City profile · Maryland · Census ACS 2023

Cottage City, MD

Population, income, housing, safety, climate and schools for Cottage City — drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,162
Residents
$78,456
Median income
$331,900
Median home
$1,657
Median rent

Data Snapshot: Cottage City, MD

Cottage City is a city in Maryland with a population of 1,162 residents based on U.S. Census Bureau ACS 2023 estimates. Median household income here reaches $78,456 per year, while the poverty rate sits at 2.3%. Typical homes in Cottage City are valued around $331,900, and the median resident age is 48.3 years. About 21.9% of adults hold a bachelor's degree or higher, while 62.1% of working-age residents are in the labor force.

On a cost-of-living index where 100 equals the national average, Maryland registers 105.0 (Near Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,657 per month. Average monthly utility bills run around $255 based on EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 60.2 out of 100 (Moderate).

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) 5-year estimates, PlainCities renders standardized city-level demographic, income, education, employment, and housing indicators across more than 19,000 incorporated places nationwide. Population counts and median household income figures are sourced directly from Census Table B01003 and B19013 respectively, with poverty rates from B17001 and cost-of-living adjustments from the Bureau of Economic Analysis (BEA) Regional Price Parities (RPP) 2024 release. Every value displayed in this snapshot links back to the official upstream tables and is refreshed on the ACS annual release cadence (typically December of the survey year + 1).

Methodology: city boundaries follow the Census Bureau's place-level geography (incorporated places, census-designated places, and consolidated city-county governments), with FIPS codes ensuring consistent identifiers across decennial and annual surveys. Cost-of-living comparisons use BEA's Regional Price Parities (RPP) indexed to the national average (100), enabling cross-city purchasing-power comparisons. See our methodology page for full source attribution, refresh cadence, and known data quality limitations including margin-of-error disclosure and sample-size thresholds.

Population

1,162 residents

Census ACS 2023 — Maryland

Median Household Income

$78,456 /yr

Poverty 2.3%

Cost of Living Index

105.0 (US=100)

Near Average — BEA RPP 2024

How does Cottage City compare to other US cities?

Where Cottage City sits among all US cities (population 1,000+) on each measure — computed live from Census and FBI data.

Household income 60% higher than other cities
Home value 69% pricier than other cities
Median rent 84% pricier than other cities

Percentiles compare Cottage City against every US city with at least 1,000 residents. "Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Income distribution context

Household income distribution — Cottage City, MD Quintile shares of aggregate household income for Cottage City, MD. The Lorenz curve traces cumulative income share against cumulative population share — perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Cottage City, MD — median $78,456/yr — Census ACS quintile shares QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Household income distribution for Cottage City, MD — Census ACS 5-year estimates. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 21.9%

Census ACS S1501 — educational attainment

Poverty rate (households below FPL) 2.3%

Census ACS S1701 — poverty status

Labor force participation (adults 16+) 62.1%

Census ACS S2301 — share of working-age residents in the labor force

Population
1,162
Median Income
$78,456
Median Home Value
$331,900
Median Age
48.3
Poverty Rate
2.3%
Labor force participation
62.1%
Bachelor's Degree+
21.9%

Commute Patterns

How workers travel to work — Census ACS 2023

Drive Alone
63.0%
Carpool
14.5%
Public Transit
10.2%
Walk
0.0%
Work from Home
11.3%
Other
1.0%

Based on 635 workers 16 and over.

Monthly Utility Costs

State-average estimates for Maryland — EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$255
estimated/month

Estimates reflect Maryland state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Maryland state-level data from PlainCost, PlainRent, and PlainHazard

Cost of Living Index
105.0
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,657/mo
HUD Fair Market Rent
State-level FMR estimate
Natural Hazard Risk
60.2 / 100
Moderate
FEMA NRI composite score

Race & Ethnicity Composition

Race and ethnicity — Cottage City, MD Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Cottage City, MD — Census ACS, OMB race + ethnicity categories RACE — sums to 100% 59.5% 12.1% 6.1% 10.6% 10.3% ETHNICITY — Hispanic or Latino (any race) 18.7% White 59.5% Black or African American 12.1% Asian 6.1% American Indian 1.2% Native Hawaiian 0.2% Some other race 10.6% Two or more races 10.3% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

National-average reference values shown when city-level race/ethnicity table is not loaded. Source: Census ACS 5-year, OMB Directive 15 race-and-ethnicity categories.

How Cottage City compares to nearby Maryland cities

Census ACS 2023 — population and median income benchmarks

Side-by-side population + income comparison anchored on the current city (Cottage City) plus the nearest peer cities in Maryland, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).
Selected

MD

Cottage City

78.46% top marginal rate
Structure
Progressive
Burden @ $100K
$78,456
Brackets
1
Selected

MD

Cobb Island

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$120
Brackets
1
Selected

MD

Piney Point

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$120
Brackets
1
Selected

MD

Bowmans Addition

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$110
Brackets
1
Census ACS 5-year FIPS MD OMB Bulletin 23-01

What do people ask about Cottage City, MD?

What is the population of Cottage City, MD? +

Cottage City, MD has a population of 1,162 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Cottage City, MD? +

The median household income in Cottage City is $78,456 per year, based on Census ACS 2023 data.

What is the cost of living in Cottage City? +

Cottage City has a cost of living index of 105.0 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data.

What is the median home value in Cottage City, MD? +

The median home value in Cottage City is $331,900, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainCities Editorial

Verify with HUD →

Verify with FBI →

Verify with NOAA →

Verify with U.S. Census Bureau →

Verify with EPA →

Verify with FEMA →

Verify with BEA →

Verify with EIA →

Verify with NCES →