility Costs

State-average estimates for Maryland — EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$255
estimated/month

Estimates reflect Maryland state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Maryland state-level data from PlainCost, PlainRent, and PlainHazard

Cost of Living Index
105.0
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,657/mo
HUD Fair Market Rent
State-level FMR estimate
Natural Hazard Risk
60.2 / 100
Moderate
FEMA NRI composite score

Race & Ethnicity Composition

Race and ethnicity — Chestertown, MD Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Chestertown, MD — Census ACS, OMB race + ethnicity categories RACE — sums to 100% 59.5% 12.1% 6.1% 10.6% 10.3% ETHNICITY — Hispanic or Latino (any race) 18.7% White 59.5% Black or African American 12.1% Asian 6.1% American Indian 1.2% Native Hawaiian 0.2% Some other race 10.6% Two or more races 10.3% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

National-average reference values shown when city-level race/ethnicity table is not loaded. Source: Census ACS 5-year, OMB Directive 15 race-and-ethnicity categories.

How Chestertown compares to nearby Maryland cities

Census ACS 2023 — population and median income benchmarks

Side-by-side population + income comparison anchored on the current city (Chestertown) plus the nearest peer cities in Maryland, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).
Selected

MD

Chestertown

47.05% top marginal rate
Structure
Progressive
Burden @ $100K
$47,047
Brackets
6
Selected

MD

Manchester

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$540
Brackets
5
Selected

MD

Ashton-Sandy Spring

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$540
Brackets
5
Selected

MD

Fruitland

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$570
Brackets
6
Census ACS 5-year FIPS MD FBI UCR NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Chestertown, MD?

What is the population of Chestertown, MD? +

Chestertown, MD has a population of 5,548 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Chestertown, MD? +

The median household income in Chestertown is $47,047 per year, based on Census ACS 2023 data.

What is the cost of living in Chestertown? +

Chestertown has a cost of living index of 105.0 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data.

Is Chestertown, MD safe? +

Chestertown has a total crime rate of 2083.4 per 1,000 residents, which is above the national average. Source: FBI UCR data.

What is the median home value in Chestertown, MD? +

The median home value in Chestertown is $333,900, according to Census ACS 2023 estimates.

What is the climate like in Chestertown? +

Chestertown has an average annual temperature of 56.0°F, 46.0 inches of precipitation, and 16.7 inches of snowfall per year. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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