City profile · Maryland · Census ACS 2023

Cottage City, MD

Population, income, housing, safety, climate and schools for Cottage City - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,162
Residents
$78,456
Median income
$331,900
Median home
$2,246
Median rent (state)

Cottage City - the verdict

Out of every US city with 1,000+ residents, Cottage City places in the 60th percentile for household income. Source: Census ACS.

60th
percentile, household income
69th
percentile, home value
87th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Cottage City, MD

Census ACS 2023 estimates count 1,162 residents in Cottage City, a small town within Maryland. The typical household in Cottage City brings in $78,456 a year, above the median for U.S. cities on this measure, with a poverty rate of 2.3%. Cottage City's housing stock carries a median value of $331,900, and the median resident age is 48.3 years. Educational attainment runs 21.9% of adults with a bachelor's degree or higher. Separately, 62.1% of working-age residents are in the labor force.

Maryland carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Maryland scores 105.0 (Above Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $2,246 per month. EIA 2023 residential energy data puts Maryland's average monthly utility costs around $255 (state average). Natural-hazard exposure scores 93.2 out of 100 on FEMA's National Risk Index (Very High).

Population

1,162 residents

Census ACS 2023 - Maryland

Median Household Income

$78,456 /yr

Poverty 2.3%

Cost of Living Index (state)

105.0 (US=100)

Above Average - BEA RPP 2024, Maryland average

How does Cottage City compare to other US cities?

Where Cottage City sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 60% higher than other cities
Home value 69% pricier than other cities
Median rent 87% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Cottage City against every qualifying US city; each in-state rank narrows that to Maryland only. Full formula and direction notes: methodology.

Maryland-relative analysis

Bachelor's Degree or Higher sits close to the middle of Maryland's city distribution

Among the 479 Maryland cities PlainCities tracks with reported bachelor's degree or higher data, Cottage City ranks #342 - the 29th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cottage City only against its own state's cities, not the full US field.

Median Household Income
#321 of 445
28th percentile in Maryland
Median Gross Rent
#1 of 479
66th percentile in Maryland
Median Home Value
#270 of 450
40th percentile in Maryland
Poverty Rate
#301 of 479
37th percentile in Maryland
Bachelor's Degree or Higher
#342 of 479
29th percentile in Maryland

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Maryland only, not a livability score. See the methodology for the source and calculation.

60thIncome percentile

60th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Cottage City's home value compares nationally

Median home value vs. every US city (population 1,000+)

$331,900 31st percentile more affordable than 31% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). This entry sits in this band. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Cottage City $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Cottage City, MD Cottage City, MD's reported median household income shown against the U.S. national quintile-share pattern (not Cottage City, MD-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Cottage City, MD median $78,456/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Cottage City, MD's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Cottage City, MD. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 21.9%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 2.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 62.1%

Census ACS S2301, share of working-age residents in the labor force

Population
1,162
Median Income
$78,456
Median Home Value
$331,900
Median Age
48.3
Poverty Rate
2.3%
Labor force participation
62.1%
Bachelor's Degree+
21.9%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
1,300 residents1,310 residents1,320 residents1,330 residents1,340 residents 202020212022202320242025 1,331 residents 1,329 residents ▼ -0.2%
Cottage City's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
63.0%
Carpool
14.5%
Public Transit
10.2%
Walk
0.0%
Work from Home
11.3%
Other
1.0%

Based on 635 workers 16 and over.

Monthly Utility Costs

State-average estimates for Maryland - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$255
estimated/month

Estimates reflect Maryland state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Maryland state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Cottage City sits in

Cost of Living Index
105.0
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,246/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
93.2 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Maryland

Cobb Island
1,162 people
Piney Point
1,171 people
Bowmans Addition
1,149 people
Ten Mile Creek
1,180 people
Galesville
1,206 people
Trappe
1,112 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Cottage City's 1,162 residents (Census ACS 5-Year 2023).

Occidental, CA
1,162 people
Inglenook, CT
1,162 people
Williamsburg, PA
1,162 people
Biola, CA
1,163 people
Quinebaug, CT
1,163 people
Chatsworth, IL
1,161 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Cottage City's $78,456 (Census ACS 5-Year 2023, table B19013).

Cowley, WY
$78,456 median income
Agricola, MS
$78,462 median income
Reno, NV
$78,448 median income
Centerville borough (Washington County), PA
$78,446 median income
Northampton, MA
$78,467 median income
Elk Rapids, MI
$78,472 median income

Race & Ethnicity Composition

Race and ethnicity - Cottage City, MD Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Cottage City, MD - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 19.5% 26.0% 38.6% 10.4% ETHNICITY, Hispanic or Latino (any race) 51.5% White 19.5% Black or African American 26.0% Asian 5.4% American Indian 0.0% Native Hawaiian 0.0% Some other race 38.6% Two or more races 10.4% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Cottage City compares to nearby Maryland cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Cottage City (this city) 1,162 $78,456
Cobb Island 1,162 $161,141
Piney Point 1,171 $114,271
Bowmans Addition 1,149 $80,489
Census ACS 5-year FIPS MD OMB Bulletin 23-01

What do people ask about Cottage City, MD?

What is the population of Cottage City, MD? +

Cottage City, MD has a population of 1,162 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Cottage City, MD? +

Cottage City households earn a median of $78,456 annually, based on Census ACS 2023 data.

What is the cost of living in Cottage City? +

BEA does not publish a city-level cost-of-living figure for Cottage City; the closest available measure is the Maryland state average, a cost of living index of 105.0 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Maryland vary by metro area.

What is the median home value in Cottage City, MD? +

Homes in Cottage City carry a median value of $331,900, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.