City profile · Maryland · Census ACS 2023

Frederick, MD

Population, income, housing, safety, climate and schools for Frederick - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

80,617
Residents
$95,150
Median income
$365,200
Median home
$2,246
Median rent (state)

Frederick - the verdict

Out of every US city with 1,000+ residents, Frederick places in the 74th percentile for household income and the 30th percentile for safety. Source: Census ACS + FBI UCR.

74th
percentile, household income
74th
percentile, home value
87th
percentile, median rent
30th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Frederick, MD

Census ACS 2023 estimates count 80,617 residents in Frederick, a small city within Maryland. Median household income here is $95,150 per year, above the median for U.S. cities on this measure, with a poverty rate of 7.3%. Typical homes in Frederick are valued around $365,200, and the median resident age is 37.1 years. 41.8% of adults here have a bachelor's degree or higher; 67.7% of working-age residents are in the labor force.

In 2024, 1,143 residential building permits were authorized in Frederick (Building Boom), up 122% from five years earlier, per Census BPS data. Crime here tracks close to the national norm: the FBI's Uniform Crime Reporting program logs 2079.7 total incidents per 100,000 residents here, near the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).

Maryland carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Maryland scores 105.0 (Above Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $2,246 per month. Statewide, average monthly utility bills in Maryland run around $255, per EIA 2023 residential energy data. Workers in Frederick report an average commute of 25.6 minutes, with 70.6% driving alone and 15.0% working from home. FEMA's National Risk Index rates natural-hazard exposure at 74.2 out of 100 (High).

Population

80,617 residents

Census ACS 2023 - Maryland

Median Household Income

$95,150 /yr

Poverty 7.3%

Cost of Living Index (state)

105.0 (US=100)

Above Average - BEA RPP 2024, Maryland average

How does Frederick compare to other US cities?

Frederick measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 74% higher than other cities
Home value 74% pricier than other cities
Median rent 87% pricier than other cities
Safety 30% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

A national percentile can hide a lot of local variation: narrowed to Maryland alone, Frederick ranks #35 of 70 Maryland cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Frederick's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Maryland, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

74thIncome percentile
30thSafety percentile

74th percentile nationally for median household income · 30th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Frederick's profile vs. every US city

Income, affordability, and safety percentile

Frederick's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 41 Avg. percentile National median
Frederick's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Frederick's home value compares nationally

Median home value vs. every US city (population 1,000+)

$365,200 26th percentile more affordable than 26% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). This entry sits in this band. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Frederick $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Frederick, MD Frederick, MD's reported median household income shown against the U.S. national quintile-share pattern (not Frederick, MD-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Frederick, MD median $95,150/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Frederick, MD's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Frederick, MD. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 41.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 7.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 67.7%

Census ACS S2301, share of working-age residents in the labor force

Population
80,617
Median Income
$95,150
Median Home Value
$365,200
Median Age
37.1
Poverty Rate
7.3%
Labor force participation
67.7%
Bachelor's Degree+
41.8%

Safety & Crime

Total Crime Rate
2079.7
per 100,000 residents
Violent Crime
406.0
per 100,000 residents
Property Crime
1673.7
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
30
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
75,000 residents80,000 residents85,000 residents90,000 residents95,000 residents 202020212022202320242025 78,396 residents 92,059 residents ▲ +17.4%
Frederick's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
1,143
housing units authorized
Single-Family
769
detached homes
Multifamily
374
apartments & condos
Supply Intensity
14.2
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 515
2020 530
2021 1,023
2022 1,542
2023 1,229
2024 1,143

Permit volume increased 122% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
25.6 minutes
Drive Alone
70.6%
Carpool
7.3%
Public Transit
1.8%
Walk
2.9%
Work from Home
15.0%
Other
2.4%

Based on 43,347 workers 16 and over.

Monthly Utility Costs

State-average estimates for Maryland - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$255
estimated/month

Estimates reflect Maryland state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Maryland state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Frederick sits in

Cost of Living Index
105.0
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,246/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
74.2 / 100
High
FEMA NRI composite score (county)

Similar Cities in Maryland

Silver Spring
82,129 people
Waldorf
82,541 people
Ellicott
73,737 people
Glen Burnie
72,772 people
Germantown
90,521 people
Gaithersburg
69,225 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Frederick's 80,617 residents (Census ACS 5-Year 2023).

Boynton Beach, FL
80,601 people
Rancho Cordova, CA
80,656 people
Somerville, MA
80,549 people
North Port, FL
80,512 people
Lakewood, CA
80,510 people
Homestead, FL
80,725 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Frederick's $95,150 (Census ACS 5-Year 2023, table B19013).

Kemah, TX
$95,152 median income
Lakeville, CT
$95,156 median income
Huber Ridge, OH
$95,141 median income
Mount Ephraim, NJ
$95,137 median income
Bethany, PA
$95,167 median income
Racine, MN
$95,125 median income

Race & Ethnicity Composition

Race and ethnicity - Frederick, MD Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Frederick, MD - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 57.0% 17.2% 7.5% 12.5% ETHNICITY, Hispanic or Latino (any race) 20.5% White 57.0% Black or African American 17.2% Asian 5.6% American Indian 0.2% Native Hawaiian 0.1% Some other race 7.5% Two or more races 12.5% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Frederick compares to nearby Maryland cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Frederick (this city) 80,617 $95,150
Silver Spring 82,129 $98,880
Waldorf 82,541 $115,453
Ellicott 73,737 $157,891
Census ACS 5-year FIPS MD FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Frederick, MD?

What is the population of Frederick, MD? +

Frederick, MD has a population of 80,617 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Frederick, MD? +

Median annual household income in Frederick runs $95,150, based on Census ACS 2023 data.

What is the cost of living in Frederick? +

BEA does not publish a city-level cost-of-living figure for Frederick; the closest available measure is the Maryland state average, a cost of living index of 105.0 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Maryland vary by metro area.

Is Frederick, MD safe? +

Frederick has a total crime rate of 2079.7 per 100,000 residents, which is near the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Frederick, MD? +

Homes in Frederick carry a median value of $365,200, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.